# FinVault360 – Expense Tracker — Private, offline money tracker

> Private, offline money tracker (iPhone/iPad app by Bhushan Bachhav.)

- Source: https://appshunter.io/ios/app/finvault360-expense-tracker/id6801885548 (this page in markdown: same URL + `.md`)
- Developer: [Bhushan Bachhav](https://appshunter.io/developer/6801885550)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 104 MB
- Languages: American English
- Released: 2026-08-19
- Data updated: 2026-10-29

## What is FinVault360?

FinVault360 is 100% private, offline-first personal finance tracker. Every rupee/Document/ Information anything you record stays on your device — there is no account to create, no server that holds your data, and nothing is sold or shared.

Track your everyday Hard earn money, plan ahead, and keep your important family and financial records, Username passwords, Bank-Card Details with pics, Documents in one calm, secure place.

WHAT YOU CAN TRACK
• Expenses & income — fast entry, search, and month-wise browsing
• Budgets & goals — set a monthly plan and follow your pace
• Bills & reminders — never miss a due date, with on-device reminders
• Accounts & balances — bank, cash, cards and wallets in one view
• Wealth, assets & liabilities — see your net worth over time
• Lending records — money you lent to or borrowed from people
• Trips — split shared expenses with friends and settle up
• Family Vault — securely store important records and documents
• Calculators — EMI, savings, retirement and more, right inside the app
• Analytics — clear charts for where your money goes

PRIVATE BY DESIGN
• Offline-first: your financial data lives on your device
• Encrypted at rest on the device
• App lock with PIN and Face ID / Touch ID
• Privacy mode to hide amounts at a glance
• No ads. No trackers. No data selling.

BACKUP THAT YOU CONTROL
• Optional Google Drive backup to YOUR OWN Google account
• Optional Full Backup file that is always password-encrypted
• You choose where backups go — we never receive them

FREE TRIAL & SUBSCRIPTION
FinVault360 is completely free for your first 90 days, with every feature unlocked. After that, an optional FinVault360 Premium subscription (1 year) keeps full access; without it the app switches to view-only so your records always remain readable and exportable. Payment is charged to your Apple ID account. The subscription does not renew automatically unless auto-renew is on; manage or cancel anytime in your App Store account settings. Your data stays on your device either way.

Privacy Policy: https://expense-ledger-bhushanbachhav1.replit.app/api/privacy-policy
Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

IMPORTANT — WHAT THIS APP IS NOT
FinVault360 is a tracker and record-keeping tool only. It does not offer loans, does not connect you to lenders, does not provide credit, does not move money, does not link to your bank, and does not provide investment advice or guarantee any returns. It is not a payment or banking app. All figures are entered by you and are for your personal tracking and planning.

Questions or feedback? Contact us at finvault360@gmail.com

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FinVault360 Premium | $14.99 | per year |


## Is FinVault360 safe?

Not enough ratings yet to assess FinVault360.

## Is FinVault360 legit?

FinVault360 – Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for FinVault360 is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.3.6 — 2026-09-05

Family Transfer now lets family members safely share and merge personal one-off expenses and income without replacing existing data. This update also improves Backup & Cloud Sync organization, Google Drive backup reliability, record editing, Home customization, bank-account privacy, Office categories, contextual help, Settings organization, and overall reliability.

### 1.3.3 — 2026-09-04

What's new in 1.3.3:
• Added Google Drive backup support on iPhone.
• You can now connect your own Google account and back up financial data directly to your Drive.
• Improved backup setup reliability.

### 1.3.2 — 2026-09-01

What's new in 1.3.2:
• Added clearer app version, installed-update date and update availability details.
• Improved the organisation of About FinVault360 and App Showcase.
• Fixed About-page preview stability and improved general reliability.

### 1.3.1 — 2026-08-21

• A clearer, more customizable Home dashboard.
• Improved expense entry with recent category shortcuts, a themed Save button, and an easier date picker.
• General improvements and bug fixes for a smoother experience.

### 1.0 — 2026-08-19

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*