# Finwatch: Spending Tracker — Net Worth, Budget, Track Money

> Simple personal finance app for tracking spending, net worth, and budgets. (iPhone/iPad app by Finwatch LLC.)

- Source: https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368 (this page in markdown: same URL + `.md`)
- Developer: [Finwatch LLC](https://appshunter.io/developer/1881870269)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 8 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 67 MB
- Languages: American English
- Released: 2026-03-12
- Data updated: 2026-08-20
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368/reviews.md

## What is Finwatch?

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month.

Your finances, beautifully simple.

SECURE BANK CONNECTIONS
Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials.

NET WORTH TRACKING
See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture.

SPENDING INSIGHTS & TRENDS
Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number.

SMART BUDGETING
Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long.

A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR
New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again.

STREAKS & REMINDERS
Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks.

PRIVACY & SECURITY
- Face ID / Touch ID lock
- Privacy mode to blur sensitive numbers
- Tokens stored securely in your device keychain
- Full data export any time
- Delete your account and data any time, permanently

FREE TO START
Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free.

FINWATCH PRO
- Unlimited linked accounts
- Priority support
- Plus every Pro feature we add

Also on the web at finwatchapp.com, so your data is always with you on any device.

Questions or feedback? Reach out any time from the in-app support page. We read every message.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://finwatchapp.com/**privacy**

## Key features

- Secure bank account connections
- Net worth tracking with charts
- Spending insights and trends
- Smart budgeting with suggestions
- Transaction review and categorization
- Customizable reminders and notifications

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $5.99 | per month |
| Pro Annual | $54.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/finwatch-spending-tracker/id6759948368/reviews.md

### 5/5 — Straightforward and easy to use

*2026-08-15*

This platform is so easy to use!!! And actually makes managing finances fun

### 5/5 — Wow!

*2026-03-18*

Finally a good app exists to track my personal finances

## Frequently asked questions about Finwatch

### How secure is Finwatch?

Finwatch uses Plaid for secure bank connections, the same service used by Venmo. Your bank credentials are never stored by Finwatch. It also features Face ID/Touch ID lock and tokens stored securely in your device keychain.

### What are the costs associated with Finwatch?

Finwatch is free to start, allowing you to connect up to 3 accounts and access core features. For unlimited accounts and priority support, the Pro version is available for $5.99/month or $54.99/year.

### Does Finwatch have ads?

Yes, Finwatch contains advertisements. This is indicated by the 'hasAds' flag being true in the app's data.

### What devices does Finwatch support?

Finwatch is currently supported on iPhone and iPod devices. It is also accessible on the web at finwatchapp.com.

### How often is Finwatch updated?

As of its first release (v1.0.0) on March 12, 2026, Finwatch has just been launched. Future updates will be released to improve functionality and add features.

### Can I export my financial data from Finwatch?

Yes, Finwatch allows for full data export anytime. You also have the option to permanently delete your account and all associated data.

### What is the age rating for Finwatch?

Finwatch has an age rating of 17+, which is typical for finance-related applications that may handle sensitive financial information.

### What do users like about Finwatch?

Based on the initial release and description, users are likely to appreciate its simple interface, secure bank connections via Plaid, and comprehensive tracking of spending, net worth, and budgets.

## Version history (last 5 releases)

### 1.0.4 — 2026-08-16

- Streaks
- Spending Calendar
- Performance Improvements
- Bug fixes

### 1.0.3 — 2026-04-12

- Bugfixes
- OTA updates enabled

### 1.0.2 — 2026-04-09

- New Money Flow Screen
- Various UI Improvements

### 1.0.1 — 2026-04-08

- Category Rules
- Exclude from Net Worth
- Customize Your Home Screen
- Transaction Search Vastly Improved
- Pulls 2 years of account data on every account link
- Numerous UI Improvements
- Bugfixes

### 1.0 — 2026-03-12

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*