# Finy: Budget & Expense Tracker — Money Manager, Bills & Savings

> Simple budgeting app for understanding spending and creating realistic budgets. (iPhone/iPad app by VerusInvestitio LLC.)

- Source: https://appshunter.io/ios/app/finy-budget-and-expense-tracker/id6495369044 (this page in markdown: same URL + `.md`)
- Developer: [VerusInvestitio LLC](https://appshunter.io/developer/1740828364)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 43 MB
- Languages: American English
- Released: 2024-10-25
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/finy-budget-and-expense-tracker/id6495369044/reviews.md

## What is Finy?

Most budgeting apps make you do the work. Finy does it for you.

Connect your accounts and Finy pulls in every balance, sorts each transaction, and shows you exactly where your money stands. No spreadsheets, no manual entry, no guesswork.

WHAT FINY DOES

Every account in one place
Link your banks, cards, and savings once. Finy keeps every balance current and totals it into a single net worth.

Spending that sorts itself
Finy categorizes each transaction the moment it posts and learns from your corrections, so there’s barely any cleanup left to do.

Budgets that fit how you spend
Set a limit for each category, group them your own way, and always know what’s left.

Reimbursements, built right in
Toggle any expense as reimbursable and Finy tracks what you’re paid back, so your budget reflects what you actually spent, not the full charge. Split a dinner, expense a work trip, or share a bill, and only count your real cost.

Stay on top of subscriptions
Turn on subscription tracking and Finy keeps tabs on your recurring charges and trial end dates, so you can cancel what you don’t use before it bills you.

Know what’s safe to spend
Finy keeps your real cash separate from your available credit, so you always spend from the honest number.

Alerts before you overspend
Get budget warnings, bill reminders, and alerts on unusually large charges, while you can still do something about them.

See where the month is headed
Finy reads your spending pace and projects your month-end total while there’s still time to adjust.

PRIVATE BY DESIGN
No ads. We never sell your data. Your accounts are protected with bank-level encryption and a read-only connection through Plaid, which means Finy can see your money but can never move it.

Now on iPhone and iPad. Try Finy free for 30 days, then $4.99 a month or $49.99 a year.

Finy is for people who want to know exactly where they stand, without the spreadsheets and without the guilt. Download Finy and see your money clearly.

## Key features

- Understand spending patterns
- Build realistic budgets
- Track accounts in one view
- Clear financial overview
- No judgment or pressure

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finy Pro Yearly | $49.99 | per year |
| Finy Pro Monthly | $4.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/finy-budget-and-expense-tracker/id6495369044/reviews.md

### 5/5 — SO GOOD

*2024-12-18*

this app is so great i never new my net worth before this or how to budget my money thank you i won’t be broke anymore!!!!

### 5/5 — So easy to setup

*2024-10-28*

It was super easy to setup my account and connect my personal bank accounts securely!

## Frequently asked questions about Finy

### What is Finy's core philosophy?

Finy's core philosophy is to provide clarity and understanding of personal finances without overwhelm, guilt, or complex rules. It aims to empower users to make their own informed decisions about their money.

### How does Finy help users understand their spending?

Finy helps users see where their money is going and understand spending patterns without judgment. It presents financial information in a clear and simple view.

### Is Finy suitable for beginners in budgeting?

Yes, Finy is specifically designed for individuals who may feel overwhelmed by traditional budgeting apps. Its clean, simple interface and lack of judgment make it ideal for beginners.

### What are the subscription options for Finy Pro?

Finy Pro offers two subscription plans: Finy Pro Monthly at $4.99 per month and Finy Pro Yearly at $49.99 per year.

### Does Finy have ads?

Yes, Finy contains advertisements. This is a common model for free personal finance applications.

### What devices does Finy support?

Finy is available on iPhone and iPad devices.

### How often is Finy updated?

The latest version of Finy is 3.0, and it was last updated on February 2, 2026. This indicates a recent and active development cycle.

### What is the age rating for Finy?

Finy has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 3.7 — 2026-07-22

Bug fixes

### 3.6 — 2026-06-04

• Import transactions from a CSV or PDF bank statement in a few taps                                                               
  • Smoother loading everywhere with a new loading spinner                                                                 
  • Pick category icons with the full iOS emoji keyboard                                                                          
  • New "Unbudgeted" view shows spending that isn't tracked by a budget                                                           
  • Tap preset tags to label transactions instantly                                                                               
  • Your custom rules now sync across devices                                                                                     
  • Transfers no longer inflate your income or expense totals                                                                     
  • Fewer false error popups and a calmer overall experience                                                                      
                                                                                                                                  
  Thanks for using Finy.

### 3.0 — 2026-02-02

Reorder Your Bank Accounts
You can now customize how your bank accounts appear in the Sources section. Tap the sort icon to reorder account types (Checking, Savings, Credit Card, etc.) and individual accounts within each category. Your preferred order is saved automatically.                                                                    
                                                                                                                                                                
Bulk Delete Budgets
Managing your budgets just got easier. Use the new select feature in the Budgets tab to choose multiple budget categories and delete them all at once.        

Improved Transaction Delay NoticesEnhanced detection for banks with known transaction delays, so you'll always know when to expect your latest transactions.                                    

Various bug fixes and performance improvements

### 2.7 — 2025-12-23

Stability improvements and bug fixes

### 2.6 — 2025-12-12

Bills and Subscriptions are now in one place - Recurring. Notifications get some huge upgrades such as streaks, unread, and fee alerts. Customize your notifications in the new Notification settings menu. Bug fixes and stability improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
