# Finzia by Seltec — Organize your debts, payments > Organize your debts, payments (iPhone/iPad app by Miguel Tamez.) - Source: https://appshunter.io/ios/app/finzia-by-seltec/id6755742951 (this page in markdown: same URL + `.md`) - Developer: [Miguel Tamez](https://appshunter.io/developer/1840292225) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 11 MB - Languages: English, Spanish - Released: 2025-12-01 - Data updated: 2026-05-14 - User reviews in markdown: https://appshunter.io/ios/app/finzia-by-seltec/id6755742951/reviews.md ## What is Finzia by Seltec? Finzia - Intelligent Financial Control Finzia is designed to help you organize, understand, and manage your financial commitments in one place. Track debts, recurring bills, daily expenses, projects, payments, and money owed to you with a clear and practical experience built for real everyday use. With Finzia, you can see what you need to pay, when it is due, how much progress you have made, and how to better distribute your available money before due dates arrive. The app helps you turn scattered payment obligations into an organized, actionable financial view. Main features: Complete debt and commitment management Track credit cards, personal loans, car loans, mortgages, installment purchases, and other financial commitments. Review balances, due dates, payments, and monthly progress. Bills and recurring payments Manage internet, electricity, water, phone, subscriptions, insurance, tuition, and other recurring payments. Supports fixed or variable amounts and custom identifiers for similar services. Smart payment alerts Set reminders before due dates for debts, bills, and cards. Finzia helps you stay aware of upcoming payments without relying on memory. Smart distribution plan Finzia can help you decide how to distribute available money across upcoming, overdue, or priority payments based on dates, amounts, and commitment type. Clear and actionable dashboard Review your financial month with summaries of pending payments, progress, upcoming due dates, active bills, debts, and key metrics. Analytics, charts, and trends View payment trends, category distribution, spending behavior, and financial patterns to make more informed decisions. Daily expense tracking Record everyday expenses to complete your monthly financial picture and better understand where your money is going. Money owed to you and pending collections Track personal loans, expected payments, and money others owe you. Project management Manage personal projects, budgets, expenses, progress, and related attachments. Useful for remodeling, major purchases, travel, work projects, or resale projects. Exports and reports Generate reports and exports to review, back up, or share your information when needed. iCloud sync Keep your information synchronized across devices using iCloud and your private Apple account database. Support for Mexico, United States, and Canada Finzia adapts country, currency, language, and catalogs based on your regional configuration. Spanish and English support The app is designed to work clearly in both languages across supported regions. Finzia is not here to make personal finance more complicated. It helps you bring order, context, and control to your money so you know what is coming, what is paid, what is pending, and what to do next. Finzia is a personal finance organization tool. It does not replace professional financial advice. Privacy Policy: https://gist.github.com/micketmz/ce1f9e764c6034f45fffa513c07191fe Terms of Use (EULA): https://gist.github.com/micketmz/8471bd9e062b27ee22eccf28ce2cb209 ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Finzia Premium | $4.99 | per month | ## Version history (last 5 releases) ### 1.2.4 — 2026-05-13 This update brings important improvements to stability, synchronization, and the overall Finzia experience. What’s new and improved: Improved iCloud synchronization to keep information more consistent across iPhone, iPad, and Mac. New safe duplicate cleanup for debts and bills while preserving valid payments and related information. Better handling of services with similar names using custom identifiers, useful when you have similar payments for different homes, locations, or accounts. Improved smart alerts for upcoming payments, with more reliable rescheduling and protection against duplicate notifications. Improved Premium access, free trial, and subscription verification handling. New verification error handling with options to retry or restore purchases. Improved regional detection for country, currency, language, and the correct App Store storefront. Visual improvements in payment detail and financial status screens. Fixes for missing text, localization keys, and messages in Spanish and English. Performance improvements for the dashboard, freemium counters, and initial loading. General stability fixes for CloudKit, StoreKit, and TestFlight/App Store compatibility. ### 1.2.3 — 2026-03-10 fix error ### 1.2.2 — 2026-02-26 **NEW FEATURES:** **Renewed Collections Module** Register and manage money owed to you with a complete tracking system. Mark partial payments, view history, and settle your collections when received. **Daily Expenses** Capture your daily expenses quickly and easily. Organize your daily purchases and keep a detailed record of all your transactions. **Active and Finished Projects** Manage projects with associated expenses. Create simple or budgeted projects, add expenses, attach photos (up to 3 per project), and finalize projects when complete. View the complete history of all your projects. **Resale Projects** Activate resale tracking on any project to automatically calculate your profit and profitability percentage. Record the sale price and date, and Finzia will calculate your total investment, profit, and profit percentage. **Photos in Projects** Attach up to 3 photographs per project to maintain a visual record. Photos automatically sync across all your devices via iCloud. **Advanced Reports** Generate detailed reports of projects, collections, daily expenses, and more. Export to PDF and easily share your reports. Reports include complete information on resale projects with profit metrics. **Improved Dashboard** New informative cards in the Dashboard showing a consolidated summary of all your finances: pending collections, daily expenses, active and finished projects. **Extended Trend Charts** Visualize your finances with interactive charts that include: - Collections received - Daily expenses - Active projects (accumulated expenses) - Finished projects (total spent) - Resale projects (profit and percentage) Filter by transaction type and customize your view according to your needs. **USABILITY IMPROVEMENTS:** Improved navigation: reorganized + menu with all options accessible Unified deletion: swipe left on any list to delete items Improved editing: consistent edit buttons on all detail screens Variable amounts: define monthly amounts directly from service detail iCloud sync: all your data automatically syncs between devices ### 1.2.1 — 2025-12-19 NEW FEATURES • Completed Collections: Now you can see all your received income organized by month in the Payments tab. Clearly separates your collections from your expenses for better financial control. • Monthly Accounting History: Collections and payments remain in the month where you recorded them, making monthly tracking and accounting reconciliation easier. IMPROVEMENTS • Enhanced Interface: All texts and labels now appear correctly translated throughout the app. • Optimized Navigation: Quick access to each collection's details from the completed list. • Visual Experience: Cleaner and more consistent design in the payments section. FIXES • Fixed texts that appeared as localization keys. • General app stability improvements. ### 1.2 — 2025-12-15 NEW FEATURES • Completed Collections: Now you can see all your received income organized by month in the Payments tab. Clearly separates your collections from your expenses for better financial control. • Monthly Accounting History: Collections and payments remain in the month where you recorded them, making monthly tracking and accounting reconciliation easier. IMPROVEMENTS • Enhanced Interface: All texts and labels now appear correctly translated throughout the app. • Optimized Navigation: Quick access to each collection's details from the completed list. • Visual Experience: Cleaner and more consistent design in the payments section. FIXES • Fixed texts that appeared as localization keys. • General app stability improvements. ## More apps by Miguel Tamez - [TechClient by Seltec](https://appshunter.io/ios/app/techclient-by-seltec/id6756256432) - [Cotizia by Seltec](https://appshunter.io/ios/app/cotizia-by-seltec/id6757172402) All apps by Miguel Tamez: https://appshunter.io/developer/1840292225 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-14.*