# Finzo Money — Track UPI Payments

> Track UPI Payments (iPhone/iPad app by Sankalp Shrivastava.)

- Source: https://appshunter.io/ios/app/finzo-money/id6782632661 (this page in markdown: same URL + `.md`)
- Developer: [Sankalp Shrivastava](https://appshunter.io/developer/1708080236)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 8 MB
- Languages: American English
- Released: 2026-07-01
- Data updated: 2026-09-20
- User reviews in markdown: https://appshunter.io/ios/app/finzo-money/id6782632661/reviews.md

## What is Finzo Money?

Finzo is a simple spending tracker for India. It turns your bank debit SMS into a clear picture of where your money goes-without linking your bank account or sharing login credentials.

HOW IT WORKS
• Your bank sends a debit SMS when you pay via UPI, debit card, or net banking
• Apple Shortcuts forwards only those debit messages to Finzo (SMS must include the keyword "debited")
• Finzo reads the amount, merchant, and category so you can see spending at a glance

WHAT YOU GET
• Home dashboard with this month’s spend and insights
• Full transaction list with smart categories (food, transport, shopping, and more)
• Top merchants and weekly spending patterns
• Budgets to stay on track
• Ask Finzo AI questions about your spending in plain English

PRIVACY FIRST
• No bank password or net banking login
• You control the Shortcuts automation-you can turn it off anytime
• Optional Face ID lock on your device
• Delete your account and data from the app

Built for everyday UPI and bank debit tracking. Finzo works best after a quick one-time Shortcuts setup-FAQ and step-by-step guide included in the app.

Questions? finzodotmoney@gmail.com
Support: https://finzo.money/support
Privacy: https://finzo.money/privacy


## Version history (last 3 releases)

### 1.2 — 2026-07-14

Debited / sent keyword onboarding
“Sent” SMS parsing
Shortcuts false-failure fix
Home/Transactions auto-refresh

### 1.1 — 2026-07-07

Smarter Finzo AI (categories, exclusions)
Permanent delete from trash

### 1.0 — 2026-06-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-20.*