# Finzy: Spending Tracker — Track spending in seconds > Expense tracking app with voice, receipt scanning, and AI insights. (iPhone/iPad app by Naga Sruthi Gullapalli.) - Source: https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916 (this page in markdown: same URL + `.md`) - Developer: [Naga Sruthi Gullapalli](https://appshunter.io/developer/6793263183) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 50 MB - Languages: American English, German (Germany), European Spanish - Released: 2026-09-01 - Data updated: 2026-09-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916/reviews.md ## What is Finzy? Logging an expense should take seconds, not minutes. Say it out loud, scan the receipt, or tap it in — Finzy fills in the amount, the place and the category, and shows you exactly where your month went. Everything lives on your phone. No account needed to start, and it works with no signal at all. LOG IT IN SECONDS • SPEAK IT — Tap the mic and say "forty two for groceries at HEB." Finzy fills in the amount, the place and the category. Your speech becomes text on your device; the recording never leaves your phone. • SCAN IT — Point the camera at a receipt and Finzy reads the total, the shop and the date. The photo is used once and never stored. • TAP IT — A big, fast keypad with categories one thumb away. BUDGETS THAT KEEP UP • Set a monthly cap and watch what's left, day by day. • Add per-category budgets — dining, transport, groceries — with suggested amounts based on what you actually spent last month. • Track income from multiple sources and see it against your spending. • "On pace for…" tells you where the month is heading before it gets there. NEVER MISS A BILL • Mark rent, loans and subscriptions as recurring — daily, weekly, monthly or yearly. • Get a reminder the day one is due, so it lands in the right month instead of being forgotten. INSIGHTS WORTH OPENING • Monthly pace — this month against last month at the same point, plus a month-end forecast. • Spending calendar — every day of the month at a glance. Tap any day to see it. • No-spend streaks — days in a row without spending, with your best run this month. • When you spend — the weekday pattern you never noticed. • Charts by category, and month-vs-month comparisons that show exactly what moved. MONTHLY REWIND When the month closes, Finzy turns it into a story: your total, your peak and lightest days, your most and least logged categories, the category that improved most, your no-spend record — and a suggested budget for the month ahead, ready to accept in one tap. AI THAT KNOWS YOUR NUMBERS • Ask AI anything in plain language: "Where did I spend the most?" "How much on food?" "Compare to last month." • AI Insights breaks your month into fixed, needed and flexible spending, estimates where you'll land, and finds real places to save. • Nothing is sent anywhere until you read what's shared and tap to continue. MADE YOURS • 12 ready categories, or build your own from 180+ icons and 25 colors — then drag them into the order you want. • 50 currencies. • English, Spanish and German. • Light, dark, or follow your system. • Export any range to CSV — this month, this year, or everything. YOUR DATA, YOUR CALL • Every expense is stored on your device and works fully offline. • Cloud backup is optional. Turn it on with just your email and a 6-digit code — no password to remember — and your expenses follow you to a new phone. • Pause backup, clear your cloud data, or delete your account entirely, whenever you want. • No ads. No trackers. Nothing sold, ever. Start with one expense. In a month you'll know exactly where your money goes. ## Key features - Voice expense logging - Receipt scanning - Customizable budgets - Bill reminders - AI spending insights - Offline functionality - Data export ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/finzy-spending-tracker/id6804288916/reviews.md ### 5/5 — Super Clean & Simple Budgeting *2026-09-04* Super clean and easy to use! The design is really sleek and logging expenses takes just a few seconds using voice or receipt scanning. I highly recommend giving it a try if you want a hassle-free budget tracker. ### 5/5 — Makes Managing Money Easy *2026-09-03* I have been using Finzy to keep track of my expenses and really like how simple it is. I can add expenses quickly by scanning a receipt or even using my voice. The budget feature is also really helpful for keeping my spending under control. I like the spending insights because they help me understand where my money is going. The app is clean, easy to use. Overall, a really useful app for managing everyday spending. ## Frequently asked questions about Finzy ### How does Finzy help me log expenses quickly? Finzy offers multiple fast logging methods: speak your expense aloud, scan a receipt with your camera, or use a quick-tap keypad. It automatically fills in details like amount, place, and category. ### What kind of budgets can I set with Finzy? You can set a general monthly spending cap and also create per-category budgets for dining, transport, and groceries. Finzy suggests amounts based on your past spending. ### Does Finzy have ads? No, Finzy is completely ad-free. The app is designed with user privacy in mind, stating 'No ads. No trackers. Nothing sold, ever.' ### Is my financial data safe with Finzy? Yes, all your expense data is stored locally on your device and works offline. Optional cloud backup uses only your email and a 6-digit code for security. ### How often is Finzy updated? The latest version, 1.3, was released on September 8, 2026, indicating regular updates. The app was initially released on September 1, 2026. ### What languages does Finzy support? Finzy is available in English, Spanish, and German, making it accessible to a wider range of users. ### Can I export my financial data from Finzy? Yes, you can export any range of your financial data to CSV format. This includes data for the current month, the current year, or all recorded expenses. ### What are the AI features in Finzy? Finzy's AI can answer questions like 'Where did I spend the most?' and provides AI Insights that break down spending into fixed, needed, and flexible categories, suggesting potential savings. ## Version history (last 3 releases) ### 1.3 — 2026-09-08 • Français — Finzy now speaks French. • Recurring reminders keep up with you: change the amount when you log one, and the next reminder uses it. ### 1.0.1 — 2026-09-03 • Reminders for repeating expenses now show up on time, and tapping one opens the right expense. • You can now share, rate, and send us feedback from Settings, plus text boxes are easier to tap. ### 1.0 — 2026-09-02 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*