# Fio Smartbanking SK

> Mobile banking app for account management, payments, loans, savings, and investments. (iPhone/iPad app by Fio banka, a.s..)

- Source: https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340 (this page in markdown: same URL + `.md`)
- Developer: [Fio banka, a.s.](https://appshunter.io/developer/438668384)
- Category: Finance, Business
- Price: Free
- Rating: 3.70/5 from 12 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 86 MB
- Languages: American English, Czech, Slovak
- Released: 2019-07-15
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340/reviews.md

## What is Fio Smartbanking SK?

Fio Smartbanking je inteligentné a bezpečné mobilné bankovníctvo na každodennú správu financií – s okamžitými platbami zdarma, správou kariet, sporením, investovaním a založením účtu online.

Rýchly štart bez návštevy pobočky
Ste klientom Fio banky? Stačí si aplikáciu stiahnuť a jednoducho aktivovať.

Ešte nemáte účet? Založte si ho priamo v aplikácii, zvládnete to pohodlne online už za niekoľko minút.

Najdôležitejšie bankové služby na pár ťuknutí
• Platby mobilom a hodinkami.
• Okamžité platby zadarmo.
• Platby na kontakt.
• QR platby a Zaplať mi.

Prehľad o financiách kedykoľvek a odkiaľkoľvek
• Zostatky a pohyby na účtoch.
• Správa kariet, ich limitov aj zabezpečenia.
• Widget so zostatkom na plochu mobilu.
• Prispôsobenie aplikácie podľa vlastných potrieb.

Viac než len bežný účet
• Nová karta ihneď.
• Sporenie.
• Investovanie.
• Pôžička a povolené prečerpanie.
• Poistenie ku kartám.

Bezpečnosť, na ktorú sa môžete spoľahnúť
Aplikácia spĺňa najmodernejšie bezpečnostné štandardy a chráni vaše financie pri prihlasovaní aj potvrdzovaní transakcií.

Po novom si počas telefonátu môžete v aplikácii overiť, že vám skutočne volá Fio banka. Rovnako tak môžete počas hovoru bezpečne potvrdiť svoju totožnosť bankárovi.

K dispozícii je aj zabezpečená komunikácia cez Fio servis a možnosť kontaktovať infolinku priamo z aplikácie.

## Key features

- Account balance checks
- Mobile payments
- Card limit control
- Loan applications
- Savings and investment options
- QR code payments
- Account opening

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340/reviews.md

### 5/5 — cool app

*2026-05-15*

simple, clear, great UX/UI, fast
really user friendly

**Developer response:** Hello, thank you very much for your review. We are glad that you are satisfied with our app.

### 1/5 — like an app from the 2000s

*2025-07-16*

very slow, clunky, does not have a smooth flow or user interface, for example when logging in, the button to advance is hidden and i must scroll down. couldnt change my mailing address from the card ordering screen, had to go back and through settings.

**Developer response:** Hello, we are sorry to hear that you are not satisfied. One of the parameters that users praise is the speed of the app - so we believe it was a temporary issue. If you have any problems, please contact us via the Fio service authorized communication (on the Dashboard on the top left) and we will look into it. To get started, we recommend you set up your home screen as you like - under the slider icon on the Dashboard on the top right, you can sort your accounts, add favourite features, colour-code widgets, etc. If you have any questions, we are at your disposal.

### 5/5 — Fio

*2024-11-28, version 2.9.13*

Excellent

### 5/5 — Amazing!

*2024-11-24, version 2.9.13*

Digital banking services way ahead of other major SK competitors imo. I’ve never stepped a foot in a branch nor had to call them. Everything can be conveniently managed via the app. As it should. In 2024!

The UI is a bit on the ugly side, but the overall UX is intuitive and in line with many UK banks in my experience. Good stuff!

### 2/5 — QR

*2024-07-31*

Nepracuje správne

**Developer response:** Dobrý deň, je nám ľúto, že máte problémy. Pokiaľ pretrvávajú, napíšte nám prosím viac cez autorizovanú komunikáciu Fio servis (na Nástenke vľavo hore), budeme sa na to môcť pozrieť konkrétne a pomôcť Vám. Ďakujeme za spoluprácu.

### 5/5 — Best Bank

*2024-05-09, version 2.9.7*

In my opinion, the best bank I’ve ever had the opportunity to be a part of. And I’ve tried a few over the past 30 years. Well done all! Keep up the good work.

### 5/5 — Vyborna banka, vyborna appka

*2024-03-02*

S Fio som uz viac ako 10 rokov a vzdy len mac spokojnost. Vyborne sluzby a hlavne ziadne nezmyselne poplatky. Vsetci moji znami si otvorili Fio ucet hned ako som im o banke a Fio ucte povedal.

**Developer response:** Dobrý deň, sme veľmi radi, že ste s nami. Ďakujeme!

### 5/5 — All good

*2023-10-02, version 2.8.6*

It’s doing what is meant to do.

### 5/5 — pohodová appka

*2023-02-14, version 2.7*

vrátane nastavovania limitov a potvrdzovania online platieb

### 2/5 — Chýbajúce funkcie

*2022-12-08*

Chýbajú funkcie týkajúce sa prehľadu a kategorizácie výdavkov

## Frequently asked questions about Fio Smartbanking SK

### What is Fio Smartbanking SK?

Fio Smartbanking SK is a mobile banking application that allows users to manage their bank accounts, make payments, control card limits, and access financial services like loans, savings, and investments directly from their smartphone.

### Is Fio Smartbanking SK secure?

Yes, the application is protected for login and transaction authorization, meeting the latest security standards. It offers maximum security for your financial operations.

### Can I open an account with Fio Smartbanking SK if I'm not a client?

Yes, if you are not yet a client, you can conveniently open an account directly within the application. The process is described as simple, fast, and free.

### What types of payments can I make with Fio Smartbanking SK?

You can make mobile payments, instant payments in EUR and CZK, and payments by scanning QR codes, reading invoices, or entering account numbers. It also offers a 'Pay me' function to generate QR codes for payments.

### Does Fio Smartbanking SK offer loan or investment services?

Yes, the app provides options to apply for a credit line (kontokorentný úver), start saving, and invest. It aims to offer comprehensive financial management tools.

### What devices does Fio Smartbanking SK support?

Based on the data, Fio Smartbanking SK supports iPhones and iPods. It is designed for iOS devices.

### How often is Fio Smartbanking SK updated?

The latest version available is 2.10.16, and the app was last updated on January 27, 2026. This indicates a commitment to regular updates and maintenance.

### What is the user rating for Fio Smartbanking SK?

Fio Smartbanking SK has a rating of 3.8 stars based on 9 ratings. This suggests generally positive but mixed user sentiment.

## Version history (last 5 releases)

### 2.10.30 — 2026-08-25

Drobné opravy a vylepšenia.

### 2.10.29 — 2026-08-24

Inteligentnejšie oznámenia: viac informácií, väčšia kontrola

### 2.10.28 — 2026-08-13

Drobné úpravy a vylepšenia.

### 2.10.27 — 2026-08-05

Drobné opravy a vylepšenia.

### 2.10.26 — 2026-07-29

Drobné opravy a vylepšenia.

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## More apps by Fio banka, a.s.

- [Fio Smartbroker](https://appshunter.io/ios/app/fio-smartbroker/id671754211)
- [Fio Smartbanking CZ](https://appshunter.io/ios/app/fio-smartbanking-cz/id1451236597)
- [Fio Smartbroker](https://appshunter.io/ios/app/fio-smartbroker/id1635366175)

All apps by Fio banka, a.s.: https://appshunter.io/developer/438668384

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*