# FIRE Calculator: Retire Early — Coast & barista FI planner

> Financial timeline planner for visualizing savings, retirement, and drawdown. (iPhone/iPad app by Ke Tong.)

- Source: https://appshunter.io/ios/app/fire-calculator-retire-early/id6780137922 (this page in markdown: same URL + `.md`)
- Developer: [Ke Tong](https://appshunter.io/developer/6773978273)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-06-17
- Data updated: 2026-09-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fire-calculator-retire-early/id6780137922/reviews.md

## What is FIRE Calculator?

See exactly how long your money lasts.

FIRE Timeline turns retirement math into one picture: a single timeline from the day you start saving to the day you draw it all down — or the day it simply doesn't run out.

Move one slider and watch your whole plan update instantly. No spreadsheets, no accounts, no waiting.

WHAT YOU CAN DO
• See your plan as one timeline — saving years and drawdown years, side by side
• Ask "When can I FIRE?" or "How much can I spend a month?" and get an instant answer
• Compare withdrawal strategies: fixed amount, the 4% rule, front-loaded spending, or design your own
• Try Side FIRE — see how many years earlier you could quit full-time work with a bit of side income
• Save the plans you're torn between and overlay them on one chart
• Log your real net worth over time and see exactly where you've drifted from plan
• A Monte Carlo success score shows how your plan holds up across 1,000 possible futures
• Full year-by-year table from today to age 100+

BUILT FOR YOUR SITUATION
Whether you're maxing out a 401(k) or IRA, chasing FIRE in your 30s, or already retired and drawing down, FIRE Timeline adapts the starting numbers to where you are.

YOUR DATA STAYS ON YOUR DEVICE
Every calculation happens locally. No account required. No ads that show themselves — you choose if and when to watch one.

Free to start. Premium removes limits and unlocks the full feature set, with new features added regularly.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Single timeline visualization
- Instant plan updates via sliders
- Multiple withdrawal strategy comparison
- Side FIRE income integration
- Net worth tracking
- Monte Carlo success score
- Year-by-year financial projection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium (Monthly) | $1.99 | per month |
| Premium (Yearly) | $14.99 | per year |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/fire-calculator-retire-early/id6780137922/reviews.md

### 5/5 — 直感的で使いやすい、取り崩し期のシミュレーションも秀逸

*2026-06-27*

他の方のレビューにもありましたが、とにかく入力が非常にしやすいです。年齢や資産額などをスライダーで動かすだけで直感的に操作でき、細かく数値を打ち込む手間が省けます。
特に素晴らしいと感じたのは以下の点です。

・FIRE時期の可視化： スライダーを動かすだけで「いつFIREできるのか」が即座にグラフに反映されるので、色々なパターンをサクサク試せます。

・取り崩し期のシミュレーション： 資産を増やした後の「老後どうやって取り崩していくか」という一番知りたいフェーズまでしっかりシミュレーションできる点が非常に実用的で便利です。

最小限の手間で、将来の資産の道筋がパッと視覚的にわかる良アプリだと思います。

### 5/5 — 直感的な操作性と、リアルな取り崩しシミュレーションが魅力

*2026-06-26*

【良かった点】
簡単なプリセット：「FIRE志向」や「教育費世代」など、自分のライフスタイルに近いプリセットを選ぶだけで全項目がパッと埋まるのが親切です。
調整のしやすさ：現在の年齢や資産額だけでなく、「FIREする年齢」や「もしも積立＋1万円したら」といった条件変更がスライダーやボタンで即座にグラフに反映されます。
充実の取り崩しシナリオ：単に貯めるだけでなく、「どう取り崩していくか」のシナリオ（定額、残高の4%など）が最初から複数用意されていて比較できるのが非常に使いやすいです
。
自分の資産が何歳まで持つのかをリアルに把握したい人に、ぜひおすすめしたいアプリです。

### 5/5 — 直感的に使えて実用的

*2026-06-25*

初期設定が簡単で、FIRE達成時期のシミュレーションが即座にできます。条件変更もスムーズに行えるため、様々なパターンを試すのに便利です。定期的な収入・支出の登録にもしっかり対応しており、とても実用性が高いアプリだと思います。

### 5/5 — すごい

*2026-06-20*

とにかく使いやすい

## Frequently asked questions about FIRE Calculator

### What is FIRE Calculator: Retire Early?

FIRE Calculator: Retire Early is a finance app that helps you visualize your entire financial future on a single timeline, from saving to retirement drawdown. It allows you to adjust your plan instantly and compare different withdrawal strategies.

### How does FIRE Calculator: Retire Early handle my data?

All calculations happen locally on your device. No account is required, and your data stays private. This ensures a secure and personal financial planning experience.

### What are the subscription options for FIRE Calculator: Retire Early?

FIRE Calculator: Retire Early offers a Premium subscription with monthly ($1.99/P1M) and yearly ($14.99/P1Y) plans, both including a 7-day free trial. Premium unlocks the full feature set and removes limits.

### Does FIRE Calculator: Retire Early have ads?

Yes, FIRE Calculator: Retire Early contains advertisements. Users can choose if and when to watch an ad.

### What devices does FIRE Calculator: Retire Early support?

Currently, FIRE Calculator: Retire Early is supported on iPhone devices. The app was last updated on July 16, 2026, with version 2.0.1.

### How does the Monte Carlo score work in FIRE Calculator: Retire Early?

The Monte Carlo success score shows how your financial plan holds up across 1,000 possible future scenarios. This provides a probabilistic assessment of your plan's reliability.

### Can I track my actual net worth with FIRE Calculator: Retire Early?

Yes, you can log your real net worth over time within FIRE Calculator: Retire Early. This allows you to see exactly where you've drifted from your original plan and make necessary adjustments.

### What age rating does FIRE Calculator: Retire Early have?

FIRE Calculator: Retire Early has an age rating of 4+. It is designed for a broad audience interested in financial planning and retirement.

## Version history (last 5 releases)

### 2.2.0 — 2026-08-30

Minor bug fixes and improvements.

### 2.0.1 — 2026-07-16

Minor fixes and improvements.

### 2.0.0 — 2026-07-06

What's new in 2.0
• NEW: Side FIRE — see how many years earlier you could leave full-time work with a bit of side income
• NEW: Overlay and compare your saved plans on one chart
• NEW: An alert on Home when your actual net worth drifts from plan
• Design-your-own withdrawal schedule is now part of Premium, alongside the rest of the detailed planning tools
• Small fixes and polish throughout

### 1.0.2 — 2026-06-23

Thanks for using the app! 
• Fixed an issue with the feature that temporarily unlocks certain options.
• Improved overall stability.
If you find it helpful, please consider leaving a review.

### 1.0.1 — 2026-06-18

Introducing FIRE Timeline.

From "When can I FIRE?" to "How long will it last?" — see your money's entire journey on one screen. Move a slider and the result updates instantly. No sign-in or account linking required.

Start with a 7-day free trial. More features coming soon.

## Apps similar to FIRE Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [未来資産ナビ](https://appshunter.io/ios/app/id6758883497) | — | Free | Finance |
| [FirePath: FIRE Calculator](https://appshunter.io/ios/app/firepath-fire-calculator/id6786873510) | — | Free | Finance |
| [FIRE Tracker](https://appshunter.io/ios/app/fire-tracker/id6758240989) | — | Free | Finance |
| [FIRE家計簿 - 資産管理と収支シミュレーション](https://appshunter.io/ios/app/fire/id6759941326) | — | Free | Finance |
| [Retirement Calculator & FIRE](https://appshunter.io/ios/app/retirement-calculator-and-fire/id6770244605) | — | Free | Finance |
| [WealthFI - FIRE Calculator](https://appshunter.io/ios/app/wealthfi-fire-calculator/id6785336518) | 5.0 (1) | Free | Finance |

## More apps by Ke Tong

- [Budgie Budget & Expenses](https://appshunter.io/ios/app/budgie-budget-and-expenses/id6784196006)
- [QuietShot: Silent HD Camera](https://appshunter.io/ios/app/quietshot-silent-hd-camera/id6785767290)
- [Lull: Sleep Sounds & Relax](https://appshunter.io/ios/app/lull-sleep-sounds-and-relax/id6787627523)
- [inkling — dream journal, notes](https://appshunter.io/ios/app/inkling-dream-journal-notes/id6787896389)
- [Days Counter: Countdown Widget](https://appshunter.io/ios/app/days-counter-countdown-widget/id6790313181)

All apps by Ke Tong: https://appshunter.io/developer/6773978273

## Related topics

[early retire](https://appshunter.io/ios/topics/early-retire) · [solo 401k calculator](https://appshunter.io/ios/topics/solo-401k-calculator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*