# Fire Path: Retirement Sim — FIRE & retirement simulator

> On-device FIRE and retirement simulator with historical and Monte-Carlo simulations. (iPhone/iPad app by michael ortiz.)

- Source: https://appshunter.io/ios/app/fire-path-retirement-sim/id6785511187 (this page in markdown: same URL + `.md`)
- Developer: [michael ortiz](https://appshunter.io/developer/1663702623)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English
- Released: 2026-07-10
- Data updated: 2026-07-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fire-path-retirement-sim/id6785511187/reviews.md

## What is Fire Path?

Fire Path is an on-device retirement and FIRE (Financial Independence, Retire Early) simulator. Model how long your money lasts by backtesting your plan against a century of real market history—then stress-test it with Monte-Carlo simulation.

WHAT IT DOES
• Historical backtesting across every rolling retirement window using real market return, inflation, and gold data.
• Six withdrawal strategies: fixed real, percent-of-portfolio, Guyton-Klinger guardrails, VPW, CAPE-based, and more.
• Monte-Carlo simulation for the odds your plan survives, not just a single path.
• Save scenarios and compare them side by side—lean vs. aggressive, early vs. late.
• Export your numbers to JSON.

PRIVATE BY DESIGN
Every simulation runs entirely on your device. There is no account, no sign-in, and your inputs never leave your phone. The free tier shows a single non-personalized banner ad; there is no tracking and no ad personalization.

FREE & PRO
The free tier includes core historical backtesting. A one-time Pro purchase unlocks all six advanced withdrawal strategies, scenario saving and compare, Monte-Carlo simulation, JSON export, extended market data, and removes ads. One purchase, yours forever—no subscription.

For educational and informational purposes only. Fire Path is not financial, investment, or tax advice, and past performance does not guarantee future results.

## Key features

- Historical backtesting
- Six withdrawal strategies
- Monte-Carlo simulation
- Save and compare scenarios
- JSON export
- On-device privacy

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FIRE Path Pro (Lifetime) | $9.99 | one-time |



## Frequently asked questions about Fire Path

### What is Fire Path?

Fire Path is an on-device simulator that helps you model your retirement and Financial Independence, Retire Early (FIRE) plans. It uses historical market data and Monte-Carlo simulations to test your financial strategies.

### How does Fire Path simulate retirement?

It performs historical backtesting against a century of real market data and offers six different withdrawal strategies. You can also use Monte-Carlo simulation to assess the probability of your plan's success.

### Is Fire Path private and secure?

Yes, all simulations run entirely on your device with no account or sign-in required. Your inputs never leave your phone, ensuring complete privacy.

### What features are included in the free version of Fire Path?

The free tier provides core historical backtesting capabilities. It includes a single non-personalized banner ad and does not track user data.

### What does the Pro version of Fire Path offer?

The one-time Pro purchase unlocks advanced withdrawal strategies, scenario saving and comparison, Monte-Carlo simulation, JSON export, and extended market data, while also removing ads.

### Does Fire Path have ads?

The free tier of Fire Path shows a single non-personalized banner ad. The Pro version removes all advertisements.

### What devices is Fire Path available on?

Fire Path is available on iPhone and iPad, supporting iOS devices.

### How often is Fire Path updated?

Fire Path was last updated on July 10, 2026, with version 1.0. Future updates will likely continue to enhance its simulation capabilities and data.

## Version history (last 1 release)

### 1.0 — 2026-07-10

No release notes.

## More apps by michael ortiz

- [Sereni: Sleep & Focus Sounds](https://appshunter.io/ios/app/sereni-sleep-and-focus-sounds/id1663702621)
- [ZooFriends](https://appshunter.io/ios/app/zoofriends/id6780286431)
- [Lunaday: moon, tide calendar](https://appshunter.io/ios/app/lunaday-moon-tide-calendar/id6785535881)

All apps by michael ortiz: https://appshunter.io/developer/1663702623

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*