# FIRE: Retirement Calculator — Countdown & Financial Planner

> Retirement and FIRE calculator with a live countdown widget. (iPhone/iPad app by KEVIN LAN.)

- Source: https://appshunter.io/ios/app/fire-retirement-calculator/id6804905574 (this page in markdown: same URL + `.md`)
- Developer: [KEVIN LAN](https://appshunter.io/developer/6771587993)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 3 MB
- Languages: American English, European Spanish
- Released: 2026-09-09
- Data updated: 2026-09-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fire-retirement-calculator/id6804905574/reviews.md

## What is FIRE?

FIRE: Retirement Calculator shows you when you can retire, and puts a live countdown to that day on your home screen. It's a retirement and FIRE calculator whose widget counts down to your own computed FIRE date — not a date you type in. Update your investments and the countdown moves.

Your FIRE number is what you need invested to stop relying on a paycheck: your annual spending divided by a safe withdrawal rate (the 4% rule, adjustable). FIRE calculates it from your numbers, projects the date you reach it, and keeps that date on your home screen as your money grows.

FREE — NO ACCOUNT, NO TIME LIMIT
• Your FIRE number, from your annual expenses and safe withdrawal rate
• A live countdown to your computed financial-independence date
• Home-screen and Lock Screen widgets
• Edit every input and recompute instantly: investments, contributions, expenses, expected return, withdrawal rate, birth date
• One-tap "update investments" to move the date
• Your growth projection chart, all the way to the FIRE date
• Inflation-adjusted (real) returns, stated plainly
• Milestone reminders and an optional fixed target date
• "How this is calculated" — the exact formula, on your own numbers

FIRE PRO — ONE-TIME PURCHASE, YOURS FOREVER
• Explore scenarios: change a number and see how much sooner you could retire
• Chance of success: a Monte Carlo simulation of how often your money lasts
• FIRE types: Coast FIRE, Lean FIRE, Barista FIRE, Chubby FIRE, and Fat FIRE — each computed from your own expenses
• Pension and Social Security: add income that starts at a set age and lowers your number
• Growth vs. savings: see how much of your balance is contributions and how much is growth, year by year
• History: track your investments over time
• Extra widget styles: progress ring and target date

Every install starts with 14 days of full Pro — no card, no auto-charge. After that, your FIRE number, the countdown, the standard widget, and the growth chart stay free.

QUESTIONS FIRE ANSWERS
• When can I retire, and at what age?
• What is my FIRE number, and how much do I need to retire early?
• What are Coast, Barista, Lean, Chubby, and Fat FIRE for my own numbers?
• How much sooner could I retire if I save more, spend less, or earn a higher return?
• Will my money last through retirement? (Monte Carlo chance of success)

WHO IT'S FOR
Anyone pursuing FIRE — Financial Independence, Retire Early — and anyone who wants a clear answer to "when can I retire?" Whether you're planning a traditional retirement, coasting to it, or leaving work early, FIRE gives you a number, a date, and the math behind both.

PRIVATE BY DESIGN
Everything stays on your device. No account, no sign-in, no ads, no tracking, no analytics — your numbers never leave your phone. Optional Face ID / Touch ID lock. The App Store privacy label is Data Not Collected.

NO SUBSCRIPTION
FIRE Pro is a single purchase, not a recurring charge. Restore it anytime on your other devices.

FIRE is an educational planning tool, not financial advice. Projections are illustrative estimates based on the assumptions you enter — not guarantees of any outcome.

Available in English and Spanish.

## Key features

- Calculate FIRE number
- Live countdown to financial independence
- Home and Lock Screen widgets
- Explore retirement scenarios
- Monte Carlo simulations
- Track investment growth

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Fire Pro | $19.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/fire-retirement-calculator/id6804905574/reviews.md

### 5/5 — Great tool for retirement

*2026-09-10*

I love how this app has all the FIRE options and how they are calculated. The countdown widgets motivate me every day!

## Frequently asked questions about FIRE

### When can FIRE retire me?

FIRE calculates your personal financial independence date based on your expenses, withdrawal rate, and investment projections. The app provides a live countdown to this computed date, which is displayed on your home screen.

### What is the FIRE number?

Your FIRE number is the amount you need invested to stop relying on a paycheck. FIRE calculates this by dividing your annual spending by a safe withdrawal rate, such as the 4% rule.

### Does FIRE have ads?

No, FIRE is designed to be private and is ad-free. Your financial data stays on your device, and there is no tracking or analytics.

### What are the different FIRE types?

FIRE supports various FIRE types including Coast FIRE, Lean FIRE, Barista FIRE, Chubby FIRE, and Fat FIRE. These are computed based on your individual expenses and financial goals.

### How does FIRE handle subscriptions?

FIRE Pro is a one-time purchase and is not a subscription. You get full access to Pro features forever after the single purchase, and it can be restored on other devices.

### Is FIRE available on Android?

Currently, FIRE is only supported on iPhone devices. The app was released on 2026-09-09 and last updated on 2026-09-13.

### What is the chance of success feature in FIRE?

The 'Chance of success' feature uses a Monte Carlo simulation to estimate how often your money will last throughout retirement. This helps you understand the reliability of your financial plan.

### How often is FIRE updated?

The latest version of FIRE is 1.1.0, released on 2026-09-13. While specific update frequency isn't detailed, the app is actively maintained by developer KEVIN LAN.

## Version history (last 2 releases)

### 1.1.0 — 2026-09-13

• Chance of success (Pro) can now pin a retirement age, so you can see how pension and Social Security income raise your odds instead of only moving your date.
• Sliders now mark your current value and a recommended one, and snap into place as you drag near them.
• Full VoiceOver and Voice Control support, plus Reduce Motion throughout.
• Contact support directly from Settings.
• Refinements and fixes.

### 1.0 — 2026-09-10

No release notes.

## More apps by KEVIN LAN

- [TaxFacts: Tax Calculator](https://appshunter.io/ios/app/taxfacts-tax-calculator/id6771587991)
- [Goniometer: Range of Motion](https://appshunter.io/ios/app/goniometer-range-of-motion/id6779455734)

All apps by KEVIN LAN: https://appshunter.io/developer/6771587993

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*