# FIRE: Retirement Projection — Early FI Calculator & Planner

> Early FI Calculator & Planner (iPhone/iPad app by Max McGregor.)

- Source: https://appshunter.io/ios/app/fire-retirement-projection/id6761552465 (this page in markdown: same URL + `.md`)
- Developer: [Max McGregor](https://appshunter.io/developer/1862820410)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 13.0 · 45 MB
- Languages: American English
- Released: 2026-04-03
- Data updated: 2026-09-03
- User reviews in markdown: https://appshunter.io/ios/app/fire-retirement-projection/id6761552465/reviews.md

## What is FIRE?

Wealthy isn't rich.

Wealthy means your money supports your life without needing your time in return.

Most people picture financial independence as one distant finish line. It isn't. You cross three.

FIRE Projection teaches you what each one means, in your own figures, then projects the age and year you reach it. You may be further along than you think.

YOUR PATH

• Coast FIRE. Your investments can reach your full number on their own. You can stop saving.

• Barista FIRE. Part-time income covers part of your spending. Your portfolio covers the rest. You can leave full-time work.

• Full FIRE. Your investments cover your spending at about a 4% withdrawal. Work becomes optional.

THE MATH

Spend $5,000 a month. That is $60,000 a year.

Multiply by 25. Your Full FIRE number is $1,500,000.

A 4% withdrawal from $1,500,000 is $60,000. The amount you spend.

Growth uses a 6.5% real return after inflation, compounded monthly. Every assumption is visible, and you can change it.

It is a projection, not a promise.

WHAT YOU ENTER

Five things you can answer today:

• Invested today
• Saving each month
• Spending each month
• Your birth date
• Your target retirement age

No guesses about future raises, inheritances, or interest rates decades out.

MOVE THE LEVERS

Change your saving, your spending, your target age, your part-time income, or your return. Watch the dates move.

The point is not just knowing when. It is knowing what brings it closer.

WHY OTHER TOOLS FELT WRONG

Most retirement calculators ask you to predict what you cannot know. Forty guesses, and the answer moves with every one.

FIRE Projection starts with the life you have now.

WHAT PREMIUM ADDS

• Multiple invested accounts
• Multiple saving streams
• Snapshot history
• Social Security NPV
• An editable real return rate
• CSV export

Free to download. A 30-day trial unlocks the full app. Monthly or annual after that.

Not forty guesses. Three milestones, honest math, and the levers that bring freedom closer.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://fireprojection.io/privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Yearly | $14.99 | per year |
| FIRE Projection Premium | $7.99 | per month |



## Version history (last 5 releases)

### 2.6.0 — 2026-08-27

Price reduction
Improved education about the types of FIRE
Bug fixes

### 2.5.0 — 2026-08-07

- Monthly check-in. Once a month, update your three numbers and see how far each one moved since last month.
  - A reveal that tells you what it cost you. Log the check-in and get a straight answer: what moved, and what it bought or cost you in time.
  - A freedom trend line. History now plots your years-to-freedom over time, so you can watch the wait come down.
  - A permanent record. Every check-in is stamped and keepable — open any month and see the freedom year and the numbers behind it.
  - Notes on any month. Write down why a month went the way it did.

### 2.3.1 — 2026-08-03

Tap any milestone to see what it actually means for you — the numbers behind it in plain language, with one dial you can move to watch the date respond.

Numbers tab: your invested balance, monthly saving, and monthly spending, itemized and editable in one place.

Learn: short chapters on Coast FIRE, Barista FIRE, and Full FIRE.

Assumptions are now visible and adjustable in Settings — return rate, target retirement age, part-time income, Social Security.

The Full FIRE screen is rebuilt around a projection diagram showing how the portfolio carries you, replacing the old 4% ring.

Milestones now un-clear honestly. If a change drops you back below a rung, the app says so instead of quietly keeping the win.

Fixes: a blank Settings tab on some devices, and a disagreement between the two projections for someone not currently saving.

### 2.3.0 — 2026-07-30

- A new home screen: see the FIRE milestones you've already passed, and what's next.
- Onboarding now asks your age and target retirement age, so your milestones land on real dates.
- Polish and fixes.

### 2.2.1 — 2026-07-21

Bug fixes and performance improvements.

## Apps similar to FIRE

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Pecunis: Net Worth & FIRE](https://appshunter.io/ios/app/pecunis-net-worth-and-fire/id6759276685) | — | Free | Finance |
| [MoneyBloom: FIRE Calculator](https://appshunter.io/ios/app/moneybloom-fire-calculator/id6760478707) | 5.0 (2) | Free | Finance |
| [Shall I Retire](https://appshunter.io/ios/app/shall-i-retire/id6754541603) | — | Free | Finance |
| [Kelo - FIRE Retirement Planner](https://appshunter.io/ios/app/kelo-fire-retirement-planner/id6762631658) | — | Free | Finance |
| [CompoundFX: FIRE Calculator](https://appshunter.io/ios/app/compoundfx-fire-calculator/id6764695879) | — | Free | Finance |
| [Weally Wealth Manager](https://appshunter.io/ios/app/weally-wealth-manager/id6771268994) | — | Free | Finance |

## More apps by Max McGregor

- [Learn 1,000 Spanish Words Fast](https://appshunter.io/ios/app/learn-1000-spanish-words-fast/id6756788926)
- [Scorecard for Yatzy](https://appshunter.io/ios/app/scorecard-for-yatzy/id6766647577)
- [Films Shelf](https://appshunter.io/ios/app/films-shelf/id6767297981)
- [Ripe: Seasonal Produce](https://appshunter.io/ios/app/ripe-seasonal-produce/id6780038576)

All apps by Max McGregor: https://appshunter.io/developer/1862820410

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*