# FIRECA: Retirement Planner — Canadian FIRE Calculator

> Canadian FIRE Calculator (iPhone/iPad app by Trevor Dodds.)

- Source: https://appshunter.io/ios/app/fireca-retirement-planner/id6775985094 (this page in markdown: same URL + `.md`)
- Developer: [Trevor Dodds](https://appshunter.io/developer/1896772431)
- Category: Finance, Productivity
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 17 MB
- Languages: American English
- Released: 2026-06-24
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/fireca-retirement-planner/id6775985094/reviews.md

## What is FIRECA?

FIRECA helps Canadians plan their path to financial independence and retirement with a simple, visual FIRE calculator.

Estimate your FIRE number, project your portfolio over time, and see how today’s savings decisions may affect your future retirement timeline.

Built for Canadian planning, FIRECA helps you model:
• Monthly income, expenses, and savings rate
• TFSA, RRSP, and non-registered investments
• Retirement age and financial independence targets
• CPP and OAS income estimates
• Withdrawal-rate planning
• Inflation and investment return assumptions
• Rental property income and sale scenarios
• Spouse/partner retirement planning
• Net worth snapshots and shareable summaries

FIRECA is designed for quick “what if?” planning. Adjust your assumptions and instantly see how your target number, retirement age, income gap, and portfolio path may change.

Use it to answer questions like:
• How much do I need to retire?
• Am I saving enough each month?
• What happens if I retire earlier or later?
• How do CPP and OAS affect my plan?
• How long could my portfolio last?
• What if I sell a rental property?
• What does my FIRE path look like in today’s dollars?

FIRECA keeps the experience lightweight and focused. No complicated spreadsheets. No account sign-in required to start planning. Just clear numbers, charts, and retirement scenarios you can understand at a glance.

Important:
FIRECA is for educational and planning purposes only. Results are estimates based on the assumptions you enter. It is not financial, investment, tax, legal, or retirement advice. Consider speaking with a qualified professional before making major financial decisions.


## Version history (last 5 releases)

### 1.0.18 — 2026-08-21

This update includes several improvements to charts, historical tracking, and planning accuracy:

- Added new Last 12 Months and Last 24 Months chart views.
- Improved historical charts with better default ranges on mobile and desktop.
- Improved Plan vs Actual charts with clearer tooltips and a cleaner recent-history view.
- Historical snapshots with partial household data can now still contribute to plan and projection insights.
- Improved investment projection history when older snapshots don’t include spouse or corporate balances.
- Improved drawdown charts so smaller market declines are easier to see.
- Fixed planned mortgage payoff dates so the exact selected date is preserved.
- Improved guided setup on iPhone, including better scrolling, sizing, safe-area handling, and landscape support.
- Various chart interaction, layout, and readability improvements.

### 1.0.17 — 2026-08-15

This update improves planning accuracy, navigation, and the overall FireCA experience.

- Improved long-term projections with safer, more realistic history-informed forecasting.
- Added clearer Plan vs. History-informed projection controls and Monte Carlo fan charts.
- Enhanced mortgage planning to account for scheduled early payoff and redirected cash flow.
- Improved explanations for bridge-cost calculations.
- Refreshed workspace navigation with premium icons and two-column mobile layouts.
- Updated the landing experience to better reflect the current planner and feature set.

### 1.0.16 — 2026-07-18

• Improved corporate investment tax estimates by separating cash, invested principal, and market gains more accurately
• Fixed Plan vs Actual charts so snapshots are compared at the correct age and clearly show when you are ahead or behind plan
• Improved household and corporate asset handling across FI Progress, projections, annual reviews, and reports

### 1.0.15 — 2026-07-12

Improved FI progress and gap calculations so the dashboard, Plan tab, and shared snapshots use a consistent after-tax basis. Added clearer spending and withdrawal-rate explanations, mortgage payment frequency options, better Real Spending Mode guidance, default spouse CPP/OAS estimates, more readable tooltips, and several planning-layout improvements.

### 1.0.14 — 2026-06-25

This update includes general app enhancements, performance improvements, and reliability fixes.

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## More apps by Trevor Dodds

- [Tank Strike: World Domination](https://appshunter.io/ios/app/tank-strike-world-domination/id6771143024)
- [Whack-A-Doodle](https://appshunter.io/ios/app/whack-a-doodle/id6771452901)
- [Dividend Pilot](https://appshunter.io/ios/app/dividend-pilot/id6778441983)
- [Scan Pilot](https://appshunter.io/ios/app/scan-pilot/id6782158189)

All apps by Trevor Dodds: https://appshunter.io/developer/1896772431

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*