# FIREPlan Retirement Calculator — 401k, Roth IRA & Net Worth

> 401k, Roth IRA & Net Worth (iPhone/iPad app by Ivan Dotsenko.)

- Source: https://appshunter.io/ios/app/fireplan-retirement-calculator/id6765937698 (this page in markdown: same URL + `.md`)
- Developer: [Ivan Dotsenko](https://appshunter.io/developer/551628923)
- Category: Productivity, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 45 MB
- Languages: American English
- Released: 2026-05-06
- Data updated: 2026-09-02
- User reviews in markdown: https://appshunter.io/ios/app/fireplan-retirement-calculator/id6765937698/reviews.md

## What is FIREPlan Retirement Calculator?

Where am I now? When will I be free? What should I do next? FIREPlan answers all three.

Enter your monthly income, expenses and account balances — FIREPlan instantly computes your FIRE number, your projected freedom date, and exactly how far along you are.

A RETIREMENT CALCULATOR ON YOUR REAL NUMBERS
• Your FIRE number from actual spending, not a generic rule of thumb
• Four paths: Lean FIRE, FIRE, Fat FIRE and Coast FIRE — switch with one tap
• 30-year projection in today's dollars, adjusted for inflation
• What-if sliders: see how saving more, spending less or earning better returns moves your date

TRACK EVERY ACCOUNT
• 401(k), Roth IRA, Traditional IRA, HSA, brokerage, HYSA, cash, crypto, real estate
• One monthly check-in updates every balance and shows how your net worth changed
• Asset allocation and net worth history at a glance
• Compound interest projections for every account and for the portfolio as a whole

GO DEEPER WITH PRO
• Monte Carlo: 5,000 market simulations — not "in 12 years" but "87% probability by 2042"
• US tax modeling: LTCG brackets, Traditional 401(k)/IRA, Roth, mixed accounts, state tax
• Sequence-of-returns risk: will your plan survive a bear market in year one of retirement?
• Withdrawal strategies: fixed, inflation-adjusted, Guyton-Klinger guardrails, variable percentage
• Multiple scenarios and full JSON/CSV export

YOUR DATA STAYS YOURS
Everything is stored on your device. No account, no sign-up, no tracking.

FIREPlan is a planning calculator, not financial advice.

FIREPlan Pro is available as a monthly or yearly auto-renewing subscription, or as a one-time Lifetime purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless turned off at least 24 hours before the end of the current period, and can be managed or canceled anytime in your App Store account settings.

Privacy Policy: https://fireplan-legal.surge.sh/privacy.html
Terms of Use (EULA): https://fireplan-legal.surge.sh/terms.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FIREPlan Pro Monthly | $0.99 | per month |
| FIREPlan Pro Yearly | $8.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FIREPlan Pro Lifetime | $14.99 | one-time |



## Version history (last 4 releases)

### 1.2 — 2026-08-25

Sharper projections and a clearer path to your date.

• Faster recalculation when you change an assumption
• Polish across net worth history and the projection chart
• Small fixes throughout

Found something off? Write to us — we read every message.

### 1.1 — 2026-06-10

• See your plan right after setup — your FIRE number and freedom date appear as soon as you finish entering your numbers
• New monthly check-in: update every account balance on one screen and see how your net worth changed since last time
• Optional monthly reminder so you never miss a check-in
• Redesigned Plan screen: switch between Lean, FIRE, Fat and Coast paths with one tap; what-if sliders and stress-testing now live in tidy expandable sections
• You can now preview exactly which numbers Pro unlocks before subscribing

### 1.0.1 — 2026-05-07

Small polish across the app:                                                                                                                                                                                                                            
  • Cleaner FIRE progress card — the rule badge no longer clips on smaller iPhones.                                                                                                                                                                       
  • Tightened onboarding spacing and footer so the intro fits any screen.                                                                                                                                                                                 
  • Scenario editor now handles large amounts with thousands separators correctly.                                                                                                                                                                        
                                                                                                                                                                                                                                                          
  Thanks for using FIREPlan — keep us posted on what you'd like to see next.

### 1.0 — 2026-05-06

No release notes.

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All apps by Ivan Dotsenko: https://appshunter.io/developer/551628923

## Related topics

[early retire](https://appshunter.io/ios/topics/early-retire)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
