# Firma - Swiss Money — user reviews

> 1 indexed App Store user reviews of Firma by Firma Operations AG, rated 5.00/5 from 1 ratings.

- Source: https://appshunter.io/ios/app/firma-swiss-money/id6757550270/reviews
- App overview in markdown: https://appshunter.io/ios/app/firma-swiss-money/id6757550270.md
- Rating breakdown: 5★ 1 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Most critical reviews (1 lowest-rated)

### 5/5 — Early Days of a World-Changing Financial Service: Instant Global Payments and Remittances

*2026-08-15*

I will sell you on this service in two sentences:

1. The average remittance fee (according to 2024 U.S. data) is ~6%; this would cost you 1% to change currencies and send money anywhere in the world.

2. You can send/receive money to/from anyone in the world instantly with no holding period, zero cost, and no risk of chargebacks/reversals.

But it gets better. They offer variable interest on balances, they’re expanding to more currencies over time, and they even offer ways to move your money to and from bank accounts and cryptocurrencies.

If you send money globally and want low/no fees, instant transfers, AND additional benefits, try this app. If you have ever faced the problems of waiting days for processing or paying tens or hundreds of dollars to send money to family in another country, this will change your life. It’s a brand-new app and so doesn’t have as many currencies as it will once it’s built out, but it’s going to change the face of global payments once it does.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
