# First Central State Bank

> Mobile banking app for checking balances, transferring funds, and viewing transactions. (iPhone/iPad app by Ohnward Bancshares, Inc..)

- Source: https://appshunter.io/ios/app/first-central-state-bank/id539668535 (this page in markdown: same URL + `.md`)
- Developer: [Ohnward Bancshares, Inc.](https://appshunter.io/developer/538842961)
- Category: Finance, Business
- Price: Free
- Rating: 4.77/5 from 214 App Store ratings · 36 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 30 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2012-07-11
- Data updated: 2026-09-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-central-state-bank/id539668535/reviews.md

## What is First Central State Bank?

Our mobile banking application allows you to check balances, transfer funds, view transactions and check messages from anytime, anywhere. It’s fast, free and available to all of our account holders!  With this app you can do the following:
- Check balances 24/7
- View recent account activity and transaction history
- Transfer funds between accounts
- One-touch dialing to the bank
- Find ATM locations nearest to you
- Access branch hours and location information
Mobile is quick, convenient and FREE!
(Standard mobile web fees may apply – check with your mobile carrier for information)

## Key features

- Check balances 24/7
- View transaction history
- Transfer funds between accounts
- Find ATM locations
- Access branch information
- One-touch dialing to bank

## Recent user reviews (10 of 36)

All indexed reviews: https://appshunter.io/ios/app/first-central-state-bank/id539668535/reviews.md

### 5/5 — My review

*2026-07-07, version 11.0.260200*

10/10! I LOVE IT! Very easy and user friendly! Great job!! 👏👏

### 3/5 — Works well most of the time

*2026-06-23, version 11.0.260200*

Good app most of the time, frustrating lack of options when it doesn’t. My needs are few, just reliable access to funds and bill paying, which it does. Updates are usually seamless, regular but not excessive. Archival transaction function could be improved. Overall B+.

### 5/5 — Great app

*2026-05-25, version 11.0.260200*

This app is easy to maneuver and get around!

### 1/5 — Bill Pay.

*2026-05-19, version 11.0.260200*

I am not happy that I wasn’t told the truth about their farming out the bill pay so the company can’t tell you whether or not your check has cleared.  Might as well go back to writing checks at this rate because at least if I mailed them I could actually see them clear our account unlike the way it really is.  I have a storage unit that still claims they haven’t received our payment and I am receiving late charges and are now being threatened with more late fees because this damn bank wasn’t truthful.

### 5/5 — Online banking

*2026-05-12, version 11.0.260200*

This app is great. I am able to check my balance daily. The app is very easy to use.

### 5/5 — Love the connection

*2026-05-01, version 11.0.260200*

I love being able to check my accounts anytime! And transfer money when needed! It’s very convenient keeping an eye on everything

### 4/5 — Notification

*2026-04-29, version 11.0.260200*

I like the app, just wish there was a way we could get notifications when we get a deposit.

### 5/5 — Bank spoof FCSB

*2026-04-28, version 11.0.260200*

Always exact and always protects your personal information

### 5/5 — Easy app, works perfectly

*2025-12-08, version 11.0.250800*

Never had any issues with the app. It’s helped me maintain a hometown bank with Great customer service during many years of moves

### 5/5 — Nothing you can’t do!

*2025-09-27, version 11.0.250800*

In my opinion, there is just about nothing. These folks forgot to include when it comes to all of the financial needs an individual or a family would have.

## Frequently asked questions about First Central State Bank

### What can I do with this mobile banking app?

This app allows you to check your account balances 24/7, view recent account activity and transaction history, and transfer funds between your accounts. You can also quickly find ATM locations and access branch hours and location information.

### Is this app free to use?

Yes, the mobile banking application is free to use for all account holders. Standard mobile web fees may apply depending on your mobile carrier, so it's advisable to check with them for details.

### How do I find nearby ATMs or branches?

The app provides functionality to find ATM locations nearest to you. It also offers access to branch hours and location information, making it easy to manage your banking needs in person or with an ATM.

### Can I transfer money between my accounts using this app?

Yes, a key feature of this mobile banking application is the ability to transfer funds directly between your accounts. This allows for quick and convenient management of your money on the go.

## Version history (last 5 releases)

### 11.0.260200 — 2026-04-14

Feature enhancements and bug fixes

### 11.0.250800 — 2025-08-13

Feature enhancements and bug fixes

### 11.0.51000 — 2025-04-07

Feature enhancements and bug fixes

### 11.0.5904 — 2024-08-01

Push notifications are now enabled in the app. Other performance enhancements.

### 11.0.5902 — 2024-04-22

Feature enhancements and bug fixes

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## More apps by Ohnward Bancshares, Inc.

- [Ohnward Bank & Trust](https://appshunter.io/ios/app/ohnward-bank-and-trust/id538851568)
- [Maquoketa State Bank](https://appshunter.io/ios/app/maquoketa-state-bank/id539637196)

All apps by Ohnward Bancshares, Inc.: https://appshunter.io/developer/538842961

## Related topics

[first central state bank](https://appshunter.io/ios/topics/first-central-state-bank) · [fcsb](https://appshunter.io/ios/topics/fcsb)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*