# First Community CU (MO)

> Mobile banking app for managing accounts, transfers, deposits, payments, and locations. (iPhone/iPad app by FIRST COMMUNITY CREDIT UNION INC.)

- Source: https://appshunter.io/ios/app/first-community-cu-mo/id670970004 (this page in markdown: same URL + `.md`)
- Developer: [FIRST COMMUNITY CREDIT UNION INC](https://appshunter.io/developer/670970007)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 23,775 App Store ratings · 167 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 110 MB
- Languages: English, Chinese
- Released: 2013-10-16
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews.md

## What is First Community CU (MO)?

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet.  Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE!  Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. 

Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: 

 BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. 
TRANSFERS --Transfer funds between your credit union accounts and loans.
DEPOSITS -- Deposit checks to your accounts remotely 
PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. 
LOCATIONS --Find Branch and ATM locations near you.
RATES -- Get deposit and loan rates. 
CONTACT US – Need help? We’re here for you. 

SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. 

No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. 

Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

## Key features

- View account balances and transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Schedule and pay bills
- Find branch and ATM locations
- View deposit and loan rates

## What do users think of First Community CU (MO)?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**Cons**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Commonly reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Most requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements

## Recent user reviews (10 of 167)

All indexed reviews: https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews.md

### 1/5 — Upgrade issues

*2026-08-08, version 2026.4.2.4*

Always had no problems with the app (and have been a customer since prior to the digital age), but after the upgrade in March, half the time the app works, half the time it doesn’t. There are times when I’m trying to do my online bill pay, but the option isn’t there. I’ve tried shutting down the app and restarting. I’ve restarted my phone and tied redownloading the app, but the error is apparently not on my end. Please fix. I do all my banking through the app & if it continues I may need to find another institution.

### 1/5 — New App

*2026-08-07, version 2026.4.2.4*

The new App is awful. It takes forever to log onto & logs you off in the middle of it. The notifications also will not clear. It has been the worst update

### 1/5 — Annoyed

*2026-08-07, version 2026.4.2.4*

I can’t open my app without this pop-up asking to rate and review. I did it already! Super irritating!!

### 5/5 — Deep sigh

*2026-07-28, version 2026.4.2.4*

But part of the app is seeing my balance, worst part of the app is seeing my balance. Very helpful with keeping tabs on bills and easy transfer to help kids when they are short or mess up their money.

### 1/5 — Not loading, can’t check account

*2026-07-21, version 2026.4.2.4*

The app doesn’t work can’t check my bank account. It just sits there and spins.

### 2/5 — Doesn’t work properly

*2026-07-21, version 2026.4.2.4*

The new update has some serious bugs that causes the app to continue to not launch and stay showing the loading screen.

### 3/5 — Good not great

*2026-07-20, version 2026.4.2.4*

Good for the basics and essentials for sure. But I have trouble loading the app occasionally and it gets frustrating. Also, I’d like to get specific notifications but that’s not offered

### 1/5 — Very slow

*2026-07-20, version 2026.4.2.4*

This app is very slow anytime I want to check my account it says there’s a problem loading my information and says come back another time. I will close out of the app and open it and there is still a problem. I do this multiple times and nothing changes and I’m not able to view my account and it is very frustrating.

### 1/5 — July 2026 update

*2026-07-19, version 2026.4.2.4*

Since latest update in July app loads, verifies login and hangs at gray screen. Cannot move forward.

### 5/5 — There when I need ya

*2026-07-18, version 2026.4.2.4*

Simply

## Frequently asked questions about First Community CU (MO)

### What can I do with the First Community CU (MO) app?

The app allows you to view up-to-the-minute account balances and detailed transaction history, including check images. You can also transfer funds between your credit union accounts and loans, deposit checks remotely, schedule and pay bills, view recent payment history, and find branch and ATM locations. Additionally, you can check deposit and loan rates and contact customer support.

### Is the First Community CU (MO) app free to use?

Yes, the app is completely free for all First Community members who use EXPRESSnet Online Banking. There is no additional registration process required; you can simply sign in using your existing online banking credentials.

### How secure is the First Community CU (MO) app?

Security is a top priority. The app uses the latest in SSL encryption to ensure your banking sessions are secure. It employs the same secure sign-on method as EXPRESSnet Online Banking, providing a safe way to manage your finances on the go.

### Who is eligible to use the First Community CU (MO) app?

Any First Community member who is already registered for and uses EXPRESSnet Online Banking has immediate and automatic access to the mobile banking app. If you are not yet an EXPRESSnet user, you can contact the credit union at 800-767-8880 to get started.

### What devices are compatible with the First Community CU (MO) app?

The app is designed to provide a customized experience for both smartphones and tablets. It offers convenient, on-the-go access to your banking functions on these mobile devices.

## Version history (last 5 releases)

### 2026.4.2.4 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10 — 2026-01-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.05 — 2025-06-27

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*