# First Farmers Bank and Trust

> Digital banking platform for managing personal finances and accounts on mobile devices. (iPhone/iPad app by First Farmers Bank and Trust.)

- Source: https://appshunter.io/ios/app/first-farmers-bank-and-trust/id6449842600 (this page in markdown: same URL + `.md`)
- Developer: [First Farmers Bank and Trust](https://appshunter.io/developer/735224021)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 882 App Store ratings · 73 written reviews indexed
- Age rating: 12+
- Requires: iOS 16.0 · 126 MB
- Languages: American English, Korean, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2023-11-03
- Data updated: 2026-09-13
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/first-farmers-bank-and-trust/id6449842600/reviews.md

## What is First Farmers Bank and Trust?

Your Digital Bank. 
Our digital banking services give you more control and a better experience. 
At First Farmers, we recognize that our customers are busy - growing businesses, raising families, running the farm. Your time is valuable. That's why we're determined to offer the best and most convenient digital tools so that you're able to take care of your finances and then get back to living, on your terms. We’ve upgraded our online and mobile banking platform to better meet the growing technological needs of our communities and customers. 

Improved User Experience - Enjoy the same digital experience whether banking on your computer, smartphone, or tablet, with the same tools and functionality across all of your devices. 
 
Personal Financial Management - This new personal banking feature lets you pull in external accounts from other financial institutions, showing your full financial picture in one platform. 
 
CardSwap - Isn't it frustrating when automatic payments are unexpectedly returned because of an updated card with a new expiration date? With CardSwap, you can swap out card information on subscription sites such as Amazon and Netflix (plus many more!) from within your digital banking platform. 

Enhanced Security - 2-factor authentication will be enabled to add an extra layer of protection beyond just a username and password. A Secure Access Code (SAC) will be sent to the phone number or email address that we have on file. Please note that First Farmers will NEVER contact you and ask you to verify your Secure Access Code (SAC). 

Other Available features include: 
Accounts: 
•	Check your latest account balance and search recent transactions by date, amount, or check number. 
Transfers: 
•	Easily transfer funds between your accounts. 
Bill Pay: 
•	Make payments and view recent and scheduled payments. 
•	Ability to add new payees, edit existing payees, or delete payees directly from the mobile app.  
Deposits: 
•	Submit check deposits using your device’s camera. 
Locations: 
•	Find nearby branches and ATMs. 
Fingerprint/Face Recognition: 
•	Allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

## Key features

- Personal Financial Management
- CardSwap for automatic payments
- Enhanced security with 2-factor authentication
- Account balance and transaction search
- Fund transfers between accounts
- Mobile check deposits
- Bill pay management

## What do users think of First Farmers Bank and Trust?

Overall sentiment: positive

**Pros**

- 🚀 Great digital banking experience
- 👍 Easy to use app
- 🔒 Secure and trustworthy
- 💡 Convenient features like mobile check deposit

**Cons**

- 🐛 Occasional app crashes or glitches
- 🔍 Difficulty finding transaction history
- 🕰️ Slow updates to account balances

**Commonly reported bugs**

- Login issues and getting locked out of the app
- Inconsistent display of account balances

**Most requested features**

- Improved transaction categorization and budgeting tools
- Ability to set custom account alerts and notifications
- Enhanced mobile check deposit limits

## Recent user reviews (10 of 73)

All indexed reviews: https://appshunter.io/ios/app/first-farmers-bank-and-trust/id6449842600/reviews.md

### 5/5 — Owner of Max Haas Septic / Sewer / Grease

*2026-08-23, version 3.0.260701*

Love the app

### 5/5 — Family

*2026-08-23, version 3.0.260701*

We have been with FFBT for 35 years. They treat us just like family with everything we need right in town. Friendly staff and so very helpful with whatever we need.Couldn’t ask for better.

### 5/5 — Great

*2026-08-22, version 3.0.260701*

Reliable app to track my spending and balances

### 5/5 — Great review!

*2026-08-19, version 3.0.260701*

Easy to use. Lots of available information. Great customer service.

### 5/5 — Mobile App Home Screen

*2026-08-19, version 3.0.260701*

The app is just fine. There should be no changes with the Home Screen of the app itself unless new features are added they should only be added in the more option.

### 5/5 — Easy to use

*2026-07-30, version 3.0.260500*

I like it, it’s easy to use.

### 5/5 — Update made the app

*2026-07-23, version 3.0.260500*

Up until recently the app was just ok for me. Now though, since every transaction shows exactly where the money goes and where it comes from, has made the app so much better. It even shows all the individual icons for each transaction so it's extremely easy to see what the transaction was made for and how much was spent. Before that you would have to toggle a transaction and try to make sense of the shorthand text that was only given. Love the app now!

### 5/5 — Mobile App Home Screen

*2026-07-21*

The app is just fine. There should be no changes with the Home Screen of the app itself unless new features are added they should only be added in the more option.

### 5/5 — Love it

*2026-07-20, version 3.0.260500*

Love it makes life so much easier thank you

### 5/5 — Bank

*2026-07-16, version 3.0.260500*

Great

## Frequently asked questions about First Farmers Bank and Trust

### What does the First Farmers Bank and Trust app do?

The app provides a digital banking platform that allows users to manage their finances conveniently from their mobile devices. It offers features such as checking account balances, searching transactions, transferring funds, paying bills, and depositing checks using the device's camera.

### What are the key features of this banking app?

Key features include a unified personal financial management tool that can pull in external accounts, CardSwap to update card information on subscription sites, enhanced security with 2-factor authentication, fingerprint/face recognition for sign-on, and the ability to manage accounts, transfers, bill pay, and deposits directly from the app.

### Is this app free to use?

The application itself is free to download and use. However, as it is a banking service, standard banking fees or charges may apply depending on your account type and the transactions you perform, as is typical with financial institutions.

### What devices is this banking app compatible with?

The app is designed to provide a consistent digital experience across multiple devices. You can use it on your computer, smartphone, or tablet, with the same tools and functionality available regardless of the device you choose.

### How can I use this app to manage my finances more effectively?

This app helps you manage your finances by consolidating your banking needs into one platform. You can track spending, manage bills, and even see a broader financial picture by linking external accounts. Features like CardSwap also help prevent unexpected payment issues, saving you time and potential fees.

## Version history (last 5 releases)

### 3.0.260701 — 2026-08-04

Feature enhancements and bug fixes

### 3.0.260500 — 2026-06-29

Feature enhancements and bug fixes

### 3.0.260100 — 2026-04-06

Feature enhancements and bug fixes

### 3.0.250500 — 2025-06-14

Feature enhancements and bug fixes

### 3.0.250400 — 2025-05-07

Feature enhancements and bug fixes

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## More apps by First Farmers Bank and Trust

- [First Farmers Bank & Trust](https://appshunter.io/ios/app/first-farmers-bank-and-trust/id735224018)

All apps by First Farmers Bank and Trust: https://appshunter.io/developer/735224021

## Related topics

[first farmers bank and trust](https://appshunter.io/ios/topics/first-farmers-bank-and-trust) · [first farmers national bank](https://appshunter.io/ios/topics/first-farmers-national-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*