# First Financial FCU

> Mobile banking for First Financial Federal Credit Union account holders. (iPhone/iPad app by First Financial Federal Credit Union.)

- Source: https://appshunter.io/ios/app/first-financial-fcu/id895053687 (this page in markdown: same URL + `.md`)
- Developer: [First Financial Federal Credit Union](https://appshunter.io/developer/895053690)
- Category: Finance
- Price: Free
- Rating: 4.68/5 from 729 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 98 MB
- Languages: English
- Released: 2014-07-24
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-financial-fcu/id895053687/reviews.md

## What is First Financial FCU?

Access your First Financial Federal Credit Union accounts anytime, anywhere. Our mobile
banking app provides convenient, easy, and secure banking and bill payment solutions right from
your smartphone or tablet.
Get 24/7 instant access to your First Financial account, including:
•	Check account balances and activity
•	Make transfers
•	Pay bills
•	Send or receive money to and from friends and family
•	Find branch and ATM locations
•	Deposit checks
•	Receive account alerts
You must have an account at First Financial (serving Monmouth and Ocean Counties in NJ), and be enrolled in online banking, to use this application. Learn more at firstffcu.com. 
Federally insured by NCUA.

## Key features

- Check account balances and activity
- Make transfers
- Pay bills
- Send/receive money
- Find branch/ATM locations
- Deposit checks
- Receive account alerts

## What do users think of First Financial FCU?

Overall sentiment: mixed

**Pros**

- 🚀 Virtual check deposit functionality
- ⏱️ Saves time for banking from home
- 💳 Convenient mobile banking access
- 🔐 Native biometric integration available
- 👥 Strong customer loyalty and satisfaction

**Cons**

- 🐛 App version update loop bug
- 😕 Difficult user interface compared to previous version
- 🔄 Biometric authentication resets frequently
- ❌ Failed check deposits without clear explanation
- ⚠️ Confusing security question system
- 🔐 Repeated security question prompts

**Commonly reported bugs**

- App requires update but no update available in App Store
- Login fails with repeated security questions
- System error after identity confirmation
- Check deposits not processing despite correct submission
- App version validation error preventing access
- Signup account creation fails

**Most requested features**

- Add firstffcu.com domain to password manager autofill
- Display partner bank names in locations feature
- Improve visibility of recent payment history

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/first-financial-fcu/id895053687/reviews.md

### 4/5 — Password manager improvement request

*2025-08-14, version 25.1.30*

Haven’t had many problems with the app over the years I have used it. The developers should consider adding the firstffcu.com domain to the app login endpoint so my password manager can recognize and autofill the password field. As it works currently, the login process takes several steps when it would only take one step in other apps.

The native biometric integration is a nice touch but since it resets every now and then I never use it.

### 4/5 — Small improvement

*2025-06-19*

Haven’t had many problems with the app over the years I have used it. A request I have would be to add the firstffcu.com domain to the app login endpoint so my password manager can recognize and autofill the password field. As it is currently, the process takes several steps when other banking apps wouldn’t need to.

The native biometric integration is a nice touch but since it resets every now and then I never use it.

### 5/5 — Best Credit Union

*2025-05-08, version 24.2.50*

Real care for people

### 1/5 — Review

*2025-04-17, version 24.2.50*

I find this new app much more difficult to use than the other app prior to this one.

### 1/5 — signup doesn’t work

*2023-11-25, version 23.1.70*

just got a debit card, tried to make an account and when i finish signup it just says it couldn’t make an account

### 1/5 — Update

*2023-10-07, version 23.1.70*

Can’t use app due to it saying it needs and update but it only takes you to the App Store with no “update” available so app is officially useless

### 1/5 — Keeps saying update…

*2023-10-06, version 23.1.70*

I have been using this app since they offered it.  Updated as needed.  Today I go to open app and it says “update now”.  I click on it…opens App Store.  Once in App Store it says open (there is no update).   Click open and just keeps repeating.  Very frustrating. Not sure what the problem is.

### 3/5 — App states it requires the newest version

*2023-10-06, version 23.1.70*

App Store shows latest version is loaded and can not get into app now just an error that the version I have is old. No response from bank help center

### 2/5 — Says it needs to update but theres none?

*2023-10-06, version 23.1.70*

I open my app to see it say it has to update, so I press update now, it brings me to the appstore and it only tells me to open? What???

### 5/5 — Virtual check deposit

*2020-05-09, version 19.3.20*

It is a great relief to know that I can do virtual banking during a crisis with first financial credit union!

## Frequently asked questions about First Financial FCU

### What can I do with the First Financial FCU app?

The app allows you to access your accounts 24/7, check balances and activity, make transfers, pay bills, send or receive money, find branch and ATM locations, deposit checks, and receive account alerts.

### Is the First Financial FCU app free to use?

Yes, the application is free to download and use. However, standard data rates from your mobile carrier may apply.

### Who is eligible to use the First Financial FCU app?

You must have an account at First Financial Federal Credit Union, which serves Monmouth and Ocean Counties in New Jersey, and be enrolled in online banking to use this application.

### How do I deposit a check using the app?

The app features a mobile check deposit function. You can typically take a picture of the front and back of your endorsed check to submit it for deposit directly through the app.

### What devices are compatible with the First Financial FCU app?

The app is designed for use on smartphones and tablets, providing convenient banking access on the go.

## Version history (last 5 releases)

### 26.1.20 — 2026-07-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2024-11-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to First Financial FCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [First Point FCU Mobile](https://appshunter.io/ios/app/first-point-fcu-mobile/id1557517884) | 5.0 (1) | Free | Finance |
| [Members 1st of NJ FCU](https://appshunter.io/ios/app/members-1st-of-nj-fcu/id1241457908) | 4.8 (516) | Free | Finance |
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| [Affinity First FCU](https://appshunter.io/ios/app/affinity-first-fcu/id1615839168) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
