# First Financial FCU — user reviews

> 18 indexed App Store user reviews of First Financial FCU by First Financial Federal Credit Union, rated 4.68/5 from 729 ratings.

- Source: https://appshunter.io/ios/app/first-financial-fcu/id895053687/reviews
- App overview in markdown: https://appshunter.io/ios/app/first-financial-fcu/id895053687.md
- Rating breakdown: 5★ 604 · 4★ 47 · 3★ 28 · 2★ 5 · 1★ 29

## What do users think of First Financial FCU?

Overall sentiment: mixed

**Pros**

- 🚀 Virtual check deposit functionality
- ⏱️ Saves time for banking from home
- 💳 Convenient mobile banking access
- 🔐 Native biometric integration available
- 👥 Strong customer loyalty and satisfaction

**Cons**

- 🐛 App version update loop bug
- 😕 Difficult user interface compared to previous version
- 🔄 Biometric authentication resets frequently
- ❌ Failed check deposits without clear explanation
- ⚠️ Confusing security question system
- 🔐 Repeated security question prompts

**Commonly reported bugs**

- App requires update but no update available in App Store
- Login fails with repeated security questions
- System error after identity confirmation
- Check deposits not processing despite correct submission
- App version validation error preventing access
- Signup account creation fails

**Most requested features**

- Add firstffcu.com domain to password manager autofill
- Display partner bank names in locations feature
- Improve visibility of recent payment history

## Most critical reviews (10 lowest-rated)

### 1/5 — Review

*2025-04-17, version 24.2.50*

I find this new app much more difficult to use than the other app prior to this one.

### 1/5 — signup doesn’t work

*2023-11-25, version 23.1.70*

just got a debit card, tried to make an account and when i finish signup it just says it couldn’t make an account

### 1/5 — Update

*2023-10-07, version 23.1.70*

Can’t use app due to it saying it needs and update but it only takes you to the App Store with no “update” available so app is officially useless

### 1/5 — Keeps saying update…

*2023-10-06, version 23.1.70*

I have been using this app since they offered it.  Updated as needed.  Today I go to open app and it says “update now”.  I click on it…opens App Store.  Once in App Store it says open (there is no update).   Click open and just keeps repeating.  Very frustrating. Not sure what the problem is.

### 1/5 — Deposits not going through

*2019-02-05, version 18.3.80*

I have been using this app for a long time and know all the steps and procedures very well. I am also very careful about doing the steps correctly. However, recently two of my checks were not deposited. One for $1200 that was needed to cover a mortgage payment. First Financial is saying that it never went through and I know for a fact that I went through all the steps correctly and that I submitted the check for 1200. The second one for $293 was not deposited because of an “unclear” image. I do not live near my bank so rely on this app for important deposits. Very disappointed

### 1/5 — Revised site

*2019-02-05, version 18.3.80*

I am missing seeing payments I’ve made in the last few months.. not liking this new layout

### 1/5 — Don't bother

*2015-10-16, version 4.6.37*

Keeps asking security questions, but none of them make sense. I would have never selected those questions because they don't even have an answer. Use the official site because this is just a waste of space.

### 1/5 — Can't log in

*2015-07-26, version 4.6.37*

Keeps asking me the same security questions over and over. Scam???

### 1/5 — Garbage.

*2014-09-13, version 4.5.177*

After confirming my identity, it says system error. Broken, useless. Seems this bank, both mobile and web, cheaps out on the software-it's all a joke. I NEED Mobile and online banking. I'm going back to wells after a month and a half with this bank-so fed up.

### 2/5 — Says it needs to update but theres none?

*2023-10-06, version 23.1.70*

I open my app to see it say it has to update, so I press update now, it brings me to the appstore and it only tells me to open? What???

## Most praised reviews (8 highest-rated)

### 5/5 — Best Credit Union

*2025-05-08, version 24.2.50*

Real care for people

### 5/5 — Virtual check deposit

*2020-05-09, version 19.3.20*

It is a great relief to know that I can do virtual banking during a crisis with first financial credit union!

### 5/5 — Greatest bank App

*2019-09-18, version 19.1.20*

Excellent gets it done from home. Saves me time. I love it.

### 5/5 — Good morning

*2019-04-13, version 18.4.40*

I have been with the credit union since the early 90s I love it & have nothing but great things to say! I believe everyone should join. Thank you

### 4/5 — Password manager improvement request

*2025-08-14, version 25.1.30*

Haven’t had many problems with the app over the years I have used it. The developers should consider adding the firstffcu.com domain to the app login endpoint so my password manager can recognize and autofill the password field. As it works currently, the login process takes several steps when it would only take one step in other apps.

The native biometric integration is a nice touch but since it resets every now and then I never use it.

### 4/5 — Small improvement

*2025-06-19*

Haven’t had many problems with the app over the years I have used it. A request I have would be to add the firstffcu.com domain to the app login endpoint so my password manager can recognize and autofill the password field. As it is currently, the process takes several steps when other banking apps wouldn’t need to.

The native biometric integration is a nice touch but since it resets every now and then I never use it.

### 3/5 — App states it requires the newest version

*2023-10-06, version 23.1.70*

App Store shows latest version is loaded and can not get into app now just an error that the version I have is old. No response from bank help center

### 3/5 — Not bad for first release.

*2016-05-04, version 5.0.134*

Not a bad first release. Has all of the things you may need for a quick transaction. And checking on your accounts. 
Only one suggestion I hope they fix. Is Locations, it shows you locations of First Financial "partners"..  but it does not give the names if What I assume others in network (Partners) it just gives town and address. It would be more convenient to give actual names.  Thanks

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
