# First Harvest CU Mobile App — user reviews

> 69 indexed App Store user reviews of First Harvest CU Mobile App by First Harvest Credit Union, rated 4.70/5 from 3,075 ratings.

- Source: https://appshunter.io/ios/app/first-harvest-cu-mobile-app/id966324088/reviews
- App overview in markdown: https://appshunter.io/ios/app/first-harvest-cu-mobile-app/id966324088.md
- Rating breakdown: 5★ 2,662 · 4★ 191 · 3★ 91 · 2★ 27 · 1★ 104

## What do users think of First Harvest CU Mobile App?

Overall sentiment: negative

**Pros**

- 🚀 Great services
- 👍 Convenient transactions
- 🔒 Safe and secure

**Cons**

- 🐛 Frequent login issues
- 🐛 Unreliable app and website
- 🐛 Lack of features and functionality
- 🐛 Constant crashes and bugs
- 🐛 Poor customer service

**Commonly reported bugs**

- Login credentials not recognized
- Inability to access account information
- App and website frequently down

**Most requested features**

- Apple Pay integration
- Improved mobile deposit limits
- Ability to view all account transactions
- Fingerprint/Face ID login

## Newest reviews (15 of 69)

### 3/5 — Lock card

*2026-08-28, version 26.1.20*

Wish they would update it that you can lock your card on the app too.

### 3/5 — Frustrated

*2024-11-06, version 24.1.70*

Won’t download transactions to budgeting apps.

### 3/5 — Zelle?

*2023-08-10, version 22.2.200*

Where is the new Zelle integration in the app?

### 1/5 — Worst app EVER. USELESS.

*2022-05-25, version 21.3.52*

Cannot use. Worst app EVER

### 4/5 — Love the app!

*2022-02-17, version 21.2.70*

The app is super easy to use. I would give it 5 stars if there were more accessibility (as it is when you log on through the website).

### 1/5 — Good start..

*2021-12-14, version 21.2.70*

Constant issues. No real time balance display. Super basic. Lacks a lot of modern and helpful features! Please use some of our overdraft fees to hire a REAL APP DEVELOPER! 👎

### 1/5 — Worst app and website

*2021-09-23, version 21.1.30*

The app and website are beyond frustrating. Ever so often the app and website are down and you cannot access information you need. It’s definitely time for an upgrade. Please consider making the app more modern, convenient and more user friendly. It shouldn’t be this difficult.

### 2/5 — Works 20% of the time

*2021-06-06, version 19.3.20*

The app decides when it doesn’t want to accept your login info. I  understand if the app wants me to make a new password every so often for security purposes, but this isn’t even the problem. Also, there isn’t a “forget my password” to correct any login info of there is a glitch. Try a better app program. I use the browser with no issues.

### 1/5 — Worst site ever

*2021-04-07, version 19.3.20*

Don’t try their automated service either, when you call. It just loops around back to the beginning

### 4/5 — SJFCU

*2021-04-01, version 19.3.20*

A great bank with wonderful customer support.  Thanks so very much for being fantastic.

### 1/5 — Repeat shutdown

*2021-02-04, version 19.3.20*

The app and the website shutdown often. It’s an inconvenience and makes me wonder about the safety of our information.

### 1/5 — Can’t log in

*2021-01-31, version 19.3.20*

Same problem as everyone else, can’t log in because it “can’t validate credentials”. I have to log in on through the browser. Very annoying.

Edit: deleting and reinstalling fixed the problem this time. This isn’t the first time I’ve had the issue and reinstalling doesn’t always work, though. Probably going to have the same problem in a couple months.

### 4/5 — Review

*2020-10-27, version 19.3.20*

I have been a member of the credit union for over 30 yrs. with no complaints

### 1/5 — Log in

*2020-07-09, version 19.3.20*

Keeps telling me that I need to validate my account. This is such an inconvenience, since the branches are closed.

### 2/5 — Apple Pay And Other UI Mobile Transfers

*2020-06-01, version 19.3.20*

Can You Guys Add Apple Pay, And PayPal For Transfers And Payments. Most Of All Mobile Banking Apps Have These Standard Features. Plus! Mobile Deposit Should Be At Atleast $3000 Not $1500 For Check Deposits.

## Most critical reviews (10 lowest-rated)

### 1/5 — Never works anymore

*2026-06-12, version 25.2.100*

The app won’t log you in. I get a message that it can’t validate my information. I change my password and it works once then again it can’t validate my information. Logs in fine on a browser. Fix the app! UPDATE 6/11/26: I stopped using the app all together. It won’t work no matter how many times you try to fix it and it doesn’t seem that there is any intention to address the issues.

### 1/5 — Always logging me out.

*2026-05-21, version 25.2.100*

I’ve had to rest my password countless times., please fix app.

### 1/5 — Almost never works anymore

*2026-05-09, version 25.2.100*

The app won’t log you in. I get a message that it can’t validate my information. I change my password and it works once then again it can’t validate my information. Logs in fine on a browser. Fix the app!

### 1/5 — Predatory at best incompetence at best

*2026-05-05, version 25.2.100*

This app is so poorly made there is absolutely no no way to link an external bank account to pay your bill and to top it off there is absolutely no way to see when your next payment is due. This is intentional to get people confused and fail to make their payments on time as a result. Shane on you first harvest credit union. Can’t wait to be done with you guys.

### 1/5 — Scammers and Frauds

*2025-11-11, version 25.1.32*

They steal from their customers. They promote scam insurances as well. If you have an account with them, delete it and go elsewhere

### 1/5 — Worst Credit Union

*2025-05-02, version 24.1.70*

Always says I need to validate my account. Always an issue. I only stick with them because my job is affiliated with them.

### 1/5 — Update is broken

*2023-04-16, version 22.2.200*

Ever since I updated the mandatory app update my phone a few days ago. I haven’t been able to do anything on the app. This version of the app is absolutely broken for me.

### 1/5 — First Harvest App

*2022-12-24, version 22.1.100*

Good morning since the change from South Jersey Federal Credit Union to 1st Harvest Credit Union…
Customer service, Banking era’s, and the App itself…
All are really bad!!!!! 
The wait time trying to get someone for customer service while is getting better once you get them some of them don’t know how to solve the problem you may have..You have to ask for a manager.
And as for the app I can’t track any of my transactions I have to wait for the paper bill to come in which is inconvenient and frustrating not being able to check for any fraudulent transactions on your account…
This problem should be resolved!!!!
Want to get the Federal trade Commission involved to see if they can help…
I’ve been a customer of So Jersey C U for over 20yrs …
The problems with the change are unacceptable!!!!

### 1/5 — PW

*2022-06-28, version 21.3.52*

Everytime I try to log in I have to change my PW!!! ANNOYING! Taking my money out.

### 1/5 — New and "improved"?

*2022-05-26, version 21.3.52*

The app worked fine for the three or so years that I used it prior to this big overhaul that recently took place. Now I can't login to the app. I can login online using my laptop, but not the app. I enter my username and password and it moves to a screen where I am prompted to enter my phone number. I do so and hit save. It then says something to the effect of "information has been saved" then I hit continue and it just goes back to the main login page. Over and over again. Either that or it just says that there's been some sort of error and goes back to login page. I've uninstalled and reinstalled the app, turned off icloud and deleted the app from icloud backup. I deleted the recent backup in icloud. I've done all that I can think of. Nothing worked. Pretty frustrating.

## Most praised reviews (10 highest-rated)

### 5/5 — Convenient

*2026-04-03, version 25.2.100*

It’s very easy to manage my accounts online and whe I go in person the staff is so kind and respectful

### 5/5 — Great Services

*2025-12-15, version 25.1.32*

First Harvest has provided me with great financial services over years that has made my life so much easier and more fulfilling

### 5/5 — Transfer Money

*2024-01-11, version 23.1.70*

I really like this transaction in online banking it was fast and safe

### 5/5 — Click, click, Done

*2022-01-08, version 21.2.70*

Fast & Easy as long as you can remember your password to complete transaction!

### 5/5 — SJFederal Credit union

*2021-05-01, version 19.3.20*

I’ve always done good with trusting them with my money on loans and all of the staff at the branches. Thank you South Jersey for being there when I needed you the most.

### 5/5 — Transfer

*2020-04-15, version 19.3.20*

That was the first time I did it on line very convenient..

### 5/5 — Love

*2019-11-19, version 19.2.50*

I love that I can pay on my credit card. Right now the app will not work yesterday work great the morning not working

### 5/5 — Mobile banking awesome feature love it

*2019-10-17, version 19.1.200*

Awesomea features

### 5/5 — Can’t access pay bills on my computer

*2019-07-04, version 18.4.60*

Having to use my phone to pay my bills is not ideal wish I could pay from my computer

### 5/5 — You show me all 5 of my accounts... but!...

*2019-07-02, version 18.4.60*

Why does this app not allow me to view all transaction regardless of which account I’m logged into? They are connected, obviously, cause I can see the “quick view” for all accounts. But if I want to view transactions within either account I have to log out and log back in? Sure I can hop into a browser to check my other account, but why should I have to?

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
