# First Heritage FCU

> Aggregates financial accounts, manages transactions, and facilitates payments securely. (iPhone/iPad app by First Heritage Federal Credit Union.)

- Source: https://appshunter.io/ios/app/first-heritage-fcu/id1364289948 (this page in markdown: same URL + `.md`)
- Developer: [First Heritage Federal Credit Union](https://appshunter.io/developer/671793110)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 4,592 App Store ratings · 47 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2019-02-06
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/first-heritage-fcu/id1364289948/reviews.md

## What is First Heritage FCU?

First Heritage FCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with First Heritage FCU:

 -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
 -Set up alerts so you know when your balance drops below a certain amount
 -Make payments, whether you’re paying a company or a friend
 -Transfer money between your accounts
 -Deposit checks in a snap by taking a picture of the front and back
 -Reorder your debit card or turn it off if you’ve misplaced it
 -View and save your monthly statements
 -Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the First Heritage FCU app, you must be enrolled as a First Heritage FCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments to companies and friends
- Mobile check deposit
- Debit card management
- Find branches and ATMs

## What do users think of First Heritage FCU?

Overall sentiment: mixed

**Pros**

- 👍 User friendly
- 🚀 Convenient
- 💳 Useful app features
- 🏆 Excellent service

**Cons**

- 🐛 App issues and bugs
- 🚫 Compatibility problems
- 🤔 Navigation difficulties
- 💰 Unwanted features

**Commonly reported bugs**

- App crashes and freezes
- Login and authentication problems
- Incorrect account information

**Most requested features**

- Mobile check deposit
- Improved transaction history
- Mortgage payment options

## Recent user reviews (10 of 47)

All indexed reviews: https://appshunter.io/ios/app/first-heritage-fcu/id1364289948/reviews.md

### 1/5 — Photo endorsements not working great

*2026-08-12, version 3.36.0*

We filled out the endorsement with the proper information and it was rejecting it saying we need to fill out the information still.

### 1/5 — Online deposit horrible

*2026-07-21, version 3.36.0*

The online direct deposit programming and error messages are horrible.  Default error message is that check isn’t endorsed properly but actual error may be front picture is bad or a number of other issues.  It would be nice if the programmers actually tested their software prior to going live.

### 5/5 — Deposit check

*2026-07-06, version 3.34.1*

Love being able to deposit from home

### 5/5 — Fraud

*2026-05-22, version 3.11.4*

Please block my card.  Possible fraud.  Thank you.

### 5/5 — Family, Friendly Banking

*2026-05-05, version 3.33.0*

Top notch in all the ways.

### 5/5 — Great

*2026-03-29, version 3.32.0*

Overall great app

### 1/5 — Late

*2026-03-23, version 3.32.0*

If I could give it zero stars I would!!!
Bring in more jobs and open a call center for after hours help!!!

### 5/5 — Great CU

*2026-03-18, version 3.32.0*

Been with  FHFCU for more than 20 years (the last two in Florida) & will continue to stay with them even in down South!

### 5/5 — My Credit Union

*2025-12-12, version 3.29.0*

I have been with First Heritage since their inception. I moved to Texas over 5 yrs ago but will not give up my First Heritage account. I love the people there and the service I have always received. Thank you FHFCU!

### 5/5 — Wow

*2025-11-13, version 3.28.0*

Just wow.

## Frequently asked questions about First Heritage FCU

### What does the First Heritage FCU app do?

The app allows you to aggregate all your financial accounts, including those from other banks and credit unions, into a single view. It provides tools to manage your finances, such as organizing transactions, setting alerts, making payments, and depositing checks.

### What are the key features of the First Heritage FCU app?

Key features include aggregating all financial accounts, organizing transactions with tags and notes, setting balance alerts, making payments, depositing checks via photo, managing debit cards, viewing statements, and finding branches and ATMs.

### Is the First Heritage FCU app free to use?

The app itself is free to download and use. However, it does have advertisements within the application.

### What are the security features of the app?

The app offers robust security measures, including a 4-digit passcode and support for fingerprint or face reader authentication on compatible devices to secure your account.

### Who can use the First Heritage FCU app?

To use the First Heritage FCU app, you must be enrolled as a First Heritage FCU Internet Banking user. If you already use their Internet Banking, you can simply download the app and log in with your existing credentials.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.33.0 — 2026-04-14

Version 3.33.0
• Bug fixes and performance improvements

### 3.32.0 — 2026-03-10

Version 3.32.0
• Bug fixes and performance improvements

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## Related topics

[first heritage federal credit union](https://appshunter.io/ios/topics/first-heritage-federal-credit-union) · [cacl fcu mobile banking](https://appshunter.io/ios/topics/cacl-fcu-mobile-banking) · [heritage family credit union](https://appshunter.io/ios/topics/heritage-family-credit-union) · [century heritage federal credit union](https://appshunter.io/ios/topics/century-heritage-federal-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*