# First Internet Bank Mobile

> Mobile banking app for managing accounts, deposits, transfers, and bill payments. (iPhone/iPad app by First Internet Bank of Indiana.)

- Source: https://appshunter.io/ios/app/first-internet-bank-mobile/id499344085 (this page in markdown: same URL + `.md`)
- Developer: [First Internet Bank of Indiana](https://appshunter.io/developer/499344088)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.74/5 from 925 App Store ratings · 70 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 101 MB
- Languages: English, Chinese
- Released: 2012-02-15
- Data updated: 2026-07-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-internet-bank-mobile/id499344085/reviews.md

## What is First Internet Bank Mobile?

Monitor and manage your First IB accounts with just a few taps through the First IB mobile app. The app gives you easy, secure access to your accounts from the palm of your hand.



 FEATURES
 - Get up-to-the-minute balances on your accounts
 - Deposit checks to your First IB account
 - Review up to six months of recent transaction history
 - Transfer funds between two First IB accounts
 - Pay bills (or people) with one-stop convenience
 - View and activate your cashback offers
 - Experience consistent design for both phone and tablet
 - Access account information through your Apple Watch




 WHAT’S NEW
 - View your current balance at a glance when your phone is unlocked
 - Receive push notifications for account transactions
 - Set a one-time future transfer or schedule recurring transactions
 - Add a personalized note when setting up a transfer



We are constantly working to Imagine More® to make banking with First IB even better. Until the next batch of enhancements, happy banking.



Note: If you’re a current First IB customer, use the same login credentials you use for Online Banking. App is subject to First Internet Bank’s Online Banking Access Agreement.

## Key features

- Up-to-the-minute account balances
- Mobile check deposit
- Transaction history review
- Fund transfers between accounts
- Bill and person payments
- Cashback offer management
- Apple Watch access

## What do users think of First Internet Bank Mobile?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 👍 Convenient mobile deposit
- 🔒 Secure with Face ID/Touch ID
- 💡 Useful basic banking features

**Cons**

- 🐛 Mobile deposit not working
- 🐛 Camera issues with check deposit
- 🐛 Buggy app after updates
- 🔒 Account lockouts/closures without explanation

**Commonly reported bugs**

- Check deposit camera not working
- Perpetual 'rotate device' prompt for check deposit
- Accounts locked/closed without notice
- Login issues due to 'wrong credentials'

**Most requested features**

- Advanced money management tools
- Improved bill pay functionality
- Higher mobile deposit limits
- Seamless bank-to-bank transfers

## Recent user reviews (10 of 70)

All indexed reviews: https://appshunter.io/ios/app/first-internet-bank-mobile/id499344085/reviews.md

### 2/5 — Can’t Log In

*2025-09-08, version 2025.5.0.1*

Won’t let me log in. Says wrong credentials, but they’re correct. I can log in on website,  but not this app.

### 1/5 — Ruined it

*2025-08-19, version 2025.5.0.1*

The bank is great, and the app used to be perfect. I don’t know what happened with the latest released, but nothing works. Bill pay is completely missing. I contacted support to let them know, and they absolutely expressed no interest in my feedback.  After uninstalling and reinstalling, both on my iPhone, and my wife’s android still nothing…  for the first time in 20 years with this bank. I am considering my options.

### 2/5 — Ugh

*2025-07-01, version 2025.2.2.3*

App has gotten really buggy!

### 1/5 — Where is check deposit?

*2025-07-01, version 2025.2.2.3*

This app used to let me deposit checks remotely. So I just wrote “for mobile deposit only” on my check as always, only to find that there is no longer a button in the app to make mobile deposits AT ALL!!!

### 1/5 — Basic functions

*2025-06-23, version 2025.2.2.3*

Where is BILL PAY??? What use is this app if I can’t pay my bills??  You guys need to fix this “update”! Your App Store pictures show it, but it’s not what mine looks like at all! FIX THIS!

### 3/5 — Zelle Limit

*2023-12-03, version 2023.3.0.2*

The Zelle limits at this bank are ridiculous. I’ve called the bank and they advised that is the highest they can be. I have other back accounts with much higher Zelle limits

### 3/5 — Decent but clunky

*2023-11-08, version 2023.3.0.2*

I've been a customer with this bank for 14 years. I'm looking for a bank for reasons outside of the app (it's the ATM fees that are ridiculous) but the app is really rudimentary. Changing your password on this app is the craziest, most tedious experience. Rather than text verification, they call you with a number- but they don't tell you to write down the number so then when you go back to actually change the password, you have to give the phone code again which I always forget to write down the first time so then I have to go through the process again. Typically, an app these days has all of the features but with this bank, for advanced features, you have to get on the desktop site. For a long time, I didn't have a personal computer because I didn't need one so I wasn't able to access certain features. 

The only thing you can really do on the app is check your balance, send zelle payments and some bill pay. Literally everything else has to be done on the desktop site. This app gives 2005 vibes...

### 3/5 — Outdated Interface

*2023-06-02, version 2023.3.0.1*

While it has all the basic functions, the app is almost too simple. It lacks details about your accounts you may need and in turn you have to call to get details about almost everything. You can’t tell which debit card is assigned to which account unless you call. If I receive money from zelle, it doesn’t update unless I log out and log back in. I feel like it needs an update that matches the ease their website brings.

### 1/5 — Pretty Upset

*2023-04-04, version 2022.9.2.1*

i made an account yesterday and everything was fine and i was able to use the app and spend money yesterday and all last night but then they decided to put my account on hold this morning.

i need to access the money on my bank account asap. this is extremely inconvenient and i’m upset that you guys decided to do this without letting me know so i could have transferred or zelled money to myself so i could’ve used it before you decided to put my account on hold for no reason. super disappointing. i called your customer service line twice today and they did not help me at all. i don’t know the reason why my account is on hold and they said it would take 1-2 days!? for what??

### 1/5 — No bank-to-bank transfer optionality

*2023-01-13, version 2022.9.2.1*

Not very user friendly compared to other banks (ie, CapitalOne, Chase).  No bank-to-bank transfer option in app.  Might as well scrap the app and just log-in through website for online banking.

## Frequently asked questions about First Internet Bank Mobile

### What can I do with the First Internet Bank Mobile app?

The app allows you to monitor and manage your First IB accounts with ease. You can check your up-to-the-minute balances, deposit checks directly to your account, review recent transaction history, transfer funds between your First IB accounts, and pay bills or people conveniently.

### Is the First Internet Bank Mobile app free to use?

Yes, the app is free to download and use. It provides secure access to your accounts without any additional charges for its core banking functionalities.

### How do I log in to the First Internet Bank Mobile app?

If you are a current First IB customer, you can use the same login credentials that you use for First Internet Bank's Online Banking. This ensures a familiar and secure login process.

### What devices are compatible with the First Internet Bank Mobile app?

The app is designed to provide a consistent experience for both phones and tablets. It also offers access to account information through your Apple Watch, expanding its compatibility.

### Can I set up future or recurring transfers with the app?

Yes, the app supports setting up one-time future transfers as well as scheduling recurring transactions. You can also add a personalized note when setting up a transfer for better organization.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.4 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by First Internet Bank of Indiana

- [First Internet Bank Business](https://appshunter.io/ios/app/first-internet-bank-business/id1456184374)
- [First Internet Bank](https://appshunter.io/ios/app/first-internet-bank/id1612090992)

All apps by First Internet Bank of Indiana: https://appshunter.io/developer/499344088

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*
