# First Iraqi Bank — Mobile Banking for Iraq

> Iraq's first fully mobile bank for digital account management and transactions. (iPhone/iPad app by First Iraqi Bank.)

- Source: https://appshunter.io/ios/app/first-iraqi-bank/id1545549339 (this page in markdown: same URL + `.md`)
- Developer: [First Iraqi Bank](https://appshunter.io/developer/1545549341)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 5,129 App Store ratings · 287 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 171 MB
- Languages: American English, Arabic, Central Kurdish, Southern Kurdish
- Released: 2021-04-28
- Data updated: 2026-08-26
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/first-iraqi-bank/id1545549339/reviews.md

## What is First Iraqi Bank?

First Iraqi Bank is Iraq’s first-ever completely mobile bank. 

First Iraqi Bank’s completely digital onboarding process is fully compliant with KYC (Know Your Customer) guidelines and legal requirements. You can open a bank account in under 5 minutes and enjoy a wide range of services provided by the app. All you need is your ID card or a Passport. You can get onboarded even faster if you are a KRG (Kurdish Regional Government) employee. First Iraqi Bank app features include: 

-Deposit. Quickly and conveniently deposit your cash using a wide network of merchants all around Iraq. You can do this by simply showing your unique QR code to the merchant. The balance will be updated instantaneously.

-Withdrawal. Quickly and conveniently withdraw cash using a wide network of merchants all around Iraq. You can do this by simply scanning a QR code provided by the merchant. Your balance will be updated instantaneously.

-QuickPay. Pay for goods and services by simply scanning the QR code generated by the merchants. It will only take seconds!

-Money conversion. Do you want to store and spend your money in different currencies? With First Iraqi Bank you can easily convert your money between IQD, USD, and EUR.
 
-Money transfers. Perform Peer-to-Peer money transfers to other First Iraq Bank account holders. They will get the money within seconds! First Iraqi Bank also allows you to make local and international transfers to other banks.

-Balance and transactions. Never lose track of your finances! You can always view the details of your transactions and see the history of changes in your balance.

-Service Store. With First Iraqi Bank you can quickly purchase vouchers and gift cards from more than 100 different providers (e.g., Careem, Netflix, etc.) using your current balance. They will appear in the app’s wallet after the purchase, from where you can also share them with your friends and family.

-Money boxes. Saving up for a new car or even a house? Take advantage of our money boxes feature! It allows you to save your money in separate spaces away from your main balance.

-Find branches and stores. Quickly find our nearest branch office of First Iraqi Bank, where we will be happy to serve you. Looking for the nearest merchant to make a deposit or withdrawal? You can conveniently find them on the map.

-Spending limit. Take control of your monthly spending by setting a spending limit. If your next transaction goes over the limit you will be notified.

-Cash delivery. Don’t have a possibility to reach our network of merchants to deposit or  withdraw money? Don’t worry, we have your back! First Iraqi Bank app allows you to track, and schedule cash withdrawal deliveries and cash deposit collections.

## Key features

- Digital account opening
- Cash deposit/withdrawal via merchants
- QR code payments
- Multi-currency conversion
- Peer-to-peer money transfers
- Voucher and gift card purchases
- Spending limit controls

## What do users think of First Iraqi Bank?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Great customer service
- 💡 Innovative features

**Cons**

- 🐛 Frequent app crashes
- 💰 High fees and charges
- ⏱️ Slow response from support
- 🔍 Limited functionality

**Commonly reported bugs**

- Virtual card issues
- Account verification problems
- Inconsistent app performance

**Most requested features**

- Add dark mode option
- Improve international transfer capabilities
- Increase monthly transaction limits
- Provide more transparency on fees and charges

## Recent user reviews (10 of 287)

All indexed reviews: https://appshunter.io/ios/app/first-iraqi-bank/id1545549339/reviews.md

### 1/5 — No receipt name before sending

*2026-08-19, version 2.37.1*

I saw many platforms when you try to send money to someone it shows you the name of the guy before sending it so you make sure the number is correct we don’t have this in this app.

### 1/5 — 0 Star

*2026-08-17, version 2.37.1*

خۆشترین بانک لە هەموو جیهاندا لە ماوەی دو مانگدا هیچ پارەیەک نەنێریت ئەکاونتەکەت دیسەبیل ئەکەن بە ١٠ هەزار ئەیکەنەوە پارە زۆر بنێری ئەکاونتت دا ئەخەن و پارەت ئەخۆن هیوادارم کەس سیقە بەم بانکە نەکات چونکە لە خوار سفرەوەیە هەر وەک چۆن لە هەموو عێراقدا بەس ئەم بانکە بلۆک کراوە

### 1/5 — Useless bank

*2026-08-17*

This bank is completely inefficient and poorly managed. They are unable to process transactions involving US dollars and are prohibited from operating in Europe and the United States due to their severely compromised reputation. Furthermore, their mobile application lacks the functionality to generate bank statements, forcing customers to visit a local branch and pay exorbitant fees for printed records. Transaction costs are also unreasonably high, as the bank takes a significant cut from peer-to-peer transfers. Additionally, users are burdened with excessive annual fees just for basic card usage and account maintenance.

### 5/5 — دهوك

*2026-08-04, version 2.36.2*

شخصي

### 5/5 — 12345

*2026-07-23, version 2.36.2*

12345

### 5/5 — السليمانية

*2026-07-15, version 2.36.2*

شه هيدانى ئازادى

### 5/5 — One Iraq

*2026-07-06, version 2.36.1*

One every wane

### 5/5 — دهوك

*2026-06-27, version 2.36.1*

هرياد

### 1/5 — فقدان أموالك بصورة قانونية

*2026-06-26, version 2.36.1*

التسجيل اونلاين وكل شي اونلاين لكن بعد فترة عند توديع في الحساب يتم اخذ المبلغ الاموال ولاتضاف للحساب
يعني تبقى الأموال لديهم ولا ترجع للمستلم او المسلم
وعند اتصال بهم يقولون يجب مراجعة البنك في اربيل او دهوك. 
علماً اني واحد من عشرات الذين خسروا أموالهم بهذه الطريقة.

### 1/5 — AWFUL

*2026-06-25, version 2.36.1*

YOU CANT BUY AN APPLE GIFT CARD THAT IS DISAPPOINTED

## Frequently asked questions about First Iraqi Bank

### What is this app?

This app is Iraq's first completely mobile bank, offering a fully digital banking experience. It allows users to open accounts, deposit and withdraw cash, make payments, transfer money, and manage their finances entirely through their mobile device.

### How do I open an account?

You can open a bank account in under 5 minutes using a digital onboarding process that complies with KYC guidelines. All you need is your ID card or passport. KRG employees may experience an even faster onboarding process.

### How can I deposit or withdraw cash?

You can conveniently deposit and withdraw cash through a wide network of merchants across Iraq. This is done by showing a unique QR code for deposits or scanning a merchant's QR code for withdrawals, with your balance updating instantaneously.

### What are the costs associated with using this app?

The provided description indicates the app is ad-supported. Specific fees for transactions like money transfers or currency conversions are not detailed, but the core banking services are accessible through the app.

### Can I use this app for international transactions?

Yes, the app supports money transfers to other First Iraqi Bank account holders within seconds. It also allows for local and international transfers to other banks, facilitating broader financial connectivity.

## Version history (last 5 releases)

### 2.37.2 — 2026-08-20

This version contains bug fixes and performance improvements.

### 2.37.1 — 2026-08-17

This version is packed with bug fixes and improvements.

### 2.37.0 — 2026-08-11

- Additional transfer information required for transfers of 1,000,000 IQD or more.
- Safety screen added before withdrawal transactions.
- Improved card deposit experience.
- Bug fixes and improvements.

### 2.36.2 — 2026-07-14

This version contains bug fixes and improvements

### 2.36.1 — 2026-06-09

This version contains bug fixes and improvements

## Apps similar to First Iraqi Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [National Bank of Iraq](https://appshunter.io/ios/app/national-bank-of-iraq/id1493434104) | 4.6 (27,254) | Free | Finance |
| [Track Spending : Wise Budget](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344) | 4.8 (2,981) | Free | Finance |
| [البورصة العراقية Iraq Borsa](https://appshunter.io/ios/app/iraq-borsa/id986947523) | 4.1 (816) | Free | Finance |
| [بازاڕی دولار : بورصة العراقیة](https://appshunter.io/ios/app/id1602863126) | 4.7 (15,302) | Free | Finance |
| [Switch - سويج](https://appshunter.io/ios/app/switch/id1314929950) | 2.8 (1,443) | Free | Finance |
| [TIB Online](https://appshunter.io/ios/app/tib-online/id1460347470) | 3.8 (703) | Free | Finance |

## More apps by First Iraqi Bank

- [First Iraqi Bank for Business](https://appshunter.io/ios/app/first-iraqi-bank-for-business/id1548261487)
- [First Iraqi Bank for Corporate](https://appshunter.io/ios/app/first-iraqi-bank-for-corporate/id1575329166)

All apps by First Iraqi Bank: https://appshunter.io/developer/1545549341

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*