# First Merchants Mobile App

> Mobile banking app for account management, payments, and branch location. (iPhone/iPad app by First Merchants Corporation.)

- Source: https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118 (this page in markdown: same URL + `.md`)
- Developer: [First Merchants Corporation](https://appshunter.io/developer/451194737)
- Category: Finance, Business
- Price: Free
- Rating: 4.75/5 from 27,899 App Store ratings · 639 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 57 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2015-07-19
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews.md

## What is First Merchants Mobile App?

Start banking wherever you are with the First Merchants Mobile App!  First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers.

 Available features include:

 Accounts
- Check your latest account balances and search recent transactions by date, amount, or check number.
 
Transfers
- Easily transfer money between your accounts.
 
Bill Pay
- Pay bills and review bill payment history from your device.
 
Check Deposit
- Deposit checks while on the go.
 
Person-to-Person Payments
- Send money immediately to another person.
- Claim money received while on the go.
 
Locations
- Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.

## Key features

- Check account balances and transactions
- Transfer money between accounts
- Pay bills and view history
- Deposit checks remotely
- Send and receive person-to-person payments
- Find nearby branches and ATMs

## What do users think of First Merchants Mobile App?

Overall sentiment: neutral

**Pros**

- 💳 Convenient mobile banking features
- 🔒 Secure authentication options
- 💰 Helpful with managing finances
- 🤝 Friendly and knowledgeable staff
- 📲 Easy to use mobile app

**Cons**

- 🐛 Frequent app crashes and login issues
- 🔍 Difficult to navigate and find features
- 🔒 Unreliable biometric authentication
- 💳 Issues with mobile check deposits
- 🔄 Confusing app updates and changes

**Commonly reported bugs**

- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks

**Most requested features**

- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts

## Recent user reviews (10 of 639)

All indexed reviews: https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews.md

### 2/5 — Bill Pay Needs a Comment Section

*2026-08-20, version 4703016871.0.260200*

My biggest issue with the app is the bill pay feature. There’s no comment or memo section when making a payment, which is a major problem when paying toward a loan.

For example, if I want to make a payment specifically toward the principal of my loan, there’s no way to communicate that through the app. It would be extremely helpful to have a comment/memo field where users can specify how they want their payment applied.

I really like the convenience of the app, but adding this feature would make bill pay much more useful and give customers better control over their payments.

If this doesn’t change soon I may be forced to switch banks.

### 5/5 — FMB Review

*2026-08-12, version 4703016871.0.260200*

I love that I can consistently access my accounts and easily navigate through them to follow my finances day or night.

### 3/5 — Need more info

*2026-08-12, version 4703016871.0.260200*

I would like to see more transactions instead of looking at my statement the home page doesn’t go far enough on those

### 5/5 — Great online banking

*2026-08-06, version 4703016871.0.260200*

The app does what it is designed to do and it is very concise and simple to use.

### 5/5 — Easy to manage app

*2026-08-04, version 4703016871.0.260200*

Love this app it’s easy to manage easy to understand. Great job.

### 5/5 — Zelle

*2026-07-28, version 4703016871.0.260200*

This is such a big help when I need to send money to someone! Thanks!

### 5/5 — Appreciation

*2026-07-28, version 4703016871.0.260200*

I appreciate the app and the ability to bank from a distance. I have stayed with First Merchants after they bought Monroe Bank & Trust, because they have been responsive to my requests and needs and have maintained good electronic banking and App.

### 5/5 — Great App

*2026-07-26, version 4703016871.0.260200*

Quite enjoy the upgrade of the app.

### 5/5 — Customer

*2026-07-24, version 4703016871.0.260200*

Liked it much better before the update/upgrade. Don’t like not getting notice anytime a transaction is made.

### 5/5 — Great new app

*2026-07-23, version 4703016871.0.260200*

The new First Merchants app is a great improvement over the old one.  Thanks for updating.

## Frequently asked questions about First Merchants Mobile App

### What can I do with the First Merchants Mobile App?

The app allows you to check your account balances, search recent transactions, transfer money between your accounts, pay bills, deposit checks remotely, and make person-to-person payments. You can also find nearby branches and ATMs.

### How do I deposit a check using the app?

The app features a check deposit function that allows you to deposit checks while on the go. You will likely need to take photos of the front and back of the endorsed check through the app's interface.

### Is the First Merchants Mobile App free to use?

Yes, the First Merchants Mobile App is free to download and use. There are no direct costs associated with using the app's banking features.

### Can I find bank locations with this app?

Yes, the app includes a locations feature that allows you to find nearby branches and ATMs. You can use your mobile device's GPS or search by ZIP code or address.

### What are person-to-person payments?

Person-to-person payments allow you to send money immediately to another individual directly from the app. You can also claim money that has been sent to you while on the go.

## Version history (last 5 releases)

### 4703016871.0.260200 — 2026-03-13

Feature enhancements and bug fixes

### 4703016870.0.251100 — 2025-11-18

Feature enhancements and bug fixes

### 4703016870.0.250701 — 2025-08-15

Enhancements and bug fixes.

### 6.0.5912 — 2025-02-04

Enhancements and bug fixes.

### 6.0.5905 — 2024-05-28

Updated links and help information.

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## More apps by First Merchants Corporation

- [First Merchants for Business](https://appshunter.io/ios/app/first-merchants-for-business/id992147559)
- [First Merchants Retirement App](https://appshunter.io/ios/app/first-merchants-retirement-app/id1506905750)
- [First Merchants Private Wealth](https://appshunter.io/ios/app/first-merchants-private-wealth/id6756137583)

All apps by First Merchants Corporation: https://appshunter.io/developer/451194737

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
