# First National Bank & Trust Co

> Mobile banking app for managing accounts, payments, deposits, and finding locations. (iPhone/iPad app by The First National Bank & Trust.)

- Source: https://appshunter.io/ios/app/first-national-bank-and-trust-co/id1081889156 (this page in markdown: same URL + `.md`)
- Developer: [The First National Bank & Trust](https://appshunter.io/developer/502974906)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.81/5 from 1,654 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 120 MB
- Languages: English, Chinese
- Released: 2016-09-06
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-national-bank-and-trust-co/id1081889156/reviews.md

## What is First National Bank & Trust Co?

You’ve just downloaded FNBT Mobile, our latest app with more features than ever. Now you can use fingerprint login, if your phone accepts it, and full mobile bill pay services. You can also make a mobile deposit by snapping a photo of a check, transfer money between accounts, check balances, or use location services to find our banks and ATMs. 

One huge advantage for you is that our app is paired with our Online Banking services. That’s great because both use the same username and password to login. This means that if you sign up for one, you have automatically signed up for the other. 

If you are not currently an Online Banking customer at FNBT, you can enroll within the mobile app. Click “Sign up” on the menu screen inside. You’ll fill out a short application to verify your identity, and then we’ll notify you (usually in 1 business day) when you’re registered. Then launch FNBT mobile and bank on the go!

## Key features

- Fingerprint login
- Mobile bill pay
- Mobile check deposit
- Money transfers
- Account balance checks
- ATM/branch locator

## What do users think of First National Bank & Trust Co?

Overall sentiment: positive

**Pros**

- 👍 Helpful and convenient
- 👍 Great banking options and customer service
- 👍 User-friendly app
- 👍 Easy to use and navigate

**Cons**

- 🐛 Constant lagging and app crashes
- 🔒 Frequent password changes
- ⏱️ Slow bill pay and transaction updates

**Commonly reported bugs**

- Login issues and app not working properly
- Compatibility problems with older devices

**Most requested features**

- Instant transaction updates
- Improved bill pay functionality

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/first-national-bank-and-trust-co/id1081889156/reviews.md

### 1/5 — Laggy

*2026-01-03, version 2025.10.1.1*

The app is constantly lagging to where I’ll have to open and close it multiple times before it actually starts working

### 5/5 — Helpful

*2025-10-01, version 2025.7.2.2*

Very helpful and convenient. Thank you.

### 5/5 — The lontimer!

*2024-10-23*

Only bank doesn’t try steal ur sht! Oh sht they stole it to tak another line. Good people alwasys. Good people in Alex!!!!

### 3/5 — Stop making us change our password

*2024-07-18, version 2024.4.0.10*

Stop making me change my password so often this is my money not yours you should be thankful I’m banking there not being a dictator and telling me what I have to do

### 5/5 — Banks

*2024-06-03*

FNBT is the best bank I have encountered, that's why I have been with them so long,

### 5/5 — FNBT

*2023-07-05, version 2023.3.0.1*

Been with them years and enjoy the great hospitality. Great banking options and ponders that work with you!

### 5/5 — Out of date

*2021-12-15, version 2021.11.0.53*

It used to show instantly when you spent money and sometimes it still does.  But not always.   The bill pay feature is slow to show up making harder to keep a balance right .  It may take up to three or four days or longer to log and deduct a Epay bill from your account.   This app is way behind other banking apps from other banks .   Epay and online payments should show instant.  Other than that it works but you better keep track of spending on quicken or paper if you want to know how much you actually have .

### 1/5 — Worst bank app I have

*2021-08-24, version 2021.6.0.52*

Won’t let me sign in half the time and tends to be a pain in the butt if it will even let me sign in

### 5/5 — Home owner

*2021-01-05, version 6.5.5.51*

Works great ! Love my bank and all the people at my branch !

### 4/5 — Bill pay usage

*2020-06-05, version 6.1.2.45*

The bill pay doesn’t seem to be as user-friendly as another bank I use.  It doesn’t seem to recognize as many large companies and their addresses without adding them manually.

## Frequently asked questions about First National Bank & Trust Co

### What can I do with the FNBT Mobile app?

The app allows you to manage your finances conveniently from your mobile device. You can make mobile deposits by taking photos of checks, pay bills, transfer money between your accounts, check your account balances, and locate nearby banks and ATMs using the location services.

### How does the app integrate with online banking?

This mobile app is seamlessly paired with First National Bank & Trust Co's Online Banking services. Both platforms utilize the same username and password for login, meaning signing up for one automatically grants you access to the other. This provides a unified banking experience across devices.

### How do I sign up for online banking if I'm not a customer yet?

If you are not currently an Online Banking customer, you can easily enroll directly within the mobile app. Navigate to the 'Sign up' option on the menu screen, complete a short application to verify your identity, and you will be notified, typically within one business day, once your registration is complete.

### Is the app free to download and use?

Yes, the application is free to download and use. While the app itself is free, standard mobile carrier data rates may apply for usage. The app does not have in-app purchases.

### What devices are compatible with the app?

The app is designed for mobile use and supports features like fingerprint login if your phone is compatible with this technology. It is intended for use on smartphones and tablets, allowing you to bank on the go.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.1 — 2025-12-12

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.07.03.2 — 2025-10-22

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.2 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to First National Bank & Trust Co

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mobile FNB](https://appshunter.io/ios/app/mobile-fnb/id908475680) | 4.8 (1,163) | Free | Finance |
| [FNB&T](https://appshunter.io/ios/app/fnb-and-t/id6480477608) | 4.9 (216) | Free | Finance |
| [FNBT Personal Mobile Banking](https://appshunter.io/ios/app/fnbt-personal-mobile-banking/id1514684262) | 4.7 (1,528) | Free | Finance |
| [Patrons Bank](https://appshunter.io/ios/app/patrons-bank/id1094343481) | 3.6 (5) | Free | Finance |
| [FNBT.COM Mobile Banking](https://appshunter.io/ios/app/fnbtcom-mobile-banking/id456357980) | 2.6 (5) | Free | Finance |
| [First National Bank and Trust](https://appshunter.io/ios/app/first-national-bank-and-trust/id1242875726) | 4.6 (159) | Free | Finance |

## More apps by The First National Bank & Trust

- [FNBT Business Mobile](https://appshunter.io/ios/app/fnbt-business-mobile/id1413841535)

All apps by The First National Bank & Trust: https://appshunter.io/developer/502974906

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*