# First New York FCU

> Mobile banking for managing accounts, transfers, deposits, bill pay, and locating branches/ATMs. (iPhone/iPad app by FNY On-The-Go.)

- Source: https://appshunter.io/ios/app/first-new-york-fcu/id448647305 (this page in markdown: same URL + `.md`)
- Developer: [FNY On-The-Go](https://appshunter.io/developer/448647308)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 421 App Store ratings · 72 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 120 MB
- Languages: American English
- Released: 2011-07-20
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/first-new-york-fcu/id448647305/reviews.md

## What is First New York FCU?

First New York Federal Credit Union’s Mobile Banking app puts your finances at your fingertips. Securely manage your money anytime, anywhere with our convenient, fast, and secure, user-friendly app.
Key Features:
•	Check Balances: Quickly view your account balances and transaction history.
•	Transfer Funds: Easily transfer money between your First New York FCU accounts.
•	Mobile Deposit: Deposit checks with your smartphone camera.
•	Send and Receive: Give or get money from anyone on any payment service.
•	Bill Pay: Pay bills on time and manage your due dates.
•	Locate Branches & ATMs: Find the nearest First New York FCU branch or ATM.
•	Account Alerts: Receive notifications for low balances, transfers, and more.
•	Secure Login: Enjoy peace of mind with our advanced security features.
Take control of your finances with First New York Federal Credit Union’s Mobile Banking app. Download today

## Key features

- Check account balances and transaction history
- Transfer funds between accounts
- Deposit checks via smartphone camera
- Send and receive money
- Pay bills and manage due dates
- Locate branches and ATMs
- Receive account alerts

## What do users think of First New York FCU?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 🚀 Quick and convenient
- ✅ Reliable for banking needs
- ✨ Uncluttered interface
- 💳 Good for checking balances
- 🏦 Long-term customer satisfaction
- 💡 Mobile deposit functionality
- 🌐 Online banking system

**Cons**

- 🐛 App frequently not loading
- ❌ Account locking issues
- 📉 Poor performance after updates
- 🚫 Zelle feature removed
- ⚠️ Inconsistent online banking availability
- 🔄 Frequent password resets required
- 🪲 Mobile deposit image issues
- ⏳ Transactions not updating in real-time
- 😵‍💫 Too many pop-up windows
- 🔒 Cloud-flare verification bugs
- 💸 Interest rate not displayed
- 🔒 Locked out of funds sometimes

**Commonly reported bugs**

- App never loads account information
- App always locks account even with correct password
- App won't let users make new passwords after locking
- Mobile app never works
- Online banking is rarely available
- New update is a joke
- New update removes Zelle
- Cannot stay logged in on the same WiFi due to Cloud-flare verification
- Cloud-flare verification bugs out on cellular data or reconnecting to network
- New app doesn't show how much interest was taken from credit card payment
- Too many pop-up windows
- Have to slide over to make a deposit
- Lacks real-time updates, transactions are days behind
- Mobile deposit isn't recognizing the check image since update
- App sometimes doesn't work properly and users are locked out of funds
- Difficulty taking pictures of checks for deposit, requires multiple attempts
- Unable to display information error when viewing balance or transferring money
- Non-conforming image error for mobile check deposit

**Most requested features**

- Add card valet option to put card on hold
- Provide information on which CU offer full banking privileges vs ATM only
- Add ability to transfer money to other credit unions or banks

## Recent user reviews (10 of 72)

All indexed reviews: https://appshunter.io/ios/app/first-new-york-fcu/id448647305/reviews.md

### 5/5 — ,Fifty Plus

*2026-06-09*

I have been a satisfied customer of FNYFCU for 50+ years!

### 3/5 — Average rating

*2026-06-08*

I just downloaded the app. I didn’t download it before because it did not get good ratings/ reviews. 
The ratings and reviews have improved so I figured it was safer to use now. I will give another review after I have used it for a couple months.

### 3/5 — Fix app

*2026-06-04*

Can yall fix the app please like I actually like this bank but I can’t see my account it’s never loads and I wanna see how much I got

### 5/5 — Excellent

*2026-03-24*

Secure - works well.

### 1/5 — So annoying

*2025-10-25*

Always locks my account even after using the correct password, causing me to have to make a new one. Then won't let me even make a new one so I have to physically go into a First New York bank to have them reset the password for me

### 1/5 — Might be the worst app in the App Store

*2025-09-26*

If I were to say this app works 50% of the time, that would be generous. It has gotten to a point to where I am debating on getting a new bank. Mobile app never works, online banking is rarely available. Not sure what is going on with the devs, but it is wild how often online banking is unavailable. Incredibly frustrating.

### 1/5 — Dreadful

*2025-05-01*

Miss the old app, the new one is awful. The only benefit is that you can see balances at a glance.

### 1/5 — Really bad

*2025-04-10*

Worse bank app 
The first one was just fine 
The new update is a joke

### 1/5 — No Zelle = No me

*2025-03-01, version 4015.2.3*

New update removes Zelle. No go for me…

### 1/5 — Went from alright to genuinely horrendous

*2025-02-14*

Before the recent update, it was honestly fine. Yeah the ui was a bit outdated but almost all the time it worked and did what it needed to do for a mobile banking app but now, I can’t even stay logged in on the same wifi, with location and all being on because of this cloud-flare verification which bugs out 99% of the time if your on cellular data or reconnecting to a network needing to restart the entire app even when you click the box to verify. Genuinely wants me to switch banks after they up-charged me on interest on my credit card because they merged my local bank into theirs. I would rather have an app that looks ugly, but does the job and don’t need to login every time I wanna pay off my statement on my card. Genuinely, find some actual developers you can count on, most indie game developers can do better on a mobile app design and functionality. Get a grip on your app, instead of putting money into your fancy building design for your bank, put money into the app design and functionality. Functionality over design.

## Frequently asked questions about First New York FCU

### What can I do with the First New York FCU Mobile Banking app?

The app allows you to manage your finances on the go. You can check your account balances and transaction history, transfer funds between your accounts, deposit checks using your smartphone camera, send and receive money, pay bills, and locate nearby branches and ATMs. It also provides account alerts and secure login features.

### Is the First New York FCU Mobile Banking app free to use?

Yes, the app is free to download and use. While the app itself is free, it does have in-app purchases, and the description also indicates it has ads.

### How do I deposit a check using the app?

The app features a Mobile Deposit function that allows you to deposit checks directly from your smartphone. You will typically use your phone's camera to capture images of the front and back of the endorsed check.

### What kind of alerts can I receive?

You can set up account alerts to stay informed about your finances. These alerts can notify you about important events such as low balances, completed transfers, and other account activity, helping you manage your money effectively.

### Is my financial information secure with this app?

Yes, the app prioritizes your security. It offers secure login features and advanced security measures to ensure your financial information is protected when you manage your money anytime, anywhere.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.2 — 2026-07-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by FNY On-The-Go

- [FNY Face2Face](https://appshunter.io/ios/app/fny-face2face/id1544090872)

All apps by FNY On-The-Go: https://appshunter.io/developer/448647308

## Related topics

[nymcu](https://appshunter.io/ios/topics/nymcu) · [lcfcu](https://appshunter.io/ios/topics/lcfcu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*