# First Progress — Secure Online Banking App

> Mobile banking app for managing credit card accounts and transactions. (iPhone/iPad app by Vervent, Inc.)

- Source: https://appshunter.io/ios/app/first-progress/id1589075027 (this page in markdown: same URL + `.md`)
- Developer: [Vervent, Inc](https://appshunter.io/developer/1574751568)
- Category: Finance
- Price: Free
- Rating: 1.70/5 from 144 App Store ratings · 103 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 226 MB
- Languages: American English
- Released: 2022-01-20
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-progress/id1589075027/reviews.md

## What is First Progress?

The First Progress Mobile App is the easiest way for cardholders to manage their credit card account. Download the Mobile App today!
The First Progress Mobile App allows you to:
·      Manage your First Progress account anytime, anywhere!
·      Make secure payments to your account
·      View your transaction history and current statements
·      Stay in control by monitoring your available credit limit
·      Redeem your rewards (if applicable)

+Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and may not be used by all lenders. Click here to learn more about this.

## Key features

- Manage account anytime, anywhere
- Make secure payments
- View transaction history
- Monitor available credit limit
- Redeem rewards

## What do users think of First Progress?

Overall sentiment: negative

**Pros**

- 👍 Easy to navigate
- 🚀 Fantastic
- 💡 No chip on card

**Cons**

- 🐛 App crashes
- 🐛 App doesn't work
- 🐛 App payment not working
- 🐛 App unreliable
- 🐛 Difficult to make payments
- 🐛 Inaccurate balance updates
- 🐛 Locked accounts
- 🐛 Login issues
- 🐛 Slow payment processing
- 🐛 Terrible customer service
- 🐛 Unresponsive app
- 🐛 Unusable app
- 💰 Charges unnecessary fees
- 💰 Holds payments affecting credit
- 💰 Inaccurate reporting to credit bureaus
- 💰 Predatory practices
- 🤖 Poor communication

**Commonly reported bugs**

- App crashes when trying to log in
- App doesn't allow creating an account
- App doesn't work
- App freezes
- App forgets user credentials

**Most requested features**

- Improve app functionality
- Implement auto-pay
- Provide better payment options

## Recent user reviews (10 of 103)

All indexed reviews: https://appshunter.io/ios/app/first-progress/id1589075027/reviews.md

### 3/5 — This app is complete bulsh%*

*2026-05-15, version 3.1.7*

No matter what I do my password and username are apparently incorrect even though I know for a fact they are not and I screen reset my password and it still says it. Try to contact support and it says “contact mobile app
Complete bogus

### 1/5 — HORRIBLE SERVICE

*2026-04-21, version 3.1.7*

I set up autopay over the phone this past December. Then i get a message today saying I missed a payment. I try logging in but the website and app are down. I call customer service and they say auto pay was never set up. Absolute garbage. Thanks for knocking down my credit score some more, jerks

### 1/5 — One of the worst credit cards you can get

*2026-04-13, version 3.1.7*

Do not accept the application this is the worst Credit card experience I’ve ever had. Customer service is very unhelpful and un knowledgeable. I was sent a zero dollar statement now I don’t have an account. This is definitely getting reported to the credit consumer.

### 1/5 — No Good

*2026-03-20, version 3.1.5*

10/10 don’t recommend they hold your payments effecting your credit score ! They don’t report your current balance accurately ! They charge you interest accrued charges & you ever go over your limit you can’t they put your payments on hold even after providing banking transaction as informed. They process your payment, make it available then exhaust it off your account in 3 days. Just don’t !

### 5/5 — Fantastic

*2026-03-19, version 3.1.5*

Easy to navigate 😌

### 1/5 — Won’t work

*2026-02-15, version 3.1.4*

I put in new user. Even went to the website yet it still just doesn’t recognize me. Everything is wrong error here error there. Trash

### 1/5 — Terrible company

*2026-01-28*

I opened the card I spent 20 my first bill was $76. When I try to pay my bill it’s the biggest hassle in the world there’s no easy way to pay. There’s no auto pay. They want you to enter your bank account number and your routing number every time you make a payment. All my information is around the same time and I suspect they sold my information to God with all my passwords on me I’m pretty sure it was done. Do yourself a favor get a different credit card.

### 1/5 — Doesn’t Work

*2026-01-25, version 3.1.3*

Since the new company took over, the app doesn’t work and neither does the website. It locked me out of my account and wouldn’t let me change my password so I continuously have to get a temporary password. When I get paid again, I plan on paying this card off and closing the account. I’d rather open another card than jump through hoops just to log in.

### 1/5 — Garbage App

*2026-01-25, version 3.1.3*

App decided to forget my credentials. Good luck trying to recover your username, the “forgot…” options both do the same thing — allow you to reset your password while never helping you recover username. Pre-tty stupid.

### 3/5 — Major App Issues!

*2026-01-16*

I've had a decent experience with the First Progress credit card so far. The card itself works as expected, and I haven't had any issues with payment or usage. It does what it's supposed to do.

However, my main issue is with the mobile app. Unfortunately, the app does not work properly for me at all. Every time I try to log in to access my card information, I receive an error message even though I'm entering the correct login credentials. Because of this, I'm forced to use a computer and log in through the website anytime I need to check my account or manage anything.

The card itself is fine, but the app experience is a major downside and definitely needs improvement. If the app were more reliable, my overall experience would be much better.

## Frequently asked questions about First Progress

### What can I do with the First Progress app?

The app allows you to manage your credit card account securely from anywhere. You can make payments, view your transaction history and current statements, monitor your available credit limit, and redeem any applicable rewards.

### Is the First Progress app free to use?

Yes, the First Progress Mobile App is free to download and use for cardholders. There are no charges associated with managing your account through the app.

### How can I make payments through the app?

The app provides a secure way to make payments directly to your First Progress account. You can initiate and manage your payments conveniently through the mobile interface.

### Can I see my past transactions?

Yes, the app allows you to view your complete transaction history. This includes details of your past purchases and payments, helping you keep track of your spending and account activity.

## Version history (last 5 releases)

### 3.1.9 — 2026-08-24

Bug fixes and improvements.

### 3.1.8 — 2026-07-31

Bug fixes and improvements.

### 3.1.7 — 2026-04-02

Bug fixes and improvements.

### 3.1.6 — 2026-03-25

Bugfixes and improvements.

### 3.1.5 — 2026-03-19

Bug fixes and improvements.

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## More apps by Vervent, Inc

- [Total Card](https://appshunter.io/ios/app/total-card/id1574751566)
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- [Embark Card Mobile](https://appshunter.io/ios/app/embark-card-mobile/id6448796805)

All apps by Vervent, Inc: https://appshunter.io/developer/1574751568

## Related topics

[oakstone](https://appshunter.io/ios/topics/oakstone)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*