# First State Bank Athens Texas

> Mobile banking app for First State Bank Athens Texas customers. (iPhone/iPad app by First State Bank Athens Texas.)

- Source: https://appshunter.io/ios/app/first-state-bank-athens-texas/id575711084 (this page in markdown: same URL + `.md`)
- Developer: [First State Bank Athens Texas](https://appshunter.io/developer/575711087)
- Category: Finance
- Price: Free
- Rating: 4.82/5 from 1,005 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 115 MB
- Languages: English
- Released: 2012-11-27
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/first-state-bank-athens-texas/id575711084/reviews.md

## What is First State Bank Athens Texas?

First State Bank Customers – Now you can ‘bank where you are’ with First State Bank Mobile Banking.  Fast and secure, plus the mobile app is free to download.  Using your current Online Banking login information you can start mobile banking today.
Features:
Checking account balances
View recent transactions
Transfer money between your accounts
Locate ATMs and Branch Locations
Text Messaging available for:
BAL (Balance on all eligible accounts)
HIST (Review recent transactions on all eligible accounts)
Standard text messaging and data usage charges may apply through your wireless carrier.
Security: At First State Bank, protecting your personal information is our top priority.  We use the latest technology to ensure security and confidentiality.  As an added safeguard, access to mobile banking requires prior enrollment in to First State Bank Online Banking.  For more information about First State Bank’s commitment to online security and how you can sign up for Online Banking, please visit our website at www.fsbathens.com

To get started with Mobile Banking:
STEP ONE: Enroll in First State Bank Online Banking at www.fsbathens.com.  If you are already enrolled, proceed to STEP TWO below. 
STEP TWO: Download and install First State Bank app.  This app is available through the application store for your iPhone.
STEP THREE: Sign in to First State Bank Mobile Banking using your Online Banking username.  Make sure your security image and pass phrase are correct before entering your Online Banking password.
OPTIONAL:  Once enrolled in Mobile Banking visit the Users Option tab in Online Banking to manage your Mobile Banking Profile.  This feature will allow you to:
•Add additional phones
•Change your phone number
•Select or unselect accounts to see in Mobile Banking
•Assign Nicknames for accounts to be used in Text Messaging
•Set a different time zone

For more information contact us at 903 676-1900 or visit our website at www.fsbathens.com

## Key features

- Check account balances
- View recent transactions
- Transfer money between accounts
- Locate ATMs and branches
- Text banking for balances and history
- Manage mobile banking profile

## What do users think of First State Bank Athens Texas?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use and intuitive interface
- 🏦 Small town customer service with real people
- 📱 Mobile deposit functionality
- 🚀 Quick access to banking information
- 💼 Effective for business banking

**Cons**

- 🐛 Frequent app crashes and freezes
- ❌ Login validation errors
- 📵 App won't open or respond
- ♿ Poor accessibility features for vision-impaired users
- ⚠️ Inconsistent performance and reliability
- 🔄 Constant updates causing login issues

**Commonly reported bugs**

- App crashes on iOS beta versions
- Blank screen followed by app crash
- Unable to validate user information error
- Invalid password errors after updates
- App won't expand for accessibility
- App fails to open consistently
- Login functionality breaks intermittently

**Most requested features**

- Text expansion and zoom functionality for accessibility
- iOS beta compatibility support
- Faster mobile deposit feature rollout
- Feature advances and modernization

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/first-state-bank-athens-texas/id575711084/reviews.md

### 3/5 — App won’t Expand

*2025-08-01, version 24.2.60*

As I am vision handicap capped I have to take numerous screenshots on my iPad to read what it says. I wish you would make it where everything could expand  so I can read larger. Really hard when sometimes screen shots won’t let me expand in some areas like making transfers.

### 2/5 — Owner

*2025-02-04, version 24.1.70*

Needs feature advances!

### 5/5 — Best customer service EVER!

*2023-09-14, version 23.1.70*

I love the small town feel when you call and can talk to a real person and not an automated service.

### 5/5 — App not responding

*2023-01-04, version 22.2.41*

Im having issues trying to check my banking account, keeps giving me an error msg and the app is having problems

### 5/5 — C. Womble

*2022-09-08, version 22.1.102*

Love the app, I’ve experienced a couple of minor issues/glitches but overall it works smoothly and puts needed information at my fingertips and makes business banking a breeze!

### 2/5 — Hardly ever works

*2021-04-16, version 20.2.80*

When it works I like it a lot as it is very easy to use but many times the app won’t even open.

### 2/5 — Does not work with iOS beta

*2021-03-06, version 20.2.60*

If you’re an iOS beta user, be prepared to use the website and not hue app. All you get since the iOS 14 betas have been released is a blank screen then app crash. I’ve reported to CSR at FSB Athens and no response. “It works on my phone” is the reply I got from customer service.  The app needs to be updated immediately to accommodate all users safely and securely.

### 2/5 — Worst app for banking

*2020-12-31, version 19.3.20*

The app crashes all the time and To me that is not very secure.
I would be careful with this app.

### 1/5 — Finally able to deposit

*2019-02-11, version 18.2.63*

The only two issue is I had to wait almost a year to be able to deposit fund from my cellphone. With other bank the first day you open account. Another issue is it’s constantly updating so when I go out my password in it’s says in valid password. I work splits and it’s hard to get to the bank before it close at 4 during the week and week ended at 5. So when it time to transfer from from my account to pay a loan I can’t log in... so I’m late and i rarely go in to deposit funds.

### 1/5 — Awful

*2017-04-20, version 8.0.236*

Needs new update . It always says "unable to validate your information. "

## Frequently asked questions about First State Bank Athens Texas

### What can I do with the First State Bank Athens Texas mobile app?

The app allows you to check your checking account balances, view recent transactions, transfer money between your accounts, and locate ATMs and branch locations. You can also utilize text banking for quick balance and transaction history updates.

### Is the First State Bank Athens Texas mobile app free to use?

Yes, the mobile app is free to download and use. However, standard text messaging and data usage charges may apply through your wireless carrier.

### How do I get started with mobile banking?

To get started, you first need to enroll in First State Bank Online Banking on their website. Once enrolled, download and install the mobile app, then sign in using your Online Banking username and password.

### What security measures are in place for this app?

The app uses the latest technology to ensure the security and confidentiality of your personal information. Access requires prior enrollment in First State Bank Online Banking, and you will use your Online Banking credentials to log in.

### Can I manage my mobile banking settings through the app?

Yes, once enrolled in Mobile Banking, you can visit the Users Option tab in Online Banking to manage your Mobile Banking Profile. This allows you to add phones, change your phone number, select accounts to view, assign nicknames for text messaging, and set a different time zone.

## Version history (last 5 releases)

### 26.1.20 — 2026-05-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.32 — 2025-09-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-02-26

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to First State Bank Athens Texas

| App | Rating | Price | Category |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
