# First State Bank

> Secure mobile banking for First State Bank customers to manage accounts and transactions. (iPhone/iPad app by FIRST STATE BANK (OH).)

- Source: https://appshunter.io/ios/app/first-state-bank/id6444011186 (this page in markdown: same URL + `.md`)
- Developer: [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 2,071 App Store ratings · 18 written reviews indexed
- Age rating: 12+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2023-01-30
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews.md

## What is First State Bank?

First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime.  It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like:
 
- Manage your account
- View balances in real time
- Transfer funds between accounts
- ATM/Debit card management
- Mobile check deposit
- Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky
- Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks
- Set up alerts so you know when your balance drops below a certain amount
- Make payments, whether you’re paying a company or a friend
- View and save your monthly statements
 
First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.

## Key features

- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities

## What do users think of First State Bank?

Overall sentiment: neutral

**Pros**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**Cons**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Commonly reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Most requested features**

- Bring back old app version
- Improve transaction visibility and timeliness

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews.md

### 5/5 — Love First State

*2026-08-22, version 3.37.0*

This is the best bank I’ve had the privilege to bank with. The people are curious, friendly, and phenomenal. Thank you for always making me feel like family!

### 1/5 — New design

*2026-08-22, version 3.37.0*

Not a fan of the new design. Can no longer hit submit now when doing a transfer

### 2/5 — Update

*2026-06-10, version 3.30.2*

Every night when it updates at like 6-7 and you can’t see how much money you have is absolutely crazy!! Worst part about the app is

### 1/5 — Really!!

*2026-04-25, version 3.30.2*

You can’t find what you’re looking for

### 1/5 — Always Down

*2026-04-17, version 3.30.2*

Down for maintenance every single day in the evening when a working person needs their banking app to work

### 1/5 — terrible

*2025-06-03, version 3.23.1*

terrible.

### 4/5 — Great bank

*2024-04-05, version 3.10.3*

Great bank so far. I got it when I got a new job in December, shortly got laid off and didn’t have a source of income for a few months and they still had my account open. Night not seem like a big deal. But when the same thing happened years ago , u s bank closed my account after a month! First state has been good so far!

### 2/5 — Can’t use anymore.

*2024-03-27, version 3.5.0*

I used this app ever since it came out. Now I can’t due to update. The update requires iOS 16.0 or later. However most older phones can only go to iOS 15.8 on updates. This makes the app completely useless. I may switch banks due to this issue. Having the app made it easy due to working odd hours when banks are closed. Very disappointed in it all.

### 5/5 — great!

*2024-03-17, version 3.10.3*

It’s great that I can deposit my checks without having to go directly to the bank!

### 1/5 — DON’T WASTE YOUR TIME

*2024-01-23, version 3.9.0*

They are trash. Worst bank ever.

## Frequently asked questions about First State Bank

### What can I do with the First State Bank mobile app?

The app allows you to securely manage your First State Bank accounts from anywhere. You can view real-time balances, transfer funds between accounts, deposit checks using your phone's camera, manage your ATM/Debit card, and make payments to companies or friends. It also helps you organize transactions with notes and photos, and set up custom alerts.

### Is there a fee to use the First State Bank mobile banking app?

There is no fee charged by First State Bank for using their mobile banking services. However, your wireless service provider may charge connectivity and usage rates, so it's advisable to contact them for more details.

### What types of accounts are supported by the app?

The mobile banking app supports all types of accounts offered by First State Bank, including checking accounts, certificates-of-deposit, loans, and lines-of-credit. You can manage all your banking needs through the app.

### Do I need an existing online banking account to use the mobile app?

Yes, to access the mobile banking features, you must first have an approved online banking account established with First State Bank. This is a prerequisite for using the mobile app's functionalities.

### How can I find First State Bank locations or ATMs?

The app provides a feature to help you find banking center locations and ATMs near you. This is particularly useful if you are in Southern Ohio or Eastern Kentucky and need to locate a physical branch or ATM.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-20

Version 3.37.0
• Bug fixes and performance improvements

### 3.30.2 — 2026-01-29

Version 3.30.2
• Bug fixes and performance improvements

### 3.30.0 — 2025-12-11

Version 3.30.0
• Bug fixes and performance improvements

### 3.29.0 — 2025-11-15

Version 3.29.0
• Bug fixes and performance improvements

### 3.28.0 — 2025-10-22

Version 3.28.0
• Bug fixes and performance improvements

## Apps similar to First State Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [First State Bank MI Mobile](https://appshunter.io/ios/app/first-state-bank-mi-mobile/id646062893) | 4.7 (931) | Free | Finance |
| [FirstState Bank Mobile](https://appshunter.io/ios/app/firststate-bank-mobile/id646519100) | 4.8 (440) | Free | Finance |
| [FSB Mobile Banking](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454) | 3.8 (10) | Free | Finance |
| [First State Bank -  WI](https://appshunter.io/ios/app/first-state-bank-wi/id6738925609) | 4.7 (305) | Free | Finance |
| [First State Mobile](https://appshunter.io/ios/app/first-state-mobile/id604065724) | 4.6 (303) | Free | Finance |
| [Bank at FSB](https://appshunter.io/ios/app/bank-at-fsb/id1531517129) | 4.9 (302) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
