# FirstCap Connect — First Capital FCU

> Mobile banking app for First Capital FCU account management and loan applications. (iPhone/iPad app by First Capital Federal Credit Union.)

- Source: https://appshunter.io/ios/app/firstcap-connect/id1548325375 (this page in markdown: same URL + `.md`)
- Developer: [First Capital Federal Credit Union](https://appshunter.io/developer/486980475)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.16/5 from 19 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 102 MB
- Languages: English, Spanish
- Released: 2021-04-22
- Data updated: 2026-07-23
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/firstcap-connect/id1548325375/reviews.md

## What is FirstCap Connect?

The FirstCap Connect app gives you complete access to your First Capital FCU accounts, anytime, anywhere.

MANAGE YOUR ACCOUNTS 24/7
•	Check balances
•	View transactions
•	Make transfers
•	Deposit checks
•	View cleared checks
•	Pay and manage bills

QUICK BALANCE
View balances and recent transaction history at a glance, without even logging in.  Enable this feature in the app settings.

CURRENT OFFERS
View quarterly loan promotions.  Like what you see?  Apply from your device.

LENDING MADE EASY
Apply for a loan through our convenient mobile app.  Expect fast, local decisions.

FIND LOCATIONS
Locate the nearest branch or fee-free ATM.  Directions included!

www.firstcapitalfcu.com

## Key features

- Account management
- Mobile check deposit
- Bill pay
- Loan applications
- ATM/Branch locator
- Quick balance view

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/firstcap-connect/id1548325375/reviews.md

### 1/5 — Update

*2026-02-06, version 2025.5.0.1*

Horrible!!

### 3/5 — Bugs

*2025-11-23, version 2025.5.0.1*

Better than most bank apps but it keeps crashing constantly.

### 3/5 — Mobile Check Deposit Nonfunctional

*2025-02-14, version 2024.10.1.10*

The app works fine for normal functions; however, the Mobil Check Deposit function isn’t working.  It worked before.  Maybe the programming is not updating along with Apple updates.  I tried uninstalling and reinstalling the app, clearing cache, opening security.  Nothing works.  Credit Union is working on there end for a resolve.

### 5/5 — Great App

*2023-08-10, version 2023.3.0.1*

I find the app very easy to use. I especially like the ability to transfer funds between multiple accounts with ease.  Having all my electronic deposits going into the checking account and then transferred to my sub-accounts makes budgeting a breeze!
Keep up the good work!

### 1/5 — Terrible app

*2022-11-15, version 2022.6.0.1*

Doesn’t work half the time I try to use it

### 1/5 — Newest Update

*2022-10-25, version 2022.6.0.1*

Released update still not working for Mobile deposits

### 1/5 — Mobile deposit won’t work with new iOS update

*2022-10-13, version 2021.11.0.32*

App needs an update to be compatible with new iOS update, as the mobile deposit won’t go any further than to rotate screen. Called the help line and they weren’t able to fix as well.

### 1/5 — Check deposit won’t load

*2022-09-29, version 2021.11.0.32*

The app won’t move past “rotate your phone to continue your check deposit” screen

### 1/5 — iOS 16 not compatible with app

*2022-09-15, version 2021.11.0.32*

You need to offer an update. The mobile deposit feature isn’t working with the new iPhone operating system update. Since this is the main reason I use the app, for deposits, it makes the account kind of useless. I tried telling people in the bank branch, but they didn’t seem to care.

### 2/5 — prefer the previous app

*2021-04-30, version 2021.0.03.0*

One—a big thing for me is I don’t like that you can’t see pending transactions. 
Two—when viewing transactions the list is too busy the previous app was much simpler and if you wanted to see more information about a transaction you clicked on it to view other information about it. 
Three—the app keeps telling me it can’t display any information and to try again later even when going to log in as to which if you log in anyhow the error window will go away however it returns with everything you do once inside the app.
Four—-to transfer funds to another person or even if it’s another account you have it errors out and is not very functional which is annoying to me bc I used that feature in previous apps.
Five—-when asking for any type of information whether transfer to another account or even just simply setting the app up it asks for information but it isn’t totally clear as to what you are to enter. So then you keep getting errors and in my case to transfer to my other account it tells me that it can’t be done bc either the account doesn’t exist or my information is wrong.

Overall the previous app was simple and easy to use and when viewing transactions was a lot simpler bc it showed you the date the amount and who it was made to and not all the other stuff crowding up your screen. If I want to see more information I could click on it to view it. And transferring to other accounts was easier.

It’s always interesting that people and app developers make all these fancy things and so called improvements but for who? Didn’t anyone ever hear of the KISS rule in design or anything? Keep It Simple Stupid. Fluff is just fluff and most of the time annoying useless crap that in this day of age people like simplicity and stuff that works.

## Frequently asked questions about FirstCap Connect

### What can I do with FirstCap Connect?

FirstCap Connect allows you to manage your First Capital FCU accounts by checking balances, viewing transactions, making transfers, depositing checks, and paying bills. You can also apply for loans and find nearby branches or ATMs.

### Is FirstCap Connect secure?

While specific security measures are not detailed, mobile banking apps typically employ encryption and multi-factor authentication to protect user data. It is always recommended to use strong, unique passwords and enable any available security features.

### Can I deposit checks with FirstCap Connect?

Yes, the app supports mobile check deposit, allowing you to deposit checks directly from your device without needing to visit a branch.

### How do I find a branch or ATM?

FirstCap Connect includes a feature to locate the nearest branch or fee-free ATM, providing directions to help you get there.

### Does FirstCap Connect have ads?

Yes, FirstCap Connect contains advertisements.

### What devices does FirstCap Connect support?

FirstCap Connect is available on watch, iPhone, and iPad devices.

### How often is FirstCap Connect updated?

The latest version of FirstCap Connect is 2025.10.01, and it was last updated on February 18, 2026. This indicates frequent updates to improve functionality and security.

### What is the user rating for FirstCap Connect?

FirstCap Connect has a rating of 3.2 stars based on 19 ratings, suggesting a mixed user experience.

## Version history (last 5 releases)

### 2026.04.02 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.01 — 2026-02-18

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.2.2.3 — 2025-03-19

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.10.1.10 — 2024-12-03

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*
