# FirstCentral Mobile — Credit Score, Credit Reports > Mobile access to credit scores and detailed credit reports. (iPhone/iPad app by FirstCentral Credit Bureau.) - Source: https://appshunter.io/ios/app/firstcentral-mobile/id6477953215 (this page in markdown: same URL + `.md`) - Developer: [FirstCentral Credit Bureau](https://appshunter.io/developer/1731192338) - Category: Finance - Price: Free - Rating: 2.30/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 185 MB - Languages: American English - Released: 2024-06-09 - Data updated: 2026-06-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/firstcentral-mobile/id6477953215/reviews.md ## What is FirstCentral Mobile? FirstCentral Mobile is the dedicated iOS application from FirstCentral Credit Bureau Limited, designed to offer users seamless access to their credit information. With this app, users can effortlessly check their credit scores and obtain various types of credit reports, all delivered directly to their email. This service is available round the clock, ensuring that users can manage their credit from the comfort of their homes, any time of the day or night. FCB Nico credit score is a 3-digit statistical number that evaluates a consumer`s creditworthiness and is based on the individual`s credit history behavior. Financial Institutions use credit scores to evaluate the probability that an individual will repay his or her loan(s). The XScore Detailed Report goes beyond traditional credit reports by offering a comprehensive analysis with the added benefit of credit scoring. This powerful tool provides lenders with valuable insights into a borrower's financial health, enabling faster and more informed decisions. Leveraging advanced analytics, XScore aggregates data from credit-active individuals to generate a reliable credit score. The Consumer Detailed Report is a comprehensive document detailing an individual's credit activities across various sectors of the economy.It provides a chronological record of the person's history with all sorts of loan and services. The Commercial Detailed Report is a comprehensive document detailing a company's credit activities across various sectors of the economy.It provides a chronological record of the company's history with all sorts of loans and service . Consumer Basic Report accurately assesses both customers’ affordability and suitability which are essential requirements for all lenders.It is a brief summary of the customer, highlighting demographic information, credit account summary and credit rating. Commercial basic Enquiry Report: It Provides you with your business demographic details and summary of the facility performance. This helps you monitor your company overall credit exposures The snapcheck report allows you to build the level of identity verification you need, speed up customer enrolment whilst pinpointing fraud more accurately . Dishonoured Cheque Report (FirstCentral DCR) contains a comprehensive listing of the historical instances of Dud Cheques issued by both individuals and businesses.Our service plays a pivotal role in assisting clients by providing a thorough understan ing of the historical and current dynamics of cheque issuance of the subject. It offers valuable insights into discernible patterns associated with potential customer behaviour in the context of cheque transactions . F-Alert PLUS helps individual customers monitor their credit scoring and reporting updates. This service is delivered as email notification and SMS alert with details of individuals' existing loan information and details of searches/inquires made by other users on the customers . The FCB Pre-Credit Check service is designed to foster meaningful connections between lenders and borrowers, streamlining the lending process for enhanced efficiency. This service offers a comprehensive display of customer scores, eligible loan amounts, and corresponding interest rates. ## Key features - Check credit scores - Obtain credit reports - 24/7 access - Email delivery of reports - F-Alert PLUS notifications - Dishonoured Cheque Report ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/firstcentral-mobile/id6477953215/reviews.md ### 1/5 — Fraud alp *2026-01-06* They took my money and didn’t get me the credit score. They just made the app to scam ppl and take there identity ## Frequently asked questions about FirstCentral Mobile ### What types of credit reports can I get with FirstCentral Mobile? FirstCentral Mobile offers several report types including XScore Detailed Report, Consumer Detailed Report, Commercial Detailed Report, Consumer Basic Report, Commercial Basic Enquiry Report, Snapcheck Report, and Dishonoured Cheque Report. ### How does FirstCentral Mobile help me monitor my credit? The app provides direct access to your credit score and reports. Additionally, F-Alert PLUS offers email notifications and SMS alerts for updates on your credit scoring and reporting. ### Is FirstCentral Mobile secure for my financial information? While the description does not detail specific security measures, the app is designed to provide access to sensitive financial data. Users should always practice good security habits on their devices. ### What is the FCB Nico credit score? The FCB Nico credit score is a 3-digit number evaluating a consumer's creditworthiness based on their credit history, used by financial institutions to assess loan repayment probability. ### Can I get commercial credit reports for my business with FirstCentral Mobile? Yes, FirstCentral Mobile offers both a Commercial Detailed Report and a Commercial Basic Enquiry Report to help monitor your company's credit activities and overall exposures. ### How often is FirstCentral Mobile updated? The latest version of FirstCentral Mobile is 1.2.1, last updated on March 17, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices is FirstCentral Mobile compatible with? FirstCentral Mobile is available for iOS devices, specifically compatible with iPhones and iPods. ### What is the age rating for FirstCentral Mobile? FirstCentral Mobile has an age rating of 17+, indicating it is intended for mature users due to the nature of financial information. ## Version history (last 5 releases) ### 1.2.1 — 2026-03-17 - General bug fix to enhance system performance ### 1.2 — 2025-06-04 New App Features: - Push Notifications: Real-time alerts and notifications keep you informed about important updates and reminders. Bug Fixes: - Report Delivery: Smooth and timely delivery of reports. - Credit Score Viewing: Enhanced access to credit scores. These enhancements improve the user experience and ensure the app functions efficiently. ### 1.1.1 — 2025-03-27 In response to your suggestions, we have implemented the following improvements: 1. Integration of an additional payment gateway to enhance the user experience for service payments. 2. Enhanced accessibility to terms, privacy policy, EULA, and disclaimer within the application. 3. Comprehensive enhancements to the application’s performance and overall user experience. 4. Report generation glitch fix 5. Login screen glitch that necessitates the re-entry of credentials by certain users has been resolved. ### 1.1 — 2025-03-13 In response to your suggestions, we have implemented the following improvements: 1. Integration of an additional payment gateway to enhance the user experience for service payments. 2. Enhanced accessibility to terms, privacy policy, EULA, and disclaimer within the application. 3. Comprehensive enhancements to the application’s performance and overall user experience. ### 1.0 — 2024-06-09 No release notes. ## Apps similar to FirstCentral Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [OneScore: Credit Score App](https://appshunter.io/ios/app/onescore-credit-score-app/id1462059417) | 4.7 (177,968) | Free | Finance | | [MoneyHero: Credit Score & More](https://appshunter.io/ios/app/moneyhero-credit-score-and-more/id1619066518) | 2.8 (12) | Free | Finance | | [Paisabazaar:Credit Score, Loan](https://appshunter.io/ios/app/paisabazaarcredit-score-loan/id1029403201) | 4.4 (14,983) | Free | Finance | | [TransUnion®](https://appshunter.io/ios/app/transunion/id649008868) | 4.6 (38,606) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,633,813) | Free | Finance | | [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (46,083) | Free | Finance | ## Related topics [firstcentral credit bureau](https://appshunter.io/ios/topics/firstcentral-credit-bureau) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*