# FirstLight Mobile Banking

> Mobile banking app for account management, transfers, bill pay, and check deposits. (iPhone/iPad app by FirstLight Federal Credit Union.)

- Source: https://appshunter.io/ios/app/firstlight-mobile-banking/id1108030207 (this page in markdown: same URL + `.md`)
- Developer: [FirstLight Federal Credit Union](https://appshunter.io/developer/608442678)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.81/5 from 9,828 App Store ratings · 81 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 116 MB
- Languages: English, Spanish, Chinese
- Released: 2016-07-11
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/firstlight-mobile-banking/id1108030207/reviews.md

## What is FirstLight Mobile Banking?

FirstLight’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.*

FEATURES OF FirstLight MOBILE BANKING:
•	Review account balances and transactions
•	Transfer funds between accounts
•	Pay bills**
•	View copies of cleared checks
•	Deposit checks
•	Locate surcharge-free ATM’s and FirstLight branches 

SAFE AND SECURE
FirstLight uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

*Must be enrolled in Online Banking. There is no charge from FirstLight, but messaging and data rates may apply.
**Must have Bill Pay set up previously in Online Banking.

## Key features

- Review account balances and transactions
- Transfer funds between accounts
- Pay bills
- View cleared check copies
- Deposit checks
- Locate ATMs and branches

## What do users think of FirstLight Mobile Banking?

Overall sentiment: negative

**Pros**

- 🚀 Fast and responsive app
- 👍 User-friendly interface
- 🔒 Secure banking experience
- 💡 Convenient features like check deposit

**Cons**

- 🐛 Frequent app crashes and errors
- ⏱️ Slow performance and loading times
- 💰 Unexpected fees and charges
- 🔄 Unreliable account balances and transactions

**Commonly reported bugs**

- Camera not working for check deposits
- Login issues and account access problems
- Delayed or inaccurate transaction updates

**Most requested features**

- Ability to transfer funds between accounts
- Search and filter transaction history
- Improved mobile check deposit functionality
- Dark mode option for the app

## Recent user reviews (10 of 81)

All indexed reviews: https://appshunter.io/ios/app/firstlight-mobile-banking/id1108030207/reviews.md

### 1/5 — Bank in Shambles

*2026-08-06, version 2026.04.02*

I went to use my card and it was placed on restricted status. No notifications sent to me, no one immediate phone call or anything. They reported that they called the same day. I must have missed the call, but this establishments does not have a reliable manner of communication with me. They have my address, phone numbers, e-mail and SS#. But there caution created a cluster of issues with my scheduled payments. This place offers us bothing and demands that we sacrifice for their monetary benefit. I will be ending this account soon! Been a member since the 80’s. They really have gone way down in service and customer satisfaction!

### 5/5 — Personal review

*2026-08-06, version 2026.04.02*

I love my banking anytime i have a question or i have something new coming up my bank is quick to give advice no waiting long hours i loveeee it here

### 5/5 — Happy client

*2026-07-15, version 2026.04.02*

Always get gray service with FirstLight credit union

### 5/5 — First Light

*2026-06-19, version 2025.7.2.1*

I love my credit union!!

### 2/5 — Fees

*2026-06-12, version 2025.7.2.1*

A couple of a vendor took automatic payments from my checking account after I had canceled the subscription and before my work check was deposited. My account was in the negative and immediately I was charged the fee by FirstLight.
I wasn’t even given a chance or a notification to rectify the solution and add more money. and I just don’t think that is fair.
I think customers should be given 24 to 48 hours at least to make the adjustments and add more money before we are charged fees or at least given a notification. If you truly value your customers, you don’t take advantage of them by charging them fees any time FLFCU get a chance.

### 4/5 — Hi

*2026-05-14, version 2025.7.2.1*

Needs better options for Senior Citizens.

### 1/5 — Something went wrong

*2026-05-01, version 2025.7.2.1*

The old version was great, but the new version only shows one or two transactions with no way to see the rest.  Not sure the cause, but it’s basically useless now.

### 1/5 — .

*2026-04-23, version 2025.7.2.1*

Used tap pay in gas pump and it took all my money and isn’t returning it even tho I didn’t use all the money

### 1/5 — Rejected deposits

*2025-09-23, version 2025.7.2.1*

Every time i tried to deposit a check it gets rejected.

### 1/5 — Need better alerts system

*2025-08-01, version 2025.5.0.1*

The alert system needs to work better and give you an immediate alert when something happens in the accounts just like credit cards     The current alert system as it is set up is not good at all as an example. I do not need to know this afternoon or even tomorrow that a payment was made out of my account. I need to know immediately so I can take immediate action.      The system needs to come out of the 19th century and into 21st century.     Thank you.

## Frequently asked questions about FirstLight Mobile Banking

### What can I do with the FirstLight Mobile Banking app?

The app allows you to review your account balances and transactions, transfer funds between your accounts, pay bills, view copies of cleared checks, and deposit checks. You can also locate surcharge-free ATMs and FirstLight branches.

### Is the FirstLight Mobile Banking app free to use?

Yes, the app is free to download and use. FirstLight does not charge for the mobile banking service itself. However, standard messaging and data rates from your mobile carrier may apply.

### How secure is the FirstLight Mobile Banking app?

The app uses SSL (Secure Socket Layer) encryption to ensure secure communication between your mobile device and the bank's systems. This provides a safe way to access and manage your financial information.

### What are the requirements to use the FirstLight Mobile Banking app?

To use the app, you must be enrolled in FirstLight's Online Banking. For bill payments, you must have Bill Pay set up previously in Online Banking.

### Can I deposit checks using the app?

Yes, the app features a check deposit function. You can view copies of cleared checks and deposit new checks directly through the mobile application.

## Version history (last 5 releases)

### 2026.04.02 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.2.2.3 — 2025-03-19

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2024.10.1.10 — 2024-12-03

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by FirstLight Federal Credit Union

- [FirstLight Business Banking](https://appshunter.io/ios/app/firstlight-business-banking/id1141548632)
- [FirstLight Video Banking](https://appshunter.io/ios/app/firstlight-video-banking/id1514011546)

All apps by FirstLight Federal Credit Union: https://appshunter.io/developer/608442678

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
