# FirstMonie — First Bank Nigeria > Mobile money service for sending, receiving, and paying without a bank account. (iPhone/iPad app by First Bank of Nigeria Limited.) - Source: https://appshunter.io/ios/app/firstmonie/id1492034108 (this page in markdown: same URL + `.md`) - Developer: [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) - Category: Finance, Business - Price: Free - Rating: 3.15/5 from 65 App Store ratings · 29 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 161 MB - Languages: American English, French (France), Chinese (Simplified, China) - Released: 2019-12-21 - Data updated: 2026-10-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/firstmonie/id1492034108/reviews.md ## What is FirstMonie? Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today! ## Key features - Send and receive money - Buy airtime and data - Pay bills and subscriptions - Make purchases from merchants - Self-registration in 3 minutes - Fund wallet from debit card or bank account ## Is FirstMonie safe? FirstMonie has mixed safety signals based on user ratings. The AppsHunter Safety Score for FirstMonie is 65 out of 100. This assessment is based on 65 user ratings, with an App Store average of 3.2 out of 5. Of 65 App Store ratings, 47.7% point to a safe experience, 9.2% suggest some concerns, and 43.1% point to a risky experience. ## Is FirstMonie legit? FirstMonie appears to be a legitimate app. The AppsHunter Legitimacy Score for FirstMonie is 90 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 29) All indexed reviews: https://appshunter.io/ios/app/firstmonie/id1492034108/reviews.md ### 1/5 — Firstmonie *2026-10-18* My Firstmonie wallet is not opening, I can’t receive money nor make transfer to others ### 1/5 — Requesting to unlock my Firstmonie wallet pls why *2026-01-20* Why you guys lock my account for what when my brother trying to login and I send him a message with my phone I was trying to call customer care it saying rubbish to me I can even understand saying I need or provide my account number which I did but still saying is incorrect ### 1/5 — Complain *2024-09-20* You guys are not trying at all I made transaction this afternoon I’ve been debited already but the person I sent money to has not yet received the money this is very bad ### 1/5 — 😡 *2024-04-07* I don’t understand this APP I can’t even make transfer wf is going on ..I regret using this app now my money is stuck ### 1/5 — Why 💔 *2024-04-05* Why are you guys do like this it my money let me get it, it’s until die ### 1/5 — I need my account to be unlocked pls *2023-11-20* I’m not happy that my account has been locked for a while now and yall don’t wanna see to it and help me get my funds out of there it’s so uncalled for just so you know he’s ### 5/5 — Nice App *2023-10-11* App works very fast👍 ### 1/5 — Complain *2023-08-28* I don’t even understand this app I’ve made a transaction on the 23rd of this month and they debit me immediately and the person isn’t received the money yet and they never refunded my money back besides I can’t find anywhere to make a report the wallet please do something quickly if this wallet isn’t a scamming. ### 2/5 — Unable to sign in *2023-05-16* I’m unable to sign in my firstmonie it’s say an error ocured have been unable to log in ### 1/5 — Fraud *2023-05-15* This bank is a fraud please don’t download it please I still have some money in it and I have been Debited and not been credited to the other account ?? ## Frequently asked questions about FirstMonie ### What can I do with the Firstmonie Wallet app? The Firstmonie Wallet app allows you to send and receive money to any mobile number or bank account in Nigeria. You can also purchase airtime and data for any network, pay utility bills, cable TV subscriptions, and make purchases from Firstmonie merchants. ### Do I need a bank account to use Firstmonie Wallet? No, you do not need a bank account to use Firstmonie Wallet. The app is designed to provide a convenient mobile money service that can be accessed and used without a traditional bank account. ### How can I fund my Firstmonie Wallet? You can fund your Firstmonie Wallet in several ways. This includes using any debit card, regardless of the issuing bank, or directly from your FirstBank account. ### Is the Firstmonie Wallet app available on all mobile devices? The description implies the app is for mobile phones, suggesting compatibility with common smartphone operating systems. Users can access their Firstmonie account directly from their mobile device. ### What are the security features of the Firstmonie Wallet app? The app allows you to create a secure 5-digit PIN for authenticating your transactions, ensuring the safety of your financial activities. You can also change your PIN if needed. ## Version history (last 5 releases) ### 4.0.0 — 2026-10-20 Meet the all-new FirstMonie! A fresh new look. Smoother navigation. A smarter, more seamless banking experience. We’ve redesigned FirstMonie to make everyday banking simpler, faster, and more intuitive—so you can do more with less effort. New look. Better experience. Same trusted FirstMonie. Update your app and experience the difference. ### 3.4.2 — 2024-12-15 1.Security answers now appears masked with an option to view full details. 2.Bug fixes and performance enhancements. ### 3.4.1 — 2024-07-09 1.Seamless wallet tier upgrade with BVN and NIN to enjoy higher transaction limit on Firstmonie wallet. 2.Bug fixes and performance improvements ### 3.4.0 — 2024-07-09 Seamless wallet tier upgrade with BVN and NIN to enjoy higher transaction limit on Firstmonie wallet. ### 3.3.9 — 2024-05-31 Bug fixes and performance improvements ## Apps similar to FirstMonie | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paga - Send, Pay, and Bank](https://appshunter.io/ios/app/paga-send-pay-and-bank/id1362357426) | 4.1 (1,443) | Free | Finance | | [Raven: Fastest Payments](https://appshunter.io/ios/app/raven-fastest-payments/id1572381363) | 4.1 (1,778) | Free | Finance | | [Jaiz Mobile Plus](https://appshunter.io/ios/app/jaiz-mobile-plus/id1488790616) | 2.9 (55) | Free | Finance | | [Globus Mobile](https://appshunter.io/ios/app/globus-mobile/id1487557023) | 3.6 (88) | Free | Finance | | [Kuda Business: POS & Invoice](https://appshunter.io/ios/app/kuda-business-pos-and-invoice/id1608792902) | 4.6 (980) | Free | Finance | | [LAPO Mobile App](https://appshunter.io/ios/app/lapo-mobile-app/id6448030325) | 2.4 (35) | Free | Finance | ## More apps by First Bank of Nigeria Limited - [FirstToken](https://appshunter.io/ios/app/firsttoken/id982312846) - [FirstMobile App](https://appshunter.io/ios/app/firstmobile-app/id1039809331) - [Symon Monitoring](https://appshunter.io/ios/app/symon-monitoring/id1463951620) - [MY2FATOKEN](https://appshunter.io/ios/app/my2fatoken/id1466140288) - [FBN Mobile](https://appshunter.io/ios/app/fbn-mobile/id1466788468) All apps by First Bank of Nigeria Limited: https://appshunter.io/developer/969048464 ## Related topics [first monie](https://appshunter.io/ios/topics/first-monie) · [first monie wallet](https://appshunter.io/ios/topics/first-monie-wallet) · [paga wallet](https://appshunter.io/ios/topics/paga-wallet) · [paga](https://appshunter.io/ios/topics/paga) · [personal monie point](https://appshunter.io/ios/topics/personal-monie-point) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-23.*