# FiscalStep

> Step-by-step financial guidance for debt, savings, investing, and independence. (iPhone/iPad app by Jake Peterson.)

- Source: https://appshunter.io/ios/app/fiscalstep/id6803702492 (this page in markdown: same URL + `.md`)
- Developer: [Jake Peterson](https://appshunter.io/developer/6803702494)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 35 MB
- Languages: American English
- Released: 2026-10-30
- Data updated: 2026-11-06
- Monetization: subscription

## What is FiscalStep?

FiscalStep turns "I should get my money together" into a clear sequence of steps — and shows you exactly which one you're on.

Most money apps hand you a dashboard and leave you to figure out what matters. FiscalStep works differently. It puts your finances on a four-step scale, unlocks one step at a time, and always tells you the single next thing to do.


THE FOUR STEPS

1. Dependence — Get out from under high-interest debt
See every balance ranked by what it's actually costing you. FiscalStep points you at the highest-interest debt first, tells you how much to put against it this month, and tracks each payoff as you go.

2. Stability — Build a real safety net
Your target is six months of expenses, calculated from your own spending. Watch the gap close, and compare high-yield savings accounts so your emergency fund earns while it sits.

3. Security & Investing — Start building wealth
Straight answers on Roth IRAs, current contribution limits, and picking a brokerage. Set your risk tolerance and see a suggested portfolio, plus a projection of what your balance could be at the retirement age you choose.

4. Independence — Make work optional
Track how much of your monthly expenses your investments already cover, and watch that number climb.


CONNECT YOUR ACCOUNTS

Link your bank, credit cards, and loans securely through Plaid. Balances refresh automatically every week, so your debt payoff and emergency fund progress reflect where you actually stand — no spreadsheets, no manual updates. You can disconnect any institution at any time.


BUILT AROUND YOUR PRIVACY

Your financial data is yours. FiscalStep contains no ads, no analytics trackers, and no data sold to anyone. Your information is encrypted on your device and protected by row-level security on our servers. Bank credentials are never seen or stored by FiscalStep — Plaid handles that connection directly. Sign in with Face ID, and delete your account and all its data from inside the app whenever you want.


WHO IT'S FOR

- You have some debt and aren't sure which to pay first
- You know you should have an emergency fund but not how big
- You keep meaning to open a Roth IRA
- You want one honest answer to "am I actually making progress?"


SUBSCRIPTION

FiscalStep Premium is $9.99 per month and unlocks the full four-step plan, bank connections, and automatic weekly updates.

- Payment is charged to your Apple ID at confirmation of purchase
- Your subscription renews automatically each month unless cancelled at least 24 hours before the end of the current period
- Manage or cancel any time in your Apple ID account settings
- No free trial

Privacy Policy: https://fiscal-step.com/privacy
Terms of Use: https://fiscal-step.com/terms


FiscalStep provides general financial education and guidance. It is not a bank, broker, or registered investment adviser, and nothing in the app is personalized investment, tax, or legal advice.

## Key features

- Four-step financial plan
- Debt payoff prioritization
- Emergency fund building
- Investing guidance
- Secure account linking
- Automatic progress tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Fiscal Step Usage | $9.99 | per month |


## Is FiscalStep safe?

Not enough ratings yet to assess FiscalStep.

## Is FiscalStep legit?

FiscalStep has limited verification signals. The AppsHunter Legitimacy Score for FiscalStep is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about FiscalStep

### What is FiscalStep?

FiscalStep is a finance app that guides users through a four-step plan: Dependence (debt payoff), Stability (emergency fund), Security & Investing (wealth building), and Independence (financial freedom). It breaks down financial goals into manageable steps.

### How does FiscalStep help with debt?

FiscalStep ranks your debts by interest cost and guides you on how much to pay towards the highest-interest debt each month. It tracks each payoff as you make progress.

### Can I connect my bank accounts to FiscalStep?

Yes, you can securely link your bank accounts, credit cards, and loans through Plaid. Balances refresh automatically every week, providing up-to-date progress on your debt and savings.

### Is FiscalStep secure?

FiscalStep prioritizes privacy and security. It contains no ads or analytics trackers, and your data is encrypted on your device. Bank credentials are handled directly by Plaid, not stored by FiscalStep.

### What are the subscription details for FiscalStep?

FiscalStep Premium costs $9.99 per month and unlocks the full four-step plan, bank connections, and automatic weekly updates. There is no free trial, and subscriptions can be managed or canceled in your Apple ID account settings.

### Does FiscalStep have ads?

No, FiscalStep is ad-free. The app is built around user privacy and does not contain advertisements or data selling practices.

### What devices is FiscalStep available on?

FiscalStep is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is FiscalStep updated?

FiscalStep was last updated on October 30, 2026, with version 1.0. Future updates will likely continue to enhance its features and reliability.

## Version history (last 1 release)

### 1.0 — 2026-10-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*