# Five Cents: Monthly Budget — Income and Expense Tracker

> Minimalist income and expense tracker for personal finance management. (iPhone/iPad app by Andrew Tanchuk.)

- Source: https://appshunter.io/ios/app/five-cents-monthly-budget/id1599077337 (this page in markdown: same URL + `.md`)
- Developer: [Andrew Tanchuk](https://appshunter.io/developer/1599077339)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.60/5 from 43 App Store ratings · 30 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English, German (Germany), Ukrainian
- Released: 2022-01-19
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/five-cents-monthly-budget/id1599077337/reviews.md

## What is Five Cents?

Five Cents helps you track your expenses and incomes. The minimalist approach does not distract you from the main focus either adding entries or checking insights interacting with a clean and simple interface.

The best way to manage personal money is to enter every expense you've made manually. Adding next utility, groceries, subscription, or snacks expense you think: "Is it possible to get rid of this purchase in my future bill?". This is one of the important steps in personal money management.

The insights screen is designed to be simple but pretty powerful: check your spending by weekly, monthly, and yearly periods. It helps understand when you spent more than expected and when follow your budget's rules.

Initially, the app was made based on the spreadsheet's point of view. You can notice the common traits between Five Cents and Google Sheets, Excel, Numbers, Notion tables in design. The basics were kept and all the power of charts was added.

Be your personal finance manager and take control of your money, wisely plan your budgets, use the app on daily basis and you will see good results in the near future.

Five Cents offers monthly and yearly renewing subscription that includes a 7-day free trial and a lifetime purchase. Each of them gives you Pro access to all the app's functionality. You can manage or turn off auto-renew in your Account settings at any time after purchase. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.

Privacy Policy: https://degisner.notion.site/Privacy-Policy-775b55eadae448079b3685ad77da4870
Terms of Use: https://degisner.notion.site/Terms-of-Use-d5585f4e794e45eaa65c54d070a703bc

## Key features

- Track income and expenses
- Minimalist interface
- Spending insights (weekly, monthly, yearly)
- Budget planning
- Daily use for financial control
- Spreadsheet-like design

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |
| Annual Subscription | $19.99 | per year |
| Five Cents Premium – Annual | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Coffee Tip | $2.99 | one-time |
| Lunch Tip | $7.99 | one-time |
| Lunch x5 Tip | $41.99 | one-time |
| Lifetime | $9.99 | one-time |
| Five Cents Premium – Lifetime | $39.99 | one-time |
| Lifetime Purchase | $69.99 | one-time |


## Recent user reviews (10 of 30)

All indexed reviews: https://appshunter.io/ios/app/five-cents-monthly-budget/id1599077337/reviews.md

### 5/5 — Great app

*2026-04-06*

The app is simple and easy to use.

**Developer response:** Thanks for the review! You can scroll through months back in time. Same for the years.

### 4/5 — Great app

*2026-02-28*

The app is simple and easy to use. I will give it 5 stars once I am able to see each past month, what the expenses were, how much money did i spend, where was money spent and so on. Right now you can only see the current month and the yearly overview without exact report of each month.

### 4/5 — great app but no widgets?

*2025-10-13*

love the app. wish it had widgets though

### 1/5 — Experimental software

*2025-08-16*

Been using this for about half year, but the UI of the app is always changing, some features are missing after updates, looks like an experimental app. Unsubscribed.

**Developer response:** Mind sharing which features are missing after updates? I'd love to help.

Anyway, I hope you'll find a decent app that meets your needs.

### 5/5 — Great app

*2025-08-02*

Just a suggestion: when adding recurrings, the amount of new item added should be subtracted from already lowered total budget amount from that category based on all the recurrings for that category, because right now i have 5 subscriptions but each time i enter new subscription it tells me how much will my total budget be lowered (and does not include how much it already is lowered with other same category recurring items)

### 5/5 — This is hands down the best finance tracker.

*2025-07-31*

The app is super fast, beautifully designed, and works exactly as expected. I love the small details and the overall experience. Highly recommended!

**Developer response:** Thank you Kevin!

### 5/5 — For people who don’t like Excel

*2025-05-15*

I don’t want to learn Excel just to know how much money I’ve spent this month. Five Cents makes it easy to enter expenses and track stuff the way I want. I’d recommend it to anyone who doesn’t have a budget yet. I pay for the premium and you should too!

**Developer response:** Thanks for the amazing review! I’m so happy the app works for you the way you want.

### 4/5 — Bellissima app, ma…

*2025-02-08*

L’app è davvero bella, l’estetica è fantastica, minimal e senza troppe distrazioni. Do 4 stelle perché manca una cosa: va bene avere il resoconto di ogni mese, ma vorrei visualizzare sempre il totale che ho, altrimenti non ho un quadro generale di tutti i miei risparmi

**Developer response:** Grazie per il feedback! Ho intenzione di calcolare il risparmio totale in poche settimane.

### 5/5 — I love this app

*2025-01-17*

Amazing UI and great functionality.

### 5/5 — Awesome UX , please add widgets

*2025-01-03*

Awesome UX , please add widgets and shortcuts integration, so that users can create automation

## Frequently asked questions about Five Cents

### What does Five Cents do?

Five Cents is an app designed to help you track your expenses and income. It offers a minimalist interface to focus on adding entries and reviewing your financial insights. The goal is to empower you to manage your personal money effectively and plan your budgets.

### What are the key features of Five Cents?

Key features include tracking income and expenses with a clean, minimalist interface. It provides powerful yet simple insights into your spending by weekly, monthly, and yearly periods. The app also aids in planning budgets and taking control of your money through daily use.

### How much does Five Cents cost?

The app offers a free version with in-app purchases for Pro access. There are monthly and yearly renewing subscriptions, both including a 7-day free trial, as well as a lifetime purchase option. You can manage or turn off auto-renew in your account settings.

### Who is Five Cents for?

This app is ideal for individuals who prefer a manual approach to managing their personal finances. It's for anyone who wants to track every expense, understand their spending habits, and gain better control over their money through simple budgeting and insights.

### How does Five Cents help with budgeting?

Five Cents helps with budgeting by allowing you to manually enter every expense. By tracking your spending over weekly, monthly, and yearly periods, you can identify where you might be overspending. This awareness, combined with the app's insights, enables wiser planning and adherence to your budget rules.

## Version history (last 5 releases)

### 8.8 — 2026-07-02

- Fixed the category selected for new entries when adding them from a category. It now uses the current category automatically.
- Minor improvements.

### 8.7 — 2026-04-06

- Added date amount in the feed.
- Preserve the date after saving a transaction, so the next one will remember the date.
- Not showing transactions bug fix.
- Export & import bug fixes.
- Other minor fixes & improvements.

### 8.6 — 2025-09-22

Fixed an issue with the plus button where tapping it selected existing transactions instead of creating a new one.

### 8.5 — 2025-09-19

- iOS 26 support
- Account currency change bug fix
- Balance line chart improvement

### 8.4 — 2025-08-22

New
- Support for negative account balances

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## More apps by Andrew Tanchuk

- [Habit tracker - Patterns](https://appshunter.io/ios/app/habit-tracker-patterns/id6469007119)
- [Space - Notes for Therapy](https://appshunter.io/ios/app/space-notes-for-therapy/id6739141753)
- [Ember: Gamified Habits](https://appshunter.io/ios/app/ember-gamified-habits/id6758662721)
- [AppScout: App Metrics](https://appshunter.io/ios/app/appscout-app-metrics/id6770866569)

All apps by Andrew Tanchuk: https://appshunter.io/developer/1599077339

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*