# Flagstar Mobile Banking

> Mobile banking app for account management, payments, and financial insights. (iPhone/iPad app by New York Community Bank.)

- Source: https://appshunter.io/ios/app/flagstar-mobile-banking/id972805390 (this page in markdown: same URL + `.md`)
- Developer: [New York Community Bank](https://appshunter.io/developer/972805389)
- Category: Finance
- Price: Free
- Rating: 4.73/5 from 20,678 App Store ratings · 273 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 100 MB
- Languages: English
- Released: 2015-12-14
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/flagstar-mobile-banking/id972805390/reviews.md

## What is Flagstar Mobile Banking?

Manage your money on the go with Flagstar Mobile Banking*.

ON DEVICE ENROLLMENT:

-Enroll for mobile banking and online banking directly from Flagstar Mobile Banking.
-Once enrolled, you can use the credentials created to access both online banking and mobile banking.

MANAGE YOUR ACCOUNTS:

- Instant Balance - No need to even log in.
- Fingerprint Login and Face ID - With compatible devices, now logging in has never been easier.
- Mobile Alerts - Stay in touch with your finances by using account and security alerts.
- Check Account Balances - Manage your accounts with real-time access to balances, transactions,
  and account activity.
- Bill Pay - Pay your bills, view your e-Bills, and schedule payments.
- Send Money with Zelle® - Send money to people you know, no matter where they bank.**
- Mobile Deposit - Deposit checks easily and securely from anywhere at any time.***
- e-Statements and check images - View your account statements and cleared checks from your phone when it's
   convenient for you. 
- My Credit Score - Get instant access to your credit score, credit report, and more.
- Card Controls - debit card management and spend tracking functionality.

For more information visit us at flagstar.com.
Disclosures

*Not all devices supported. Available for eligible personal and business deposit account customers only.

** ©2024 Early Warning Services ,LLC. All rights reserved. Zelle® and the Zelle® marks are property of Early Warning Services ,LLC. Eligible U.S. bank account required.

***Not all devices supported. Personal customer checking and savings accounts only. Accounts must be in good standing.

## Key features

- On-device enrollment
- Instant Balance
- Fingerprint/Face ID login
- Mobile Alerts
- Bill Pay
- Send Money with Zelle®
- Mobile Deposit
- Card Controls

## What do users think of Flagstar Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Smooth and improved app
- 🚀 Convenient and easy to use
- 💡 Mobile check deposit works great

**Cons**

- 🐛 Frequent crashes and glitches
- 🔒 Unreliable security features
- 🕰️ Slow response times
- 🚫 Inability to access accounts
- 💰 Slow fund crediting and hidden fees
- 🤖 Terrible customer service

**Commonly reported bugs**

- Login issues and credential validation problems
- Frequent maintenance and downtime without notice
- Incompatibility with newer iOS versions
- Issues with external transfers and mobile deposits

**Most requested features**

- Face ID/Touch ID login
- Ability to add external accounts
- More detailed account information and analytics
- Improved Zelle integration
- Better notification system for transactions

## Recent user reviews (10 of 273)

All indexed reviews: https://appshunter.io/ios/app/flagstar-mobile-banking/id972805390/reviews.md

### 1/5 — App Doesn’t Work

*2026-08-24, version 26.1.30*

It used to work, but over past month it has stopped working on both my iPad and iPhone 16. I get an error message every time I try to login. Scared me, but I was able to use the website to login, and see that there were no account issues, so just appears to be an issue with the app.

### 1/5 — Never works

*2026-08-21, version 26.1.30*

Flagstar's app has consistently failed to worked over the years. I turn on Face ID every 2 logins because it stops working & my saved password never lets me log in. Half the time the instant balance doesn't work. It only lets me login if I type out my password each time. VERY inconvenient, & always lagging compared to  all other banking apps

### 1/5 — Zelle not working

*2026-08-21, version 26.1.30*

My Zelle is not working! Talked with banker. They refused to help me! Any help?

### 1/5 — Inconsistent access

*2026-08-18, version 26.1.30*

The app hasn’t allowed access due to flagstar issues. This happens every few weeks!! Poor design!

### 1/5 — FIX IT

*2026-08-18, version 26.1.30*

Nonstop issues with logging in with this stupid app! I have never in my life change my password so much because this stupid app and bank doesn’t recognize it. Go into a branch and they are even less helpful. I cannot wait to get my money out of this stupid establishment.

### 2/5 — Rarely Works

*2026-08-16, version 26.1.30*

This app works poorly, just like this bank. There is constant log in issues and just directs you to use the website instead. What a waste.

### 5/5 — Banking

*2026-08-15, version 26.1.30*

Love Flagstar

### 5/5 — Flagstar Mobile Banking

*2026-08-12, version 26.1.30*

I am very satisfied with this app thank you

### 1/5 — Always Breaking

*2026-08-10, version 26.1.30*

This app is terrible compared to other banks I’ve used. It’s always down for maintenance, anywhere from a couple hours to a couple days.

### 1/5 — Slow and freezes constantly.

*2026-08-08, version 26.1.30*

I don’t know what you all did to this app, but I can’t even do anything but check my balance because it won’t load. It used to be a great app, it used to run smoothly, no issues, and now it’s not loading anything.

## Frequently asked questions about Flagstar Mobile Banking

### What can I do with the Flagstar Mobile Banking app?

The app allows you to manage your money on the go. You can enroll for mobile and online banking, check account balances and transactions in real-time, pay bills, send money with Zelle®, and deposit checks from your phone. It also offers features like Instant Balance, fingerprint login, mobile alerts, and access to your credit score and card controls.

### Is the Flagstar Mobile Banking app free to use?

Yes, the app itself is free to download and use. There are no charges associated with managing your accounts or performing transactions through the app. However, standard carrier data rates may apply.

### What devices are compatible with the Flagstar Mobile Banking app?

The app is available for eligible personal and business deposit account customers. While many devices are supported, not all devices are guaranteed to be compatible. You can check for specific device compatibility information on the Flagstar website.

### How can I deposit a check using the app?

The app features a Mobile Deposit function that allows you to deposit checks easily and securely from anywhere at any time. This feature is available for personal customer checking and savings accounts that are in good standing. You will need a compatible device to use this feature.

### Can I send money to friends and family with this app?

Yes, the app includes the 'Send Money with Zelle®' feature. This allows you to send money to people you know, regardless of where they bank, provided they have an eligible U.S. bank account. Zelle® is a service of Early Warning Services, LLC.

## Version history (last 5 releases)

### 26.1.30 — 2026-07-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-24

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-23

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.32 — 2025-09-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-01-30

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by New York Community Bank

- [Flagstar Corporate ConnectTM](https://appshunter.io/ios/app/flagstar-corporate-connecttm/id1527272093)
- [Flagstar Corporate  Token](https://appshunter.io/ios/app/flagstar-corporate-token/id6473640478)

All apps by New York Community Bank: https://appshunter.io/developer/972805389

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*