# Flash: Rewards & Payments — Move money faster. > Digital finance ecosystem for the Caribbean using Bitcoin and Lightning Network. (iPhone/iPad app by Island Bitcoin.) - Source: https://appshunter.io/ios/app/flash-rewards-and-payments/id6451129095 (this page in markdown: same URL + `.md`) - Developer: [Island Bitcoin](https://appshunter.io/developer/1696879889) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 82 MB - Languages: American English - Released: 2024-08-08 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/flash-rewards-and-payments/id6451129095/reviews.md ## What is Flash? Flash is helping bring the digital finance ecosystem to the Caribbean. Flash is built on top of the Bitcoin and Lightning Networks. Based on the code that runs Blink wallet, it uses the infrastructure from Galoy. Flash has built reliable Bitcoin Lightning Payments for All: Flash is a wallet you can reach for when you need payment speed and reliability. Rest assured knowing that Flash has dedicated global partners managing Lightning Network liquidity and channels, handling support requests, and improving the app every day. Great Wallet for Beginners: Flash is designed to make your first steps in Bitcoin simple. Flash is an easy to use, reliable and feature-rich custodial Lightning wallet for everyday payments. Low Fees Across the Board: Whether you're sending or receiving via the Lightning Network, Flash Wallet ensures fees are kept to a minimum, often lower than other ways to pay. Transfers between Flash users are entirely free—send and receive without the worry of high fees. USD Stability & Bitcoin Flexibility: Keep your account stable with our Stabilized USD-equivalent accounts, providing a hedge against volatility for your short-term spending. Fully compatible with the Lightning Network, Flash Wallet ensures your funds are as flexible as they are stable. Receive Bitcoin Your Way: Flash Wallet provides many ways to receive Bitcoin, including custom Lightning Addresses for each user, printable LNURL Paycodes and more. Receive Bitcoin via NFC technology, making transactions as simple as a tap with devices like bolt cards or rings, or redeem bitcoin from QR vouchers such as Azteco and Lightsats effortlessly, thanks to the new LNURL-withdraw feature. Bitcoin Point of Sale for Merchants: Every Flash wallet user has a receive-only, web-based Point of Sale “Cash Register.” This lets employees or anybody else create invoices on behalf of the business. It can be pinned to an employee’s home screen, or shared on-line for receiving donations or tips. Experience and Learn Bitcoin in your Native Language: Multiple languages make Flash Wallet feel built for you, regardless of where you live. Today, the wallet is translated to English, Spanish, French, Portuguese, Czech, German, Thai, Catalan, Swahili and many more. The Flash bitcoin wallet is available in more than 20 languages. Don’t see your language? Reach out to us on Twitter at @LNFlash or on Nostr at @npub1l080awn9wsw87ywm3flmpmccf5rmlvhd7vfgspj2pnavxupnlfesmflash to request a new language. Open Source Bitcoin Wallet: True to the Bitcoin ethos, the Flash bitcoin wallet is built on Free and Open Source Software (FOSS). Flash is built on open source Bitcoin banking infrastructure maintained by IBEX, and open source non-custodial Bitcoin software development kit maintained by Breez technologies. Key Features for Flash Users: - Custom Lightning Address for all Flash users (username@flashapp.me) - NFC capabilities for receiving Bitcoin with convenience. - Email authentication for enhanced account security. - Nostr enabled DM and group chat capabilities (coming soon) - Comprehensive in-app Bitcoin education, ideal for beginners. Additional Advantages: - Zero fees for transactions within Flash Wallet users. - A detailed log for all your Bitcoin payments. - An intuitive contact list for frequent transactions. - A map pinpointing local businesses that accept Bitcoin via Lightning. - Compatibility with leading wallets such as Blink, Strike, Phoenix, CashApp, River, and Wallet of Satoshi & more. Download Flash Wallet today and join a growing community embracing Bitcoin. ## Key features - Fast and reliable Bitcoin Lightning payments - Low transaction fees, free transfers between users - USD-equivalent accounts for stability - Multiple Bitcoin receiving methods (Lightning Address, NFC, QR) - Web-based Point of Sale for merchants - Open-source and multilingual support ## Frequently asked questions about Flash ### What is Flash? Flash is a digital finance app built on the Bitcoin and Lightning Networks, designed to bring fast, reliable, and low-fee payments to the Caribbean. It offers features like USD-equivalent accounts and multiple ways to receive Bitcoin. ### Is Flash secure? Flash is built on open-source Bitcoin banking infrastructure and utilizes the Galoy infrastructure, known for its reliability. The app is designed for everyday payments and offers email authentication for enhanced account security. ### What are the fees for using Flash? Flash keeps fees to a minimum, often lower than other payment methods. Transfers between Flash users are entirely free, and sending or receiving via the Lightning Network incurs very low fees. ### Can I use Flash for my business? Yes, Flash provides a receive-only, web-based Point of Sale “Cash Register” for merchants. This allows employees or others to create invoices on behalf of the business, making it suitable for receiving payments or donations. ### What devices does Flash support? Flash is available on iPhone and iPod devices, offering a convenient way to manage your digital finances on the go. ### How often is Flash updated? The latest version of Flash is 0.5.2, and it was last updated on May 2, 2026. The app is continuously improved by dedicated global partners. ### Does Flash have ads? No, Flash does not contain advertisements. It is a free application focused on providing a seamless digital finance experience without interruptions. ### What languages does Flash support? Flash is available in over 20 languages, including English, Spanish, French, Portuguese, and Swahili, making it accessible to users worldwide. You can request new languages via their Twitter or Nostr channels. ## Version history (last 5 releases) ### 0.6.7 — 2026-08-21 - Card top-ups now show what happened: received, crediting, or credited. - Your daily top-up allowance, including anything held by an unpaid checkout, now shows before you enter an amount. - Sending to a Lightning address is priced properly, its limits appear in your own currency, and expired invoices are refused up front. ### 0.6.6 — 2026-08-20 What's new in 0.6.6 • Conversions between your accounts now show a clear in-progress state while they settle, and give a real reason if one fails. • Fixed an issue that could block on-chain sends behind a fee error. • Balances and percentage buttons now match what you can actually spend, and a new Max button fills the full amount. • Card top-ups show your daily limit as you type. • Message support from inside the app: Settings → Need help? → App chat. ### 0.6.5 — 2026-08-12 • See exactly what you’ll receive on card top-ups — fees shown up front as you type • Cashouts now show the real amount that will land in your bank account • Add your bank details manually when instant linking isn’t available • Smoother card top-up checkout with an always-available Done button • Clearer error messages when a payment can’t go through • Performance and stability improvements ### 0.6.3 — 2026-07-25 A stability release: **Fixed** - A crash after entering an amount for a top-up. - A freeze that could show up right after signing in on some accounts. - Menus and info pop-ups that could open off-screen or stop responding. - General performance and reliability improvements across the app. ### 0.6.1 — 2026-07-21 What's New: • Top up your wallet — add funds instantly with a card or by transfer • Cash out — withdraw from your Flash wallet straight to your account • Upgraded dollar wallet — your USD balance now runs on new, more reliable rails • Lightning address payments — choose whether incoming payments land in your USD or BTC wallet by default • Group chat — chat with multiple people right in the Chat tab • In-app support — talk to our support team without leaving the app • Better push notifications — faster, more reliable alerts for payments and messages • Plus lots of bug fixes and performance improvements ## More apps by Island Bitcoin - [Flash POS](https://appshunter.io/ios/app/flash-pos/id6751569553) All apps by Island Bitcoin: https://appshunter.io/developer/1696879889 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*