# Flat Branch Home Loans

> Mortgage communication and document management app for borrowers. (iPhone/iPad app by Branch Flat Mortgage, Inc..)

- Source: https://appshunter.io/ios/app/flat-branch-home-loans/id1493841258 (this page in markdown: same URL + `.md`)
- Developer: [Branch Flat Mortgage, Inc.](https://appshunter.io/developer/1449631643)
- Category: Finance, Business
- Price: Free
- Rating: 3.30/5 from 48 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 92 MB
- Languages: American English
- Released: 2020-02-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/flat-branch-home-loans/id1493841258/reviews.md

## What is Flat Branch Home Loans?

Flat Branch Home Loans offers mortgage customers a unique way of communicating and interfacing with their realtor and loan officer.  The app can easily provide loan information and status, have push notification reminders for important dates (appraisal, closing, rate lock, etc.), initiate a chat, provide all the essential details of the loan process, Mobile Capture Technology to securely upload documents, and allows consumers the ability to view and download loan documentation (approval, appraisal, and closing docs).

## Key features

- Loan information and status updates
- Push notification reminders for key dates
- Secure document upload (Mobile Capture Technology)
- View and download loan documentation
- Direct chat with loan officer and realtor

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/flat-branch-home-loans/id1493841258/reviews.md

### 5/5 — Love Flat Branch

*2025-09-30*

We have used Michelle for three home purchases over the last four years and it has been exceptional. She always been very helpful and finds the best financing available. Highly recommended

### 1/5 — Fail

*2025-08-24*

Needs update

### 1/5 — Come on guys!!!

*2024-03-07*

Can’t ever log in. I get my username and password saved. Ask the app to remember me. Have automatic payments set up. Yet it still forgets my username and password. Always getting calls about missed payments. This company can’t get it together. What does one need to do get get an app that will let me at least freaking log in?! Also I get spam calls and spam mail in my physical mailbox constantly. If you want to have a hard time with any of these things this is your mortgage company and app for you.

### 1/5 — Avoid at all costs

*2024-01-04*

I do NOT recommend this company to anyone. They are very sketchy and cause nothing but issues. They will push your closing date back as well as mess up all of your paperwork causing you to have to wait for hours at the title company waiting on them to fix their mistakes.

### 1/5 — Cost me $1500 in earnest money

*2023-05-09*

If you’re thinking about buying a home and you want to hassle free experience, then don’t use Flat Branch in Tulsa Oklahoma. All they had to do was transfer my file from Missouri to Tulsa set a date and close. Somehow they managed to screw that up, drug it out for two months. Rescheduled the closing date eight times. Finally the seller said enough is enough I’m done. So now we are homeless and had to use our down payment money to live on, and Flat Branch is now sending me a bill for $575.00. I wouldn’t recommend them to anyone, not even to buy a dog house. 

Signed. Disgruntled homeless homie

### 1/5 — Doesn’t work

*2023-05-07*

Just loads to a progress bar that doesn’t change. Never logs in!

### 1/5 — Beware, I got a lot of cold calls after using and downloading

*2021-12-16*

Beware!!!  I got a lot of cold calls after downloading and using!!!!

## Frequently asked questions about Flat Branch Home Loans

### What kind of loan information does Flat Branch Home Loans provide?

Flat Branch Home Loans provides essential details about the loan process, including status updates and the ability to view and download key documentation such as approval, appraisal, and closing documents.

### Does Flat Branch Home Loans offer secure document uploading?

Yes, the app features Mobile Capture Technology, allowing users to securely upload necessary documents directly through their mobile device.

### Can I communicate with my loan officer and realtor through Flat Branch Home Loans?

Yes, the app facilitates communication by allowing users to initiate chats directly with their realtor and loan officer, ensuring a connected experience.

### What types of reminders can I expect from Flat Branch Home Loans?

You can receive push notification reminders for important dates in the mortgage process, such as appraisal, closing, and rate lock deadlines.

### What is the user rating for Flat Branch Home Loans?

Flat Branch Home Loans has a rating of 3.3 stars based on 48 ratings.

### Is Flat Branch Home Loans available on multiple devices?

Currently, Flat Branch Home Loans is supported on iPhone devices.

### How often is Flat Branch Home Loans updated?

The app was last updated on March 4, 2026, with version 26.2.004.

### What is the age rating for Flat Branch Home Loans?

Flat Branch Home Loans has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 26.2.004 — 2026-03-04

Bug fixes and performance improvements.

### 25.12.004 — 2026-01-27

Bug fixes and performance improvements.

### 25.11.002 — 2025-12-02

Bug fixes and performance improvements.

### 25.10.002 — 2025-10-30

Bug fixes and performance improvements.

### 25.8.001 — 2025-08-22

Bug fixes and performance improvements.

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## More apps by Branch Flat Mortgage, Inc.

- [Flat Branch Servicing](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327)
- [Flat Branch Home](https://appshunter.io/ios/app/flat-branch-home/id6755151573)

All apps by Branch Flat Mortgage, Inc.: https://appshunter.io/developer/1449631643

## Related topics

[flat branch home loans](https://appshunter.io/ios/topics/flat-branch-home-loans) · [flat branch servicing](https://appshunter.io/ios/topics/flat-branch-servicing)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
