# Fleece: Card Advisor

> Fleece: Card Advisor (iPhone/iPad app by YUAN CHEN.)

- Source: https://appshunter.io/ios/app/fleece-card-advisor/id6771404504 (this page in markdown: same URL + `.md`)
- Developer: [YUAN CHEN](https://appshunter.io/developer/1896779543)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-05-22
- Data updated: 2026-06-25
- User reviews in markdown: https://appshunter.io/ios/app/fleece-card-advisor/id6771404504/reviews.md

## What is Fleece?

Fleece recommends the best credit card in your wallet for every purchase — automatically, as you move between stores.

How it works
Tap any business on the map to see instant card recommendations from your wallet. Fleece knows the reward rates for dining, groceries, gas, travel, transit, entertainment, and more — and ranks your cards by what you'll actually earn.

Set up your wallet once. Every tap on the map gives you a ranked list, best card first.

Ask Fleece — on-device AI
Chat with a card advisor powered by Apple Intelligence. Ask "Which card should I use at Whole Foods?" or "What earns the most on flights?" — processed privately on your device, nothing sent to any server.

Supported cards include:
• Chase Sapphire Preferred & Reserve
• American Express Gold & Platinum
• Citi Double Cash & Custom Cash
• Capital One Venture & Savor
• Bilt Mastercard

Privacy by design
• No account required
• No data leaves your device
• Location processed on-device via Apple MapKit
• AI powered by on-device Apple Intelligence
• No ads, no tracking, no telemetry

Spending profile
Enter your monthly spend in dining, groceries, travel, gas, and other categories. Fleece uses this to surface the card that earns the most for your actual habits.

Requires iOS 17.0 or later.
The Ask tab requires Apple Intelligence (iPhone 15 Pro or later with iOS 18.1+, or iPhone 16 with iOS 18.1+).


## Version history (last 3 releases)

### 1.2 — 2026-06-16

Version 1.2 adds wallet-aware card recommendations, spending profile support, a home screen widget, and the Ask Fleece on-device AI advisor for compatible Apple Intelligence devices.

### 1.1 — 2026-05-24

Ask Fleece is now smarter.                                                                                                                                                       
                            
  The on-device AI chat can now answer questions about transfer partners, point valuations, lounge access, trip delay coverage, and rental car insurance — all powered by Apple      
  Intelligence, privately on your device.     
                                                                                                                                                                                     
  What's new:                                                                                                                                                                      
  - Transfer partners with ratios and transfer times for Chase UR, Amex MR, Capital One, Citi, and Bilt                                                                              
  - Point valuations and best redemption paths by program                                              
  - Lounge access and travel protection details for your cards                                                                                                                       
  - Preferred airline and hotel partner settings                                                                                                                                   
  - 25 cards across 7 issuers (up from 9), including Chase business cards

### 1.0 — 2026-05-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*