# Flex Finance — All-in-one business finance

> Business credit card and finance management super app with net-60 terms. (iPhone/iPad app by Flexbase Technologies, Inc..)

- Source: https://appshunter.io/ios/app/flex-finance/id1591985571 (this page in markdown: same URL + `.md`)
- Developer: [Flexbase Technologies, Inc.](https://appshunter.io/developer/1591985573)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 37 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 56 MB
- Languages: American English
- Released: 2022-02-11
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/flex-finance/id1591985571/reviews.md

## What is Flex Finance?

Flex: The Business Credit Card & Super App

Meet Flex: The only business credit card with net-60 terms built into an all-in-one financial super app. With Flex, you don’t just get more time to pay, you get smarter tools to manage every part of your business finances.

Key Features:
- Net-60 terms with the Flex Visa Infinite Business Credit Card: Extend your runway by paying 60+ days later, giving your business the flexibility it needs to grow.
- Automated AP management: Eliminate manual processes. Approve, schedule, and pay invoices directly in the app.
- Simplified expense tracking: Monitor team spending in real time and set customizable limits for full internal control.
- Fast, professional invoicing: Generate and send invoices with secure payment links seamlessly, so you can get paid on time.
- All-in-one experience: From credit card transactions to AP and AR, everything happens in one clean, cohesive app.

Why Flex is Different:
Unlike traditional cards or single-purpose finance tools, Flex combines your business credit card, banking, expense management, AP/AR automation, and invoicing in one place. No silos, no juggling platforms. Just a single app designed to help your business thrive.

Built for Modern Businesses:
Whether you’re building a startup, running an agency, or managing a growing small business, Flex gives you financial breathing room plus the automation tools you need to scale.
Download Flex today and see why it’s the smarter way to manage business finances.

Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.

## Key features

- Net-60 business credit card terms
- Automated accounts payable management
- Simplified expense tracking
- Fast, professional invoicing
- All-in-one finance management

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/flex-finance/id1591985571/reviews.md

### 5/5 — Finally a bank that gets me

*2026-03-27, version 3.3.14*

I run a $12M concrete and paving company out of Dallas. For years I was juggling Chase for banking, Amex for cards, some janky AP tool my bookkeeper found, and a “private banker” at Wells who ghosted me unless I was depositing over $500K. Flex replaced all of it.
Credit lines that actually make sense for my business, bill pay that doesn’t make me want to throw my phone, and the AI stuff (Beacon) legitimately caught a duplicate vendor invoice my controller missed. Saved me $38K on day one.
My only complaint is I didn’t find this sooner. My buddy in logistics has been on it for six months and never told me. We’re not friends anymore. (Kidding. Mostly.)

If you’re a business owner doing $5M-$100M and you’re still duct-taping together five different finance tools, just download this and thank me later.​​​​​​​​​​​​​​​​

### 5/5 — Great app

*2026-03-27, version 3.3.14*

Makes managing my business so much easier. Clean interface.

### 5/5 — Connected platform

*2026-03-27, version 3.3.14*

Checks the boxes. No fees. Works well and kind people.

### 1/5 — Misleading Advertising

*2026-01-06, version 3.3.9*

I signed up to get a credit card, went through the trouble of providing everything they need and they denied my application even though I run a high margin, have steady W2 income, have over 800 credit score, and more than ample reserves for a year. They sure took and now have a lot of my data though!

### 1/5 — Card was charged

*2025-10-30, version 3.3.0*

My card was charged and it’s been locked the whole time, also my app is messed up saying my transactions cannot be updated and the app is non functional anymore, starting to be concerned with having my business money going into an account that’s been messed up for over a week with no updates when it will be fixed.

### 5/5 — Amazing app!

*2025-02-28, version 3.2.1*

Makes it so easy to manage all aspects of your checking account and credit cards through the app. Super easy to use interface and very reliable for money movement / virtual cards / etc.

### 5/5 — Best mobile banking app I’ve used

*2025-01-06, version 3.1.8*

This is an amazing application, and in my opinion it is clear of both traditional banking applications (e.g., BofA) and modern banking applications. The speed at which I can transact is unparalleled.

### 5/5 — Great and Easy-to-Use App

*2024-12-25, version 3.1.7*

Flex is an amazing app that’s incredibly user-friendly. The interface is simple and intuitive, making it easy to navigate even if you’re using it for the first time. I love how everything is well-organized, which helps save time and makes tasks more efficient.

### 5/5 — Great for Managing My Finances

*2024-12-21, version 3.1.7*

Flex has made managing my accounts and payments incredibly easy. The app is intuitive and fast. It truly simplifies daily financial management. Highly recommended for anyone looking for efficiency and convenience.

### 5/5 — Easiest way to pay vendors

*2024-12-20*

Flex makes vendor payments quick and easy.

## Frequently asked questions about Flex Finance

### What is Flex?

Flex is a business credit card and financial super app designed to help modern businesses manage their finances. It offers net-60 payment terms on its credit card and integrates features like automated AP, expense tracking, and invoicing.

### What are the benefits of the Flex business credit card?

The Flex Visa Infinite Business Credit Card offers net-60 terms, allowing businesses to extend their payment runway by over 60 days. This provides crucial financial flexibility for growth and operations.

### How does Flex automate accounts payable?

Flex allows users to eliminate manual processes by approving, scheduling, and paying invoices directly within the app. This streamlines the entire accounts payable workflow.

### Can I track my team's spending with Flex?

Yes, Flex offers simplified expense tracking, allowing you to monitor team spending in real time. You can also set customizable limits to maintain internal control over expenditures.

### How does Flex compare to traditional finance tools?

Unlike traditional single-purpose finance tools, Flex combines your business credit card, banking, expense management, AP/AR automation, and invoicing into one cohesive app, eliminating the need to juggle multiple platforms.

### Is Flex available on Android devices?

Based on the provided data, Flex is currently supported on iPhone devices. Compatibility with Android devices is not specified.

### What is the update frequency for Flex?

The latest version of Flex is 3.3.14, last updated on March 20, 2026. This indicates a consistent update schedule for the application.

### Is Flex a bank?

No, Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank.

## Version history (last 5 releases)

### 26.8.100 — 2026-08-11

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new:

* Bug fix for iOS 26.4 modal presentation.
* Speed improvements to fetching credit transactions.
* Speed improvements to fetching cards.
* Improvements to check depositing.
* Bug fix for editing card limits.
* Fixes card filters on the cards tab.
* Improvements to transaction refund info.
* Improvements to info around available bank balance.
* New tab for terminated cards.
* Bug fix for missing cards.
* Improved loading for banking transactions.
* Bug fix for iOS 26 when viewing certain transactions.
* Bug fix for banking chart.
* Improvements to the payment approval process for admins.
* Bug fix for card billing address.

### 4.0.12 — 2026-07-27

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new:

* Bug fix for iOS 26.4 modal presentation.
* Speed improvements to fetching credit transactions.
* Speed improvements to fetching cards.
* Improvements to check depositing.
* Bug fix for editing card limits.
* Fixes card filters on the cards tab.
* Improvements to transaction refund info.
* Improvements to info around available bank balance.
* New tab for terminated cards.
* Bug fix for missing cards.
* Improved loading for banking transactions.
* Bug fix for iOS 26 when viewing certain transactions.
* Bug fix for banking chart.
* Improvements to the payment approval process for admins.
* Bug fix for card billing address.

### 4.0.11 — 2026-07-18

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new:

* Bug fix for iOS 26.4 modal presentation.
* Speed improvements to fetching credit transactions.
* Speed improvements to fetching cards.
* Improvements to check depositing.
* Bug fix for editing card limits.
* Fixes card filters on the cards tab.
* Improvements to transaction refund info.
* Improvements to info around available bank balance.
* New tab for terminated cards.
* Bug fix for missing cards.
* Improved loading for banking transactions.
* Bug fix for iOS 26 when viewing certain transactions.
* Bug fix for banking chart.
* Improvements to the payment approval process for admins.
* Bug fix for card billing address.

### 4.0.10 — 2026-07-14

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new:

* Bug fix for iOS 26.4 modal presentation.
* Speed improvements to fetching credit transactions.
* Speed improvements to fetching cards.
* Improvements to check depositing.
* Bug fix for editing card limits.
* Fixes card filters on the cards tab.
* Improvements to transaction refund info.
* Improvements to info around available bank balance.
* New tab for terminated cards.
* Bug fix for missing cards.
* Improved loading for banking transactions.
* Bug fix for iOS 26 when viewing certain transactions.
* Bug fix for banking chart.
* Improvements to the payment approval process for admins.
* Bug fix for card billing address.

### 4.0.9 — 2026-07-06

Big news — we've given the app a makeover! Enjoy a brand-new look and improved performance when accessing and updating your credit and banking accounts. Here's what else is new:

* Bug fix for iOS 26.4 modal presentation.
* Speed improvements to fetching credit transactions.
* Speed improvements to fetching cards.
* Improvements to check depositing.
* Bug fix for editing card limits.
* Fixes card filters on the cards tab.
* Improvements to transaction refund info.
* Improvements to info around available bank balance.
* New tab for terminated cards.
* Bug fix for missing cards.
* Improved loading for banking transactions.
* Bug fix for iOS 26 when viewing certain transactions.
* Bug fix for banking chart.
* Improvements to the payment approval process for admins.
* Bug fix for card billing address.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*