# Flex - Rent On Your Schedule — Split rent anywhere you live > Rent payment service splitting monthly rent into smaller, manageable installments. (iPhone/iPad app by Flexible Finance, Inc..) - Source: https://appshunter.io/ios/app/flex-rent-on-your-schedule/id1458274896 (this page in markdown: same URL + `.md`) - Developer: [Flexible Finance, Inc.](https://appshunter.io/developer/1458274895) - Category: Finance - Price: Free - Rating: 4.80/5 from 463,776 App Store ratings · 4,722 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 118 MB - Languages: American English - Released: 2019-05-21 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/flex-rent-on-your-schedule/id1458274896/reviews.md ## What is Flex? Pay rent your way, wherever you live.* Flex Rent splits your monthly rent into smaller, more manageable payments that are easier on your budget. It helps you pay rent on time, build your credit history, and breathe a little easier every month. How it works Flex gives you access to a credit line that you can use for rent. Each month, you pay part of your rent up front and borrow the rest. Flex pays your full rent to your property when it’s due, and you pay Flex back later in the month—on a schedule that works for you and your finances. *Subject to renter and landlord eligibility. Terms and conditions apply. Disclosure Flexible Finance, Inc., together with its subsidiaries (“Flex”), is a financial technology company, not a bank. All loans, lines of credit , banking services, loan disbursements, and payment transmissions are offered by Lead Bank or Column N.A., Members FDIC. An application and credit assessment are required for approval. Availability of Flex services is subject to landlord and biller eligibility. Flex Rent users may pay a recurring monthly membership fee of $5.99; membership automatically renews until canceled. Flex Rent and Flex Bills users must pay a processing fee of 0.5% of your total rent or bill amount when paying your rent or bills through Flex services (an additional 2.5% surcharge applies when using a credit card). A split fee of up to 3% for each line of credit, based on how much you borrow each month, is also charged and cannot be reduced with early repayment. Flex Pay in Full users who are not extended a line of credit, are also subject to the 0.5% processing fee of their total rent amount (an additional 2.5% surcharge fee applies when using a credit card). Flex Pay in Full users who are not extended a line of credit are not subject to a recurring monthly membership fee. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. Your Flex payment history may impact your access to additional Flex services. All loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. Neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc. Licenses Flexible Finance Brokering, Inc., Nationwide Multistate Licensing System (“NMLS”) ID #2599800
Flexible Finance Servicing, Inc., NMLS ID #2256673 Please refer to NMLS Consumer Access for information on our licenses. ## Key features - Split rent into smaller payments - Pay rent on your own schedule - Build credit history - Access to a credit line for rent - Pay rent on time ## Chart rankings - #19 in Top Free · Finance (US App Store) ## What do users think of Flex? Overall sentiment: negative **Pros** - 🚀 Easy to use - 💡 Helpful for budgeting - 👍 Convenient rent payment - 🚀 Flexible payment schedule - 👍 Good customer service (in some cases) **Cons** - 🐛 Unreliable payment processing - 🔍 Lack of transparency - 💬 Poor communication from company - 🔍 Difficult to reach customer support - 🤯 Causes financial issues/overdrafts - 🤬 Unresponsive to user issues **Commonly reported bugs** - Incorrect rent amounts charged - Payments not processed on time - Account deactivation issues - Linking property portal problems **Most requested features** - Self-payment option - Flexible rent amount split - Improved communication channels - Timely notifications about payment status ## Recent user reviews (10 of 4,722) All indexed reviews: https://appshunter.io/ios/app/flex-rent-on-your-schedule/id1458274896/reviews.md ### 3/5 — changing the time for payment *2026-08-24, version 3.58.0* wish it could 12 am for cut of time ### 5/5 — Renters *2026-08-24, version 3.58.0* I love using Flex very convient,they even let reschedule your payment if your fund is short.Thank to Flex. ### 5/5 — Flex rent review *2026-08-24, version 3.58.0* Thank God for Flex my partner has breast cancer, and this helps us so much ### 5/5 — Rent *2026-08-24, version 3.58.0* This truly helped me pay what I could at first and finish out the rest later ### 5/5 — Big help *2026-08-24, version 3.58.0* Thank you Flex for letting me pay rent in two payments. It makes a huge difference ### 5/5 — So easy *2026-08-24, version 3.58.0* Flex is so easy to use and the fees are small. ### 4/5 — Convenient *2026-08-24, version 3.58.0* Great app however they drown you in fees. Mine have been raised quite a few times and I’ve only used it for a year. ### 2/5 — Income Alteration *2026-08-24, version 3.58.0* Because SSI income date alternated, it created confusion in regards to second payment scheduling. Chatting resulted in repetitive bot standard responses which did not solve the problem. I am now awaiting a team consultation to look at a possible solution. ### 5/5 — Love it! *2026-08-24, version 3.58.0* I’m so grateful for whoever brain thought about this idea at first I didn’t want to even think about using flex pay until life made me but it was one of the best decisions! Just download it and use it! Don’t think about it. ### 4/5 — Bank account payments *2026-08-24, version 3.58.0* Like it but I wish there was a way to connect a bank account and pay straight from there with no card involved and also adjust the first amount paid ## Frequently asked questions about Flex ### What does the Flex app do? This app allows renters to split their monthly rent into smaller, more manageable payments. It helps users pay rent on time, build their credit history, and offers a flexible repayment schedule by providing access to a credit line for rent. ### How does Flex help build credit? Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. This feature helps users establish and improve their credit history by demonstrating responsible rent payment behavior. ### What are the costs associated with using Flex? There is a recurring monthly membership fee of up to $14.99 for the Flex Rent service. Additionally, a bill payment fee of 1% of your total rent amount is charged. An extra 2.5% processing fee applies when using a credit card. ### Is Flex available for all renters and landlords? Availability is subject to renter and landlord eligibility, and terms and conditions apply. An application and credit assessment are required to use the service. ### How does the payment process work with Flex? Flex provides access to a credit line for rent. Each month, you pay part of your rent upfront and borrow the rest. Flex pays your full rent to your property when it's due, and you pay Flex back later in the month on a schedule that suits your finances. ## Version history (last 5 releases) ### 3.59.0 — 2026-08-28 Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app. ### 3.58.0 — 2026-08-20 Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app. ### 3.57.0 — 2026-08-12 Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app. ### 3.56.0 — 2026-07-29 Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app. ### 3.55.0 — 2026-07-15 Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*