# FlexWallet — Shop In Store & Lease to Own

> Lease-to-own items from retailers using a virtual credit card. (iPhone/iPad app by FlexShopper, LLC.)

- Source: https://appshunter.io/ios/app/flexwallet/id1035423181 (this page in markdown: same URL + `.md`)
- Developer: [FlexShopper, LLC](https://appshunter.io/developer/970729830)
- Category: Shopping, Finance
- Price: Free
- Rating: 4.80/5 from 2,734 App Store ratings · 71 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 49 MB
- Languages: American English
- Released: 2015-09-23
- Data updated: 2026-06-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/flexwallet/id1035423181/reviews.md

## What is FlexWallet?

Lease-to-Own from your favorite retailers in-store or online FlexWallet lets you lease-to-own furniture, electronics, appliances, and more with your smartphone. Quickly and easily apply for a spending limit of up to $2,500 then get a virtual credit card to complete your order. Make flexible weekly payments over time and get the products you want today!

## Key features

- Lease-to-own in-store and online
- Apply for spending limit up to $2,500
- Virtual credit card for purchases
- Flexible weekly payments
- Shop for furniture, electronics, appliances

## What do users think of FlexWallet?

Overall sentiment: negative

**Pros**

- 👍 Convenient and easy to use
- 💡 Allows purchasing without full upfront payment
- 🎉 Great customer service

**Cons**

- 🐛 App crashes and glitches
- ❌ Misleading and poor service
- 💰 Overcharges and hidden fees
- 🚫 Discontinued service
- 🤬 Terrible customer service

**Commonly reported bugs**

- App crashes when linking banking information
- Account resets and login issues

**Most requested features**

- Improve app stability and reliability
- Provide more transparency on pricing and fees
- Enhance website and app functionality

## Recent user reviews (10 of 71)

All indexed reviews: https://appshunter.io/ios/app/flexwallet/id1035423181/reviews.md

### 2/5 — Can’t reset password

*2025-11-18, version 2.9.3*

Great when it works. Right now I can’t reset my password so it’s useless.

### 1/5 — Misleading & Poor Service

*2025-07-08, version 2.9.3*

I had a terrible experience with FlexShopper. After verifying my info, the app said I had a credit limit and could make a purchase. I placed an order and it even told me I could pick it up the next day. Then out of nowhere, they said the order needed to be “verified again” after already charging my card for the initial payment.

I got an email requesting my bank information and driver’s license after the order was placed and the money was taken. Then they suddenly tell me they “can’t work with my bank.” Why didn’t they figure that out before approving me for a limit and charging me?

Customer service was no help either — slow, dismissive, and frustrating. The whole process felt like a bait and switch. Be very cautious before using this app.

### 1/5 — App crashes at the same point in application process!

*2024-12-24, version 2.9.3*

App crashes everytime I’ m about to link banking information. Still haven’t completed the application process yet. Unacceptable.

### 2/5 — Bare bones app

*2024-10-25, version 2.9.3*

If you’ve been using the website and then found out this app. You’ll see you rather do everything off the website.  Only difference is you can take a photo of the product here at one of the approved stores. And you good.  The website shows you list of things and more.  Why would I want to use a bare bones app when the website does everything. Mirror the website and then the app will do even better. Missed opportunity here

### 1/5 — Bad customer service

*2024-07-08, version 2.9.3*

The customer service is horrible. I had to track down my own order. My order was delayed by a week. Never again will I use them again.

### 1/5 — Discontinued.

*2024-06-28, version 2.9.3*

This app no longer works as the service as been discontinued.

### 1/5 — I am just trying to pay my bill

*2024-04-17, version 2.9.3*

Website is trash. App is trash. I’ve been trying to pay my bill for WEEKS. I am not trying anymore. If you want your money, fix your interface.

### 1/5 — Not sure how this app has 4.8 stars.

*2023-11-27, version 2.9.3*

Avoid Flex Shopper, and FlexWallet at all cost. Company is in the business of stealing from honest hard working people looking for a break. Customer service is non existent. You’ll have to call/send emails for days to even get a response. The over charge for items, literally adding on about 150$-250$. Just avoid at all cost, this is a company operating without any integrity.

### 1/5 — Waste

*2023-05-07, version 2.9.3*

Not even available anymore since December 2022

### 1/5 — Flexshopper is garbage

*2023-03-10, version 2.9.3*

Even though the app is online, flexshopper will not allow or process any orders via the app.  It is discontinued and no longer available and customer service has no information.  DO NOT USE!  Complete waste if time

## Frequently asked questions about FlexWallet

### What is FlexWallet?

FlexWallet is a mobile application that allows you to lease-to-own various items from your favorite retailers, both in-store and online. You can apply for a spending limit and use a virtual credit card to make your purchases, with the flexibility of making weekly payments.

### What can I lease-to-own with FlexWallet?

You can lease-to-own a wide range of products including furniture, electronics, appliances, and more from participating retailers. The app aims to help you get the products you want today.

### How does the payment system work?

FlexWallet allows you to make flexible weekly payments over time for your leased items. This provides a structured way to pay for your purchases without needing to pay the full amount upfront.

### Is FlexWallet free to use?

Based on the provided information, the app itself is free to download and use. The costs are associated with the lease-to-own agreements for the items you purchase.

### What is the spending limit for FlexWallet?

You can apply for a spending limit of up to $2,500 through the FlexWallet app. This limit can then be used to make purchases from participating retailers.

## Version history (last 5 releases)

### 2.9.3 — 2020-04-02

- added legal disclaimer for Oklahoma residents
- simplified process for app reviews
- updated FAQ
- updated Arbitration Agreement

### 2.9.2 — 2020-02-03

- Fixed calculating payments failure
- Reduced app download size
- Various other bug fixes and improvements

### 2.9.1 — 2020-01-16

- improved address autocomplete
- improved error reporting
- support for additional in-store vendors

### 2.9.0 — 2020-01-03

- Added status tracking for pending orders
- Added more retail partners
- Improved the apply process
- improved lease view
- Fixed inconsistent logout issues
- Bug fixes and stability improvements

### 2.8.1 — 2019-11-13

- Support For Even More Retail Partners!
- Various Bug Fixes

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## More apps by FlexShopper, LLC

- [FlexTires](https://appshunter.io/ios/app/flextires/id1290388135)

All apps by FlexShopper, LLC: https://appshunter.io/developer/970729830

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*