# Flip: Transfer & Cashback — Transfer, Cashback, Remittance

> Free money transfers, cashback, international remittances, eSIMs, and bill payments. (iPhone/iPad app by FLIPTECH LENTERA INSPIRASI PERTIWI, PT.)

- Source: https://appshunter.io/ios/app/flip-transfer-and-cashback/id1439301290 (this page in markdown: same URL + `.md`)
- Developer: [FLIPTECH LENTERA INSPIRASI PERTIWI, PT](https://appshunter.io/developer/1429680662)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 253 App Store ratings · 134 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 136 MB
- Languages: American English
- Released: 2019-01-11
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/flip-transfer-and-cashback/id1439301290/reviews.md

## What is Flip?

YOUR DAILY SAVINGS BUDDY
From online shopping to free transfers, save big on every transaction with Flip!

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, TikTok Shop, Traveloka, Tiket.com, Agoda, and others.

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Bank Saqu, Allobank, and 100+ other banks for free!

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Turkey, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and others. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

LOAN UP TO IDR 100 MILLION - JUST YOUR ID CARD
Selected users can access cash loan offers through Flip's trusted loan referral service. Flip works with licensed lending partners that are registered with and supervised by OJK and affiliated with AFPI.

Why use Flip Pinjam?
- Borrow up to IDR 100,000,000
- Flexible repayment terms from 91-360 days
- Monthly installment plans
- APR ranging from 10.8% to 18% per year
- No collateral required
- Easy application with your KTP
- Fast application and fund disbursement process

Example:
For a loan of IDR 50,000,000 with a 360-day term and 12 monthly installments:
- Monthly interest rate: 0.9% (10.8% APR÷12)
- Monthly interest amount: IDR 50,000,000 * 0.9% = IDR 450,000
- Total interest payable: IDR 50,000,000 * 10.8% = IDR 5,400,000
- Total repayment amount: IDR 50,000,000 + IDR 5,400,000 = IDR 55,400,000
- Monthly installment: IDR 55,400,000 ÷ 12 = IDR 4,616,667

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel, Indosat, XL, by.U, 3 (Three), Smartfren, and AXIS on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip

SAVE MORE E WALLET TOP UP 
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop & others? Save more top up GoPay, ShopeePay, & DANA on Flip!

BUY DIGITAL OR PHYSICAL ANTAM GOLD, FREE DELIVERY
Buy digital or physical Antam gold at the best price on Flip. Choose COD or home delivery, guaranteed safe and genuine.

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions
- Pay BPJS Kesehatan bills

CHEAPEST TRAVEL ESIM
Traveling abroad for holidays, business trips, umrah, hajj, study abroad, or transit? Stay connected instantly with Flip Travel eSIM! No need to change physical SIM cards, just buy and activate directly from the Flip app. Prices start from IDR 5,000 with fast and stable internet connection.

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code from your balance on Flip

Website: flip.id
Instagram, X, TikTok, Threads: @flip_id

Address: 3rd Floor, Arkadia Green Park Office Tower F, Jl. TB Simatupang Kav. 88, RT 011/RW 003, Kebagusan, Pasar Minggu, South Jakarta 12520, Indonesia

## Key features

- Free domestic bank transfers
- Low-cost international remittances
- Cashback on online shopping
- Affordable travel eSIMs
- Cheap e-wallet top-ups
- Discounted phone credit and data packages
- Bill payments

## Recent user reviews (10 of 134)

All indexed reviews: https://appshunter.io/ios/app/flip-transfer-and-cashback/id1439301290/reviews.md

### 5/5 — Good application

*2026-05-26, version 4.18.0*

Sangat banyak sekali keuntungan yang didapatkan.

### 1/5 — Kirim ke luar negeri

*2026-05-24, version 4.19.0*

Sudah kirim uangnya dan gagal uang gak kembali hati hati kawan

### 5/5 — Transfer ke semua bank

*2026-05-08, version 4.18.0*

Sangat aman dan terpercaya selain biaya murah sangat cepat juga diproses

### 1/5 — Frustrated and Angry!

*2026-05-06, version 4.18.0*

Flip won’t refund my money. Seriously it isn’t rocket science. Give my money back or pay my bill. I have 8 attempts at it. They won’t allow screenshots. It’s my bank my money. Pay my bill or give me my money back. It’s 1.8 million iDR. !!!!!!!!!!!!!!!!!!!!
Be very wary of Flip.

### 5/5 — Ntapsss

*2026-05-04, version 4.17.1*

Save our money

### 5/5 — Junaidi

*2026-04-27, version 4.17.0*

Mantaaapp

### 5/5 — Good experience

*2026-04-26, version 4.17.0*

sangat membantu sekali ya bagi yang mau menghemat dana

### 5/5 — Mempermudah transaksi antar negara

*2026-04-20, version 4.16.0*

Saya menjadi lebih mudah mengirim uang ke keluarga yang beda negara

### 1/5 — Uang tertahan

*2026-03-06, version 4.14.0*

Gak ada solusi dari flip apabila uang tertahan karena rekonsiliasi dari bank. Uang tertahan dan gak bisa melakukan transaksi. Nunggu 1 hari kerja. Kena di hari jumat jadi harus nunggu sampai senin. Udah rugi banget tapi Flip gak tanggung jawab. Costumer service nya juga cuma AI jadi gak bisa langsung menyampaikan kelurahan.

### 1/5 — solusi

*2026-03-03, version 4.14.0*

uang saya tertahan diflip

## Frequently asked questions about Flip

### What can I do with Flip?

Flip allows you to transfer money to over 100 banks in Indonesia for free. You can also send money internationally at significantly lower fees, top up e-wallets, purchase phone credit and data packages, pay bills, and buy affordable travel eSIMs.

### How much does it cost to use Flip?

Domestic transfers to over 100 banks are completely free. For international transfers, the first transaction has no admin fee, and subsequent transfers start from a low fee of IDR 20,000 with competitive exchange rates. E-wallet top-ups, phone credit, and bill payments are also offered at cheap prices.

### Can I get cashback with Flip?

Yes, you can get extra cashback when shopping online through Flip Deals. This includes popular platforms like Shopee, TikTok Shop, Traveloka, and Agoda, with potential cashback up to 60%.

### Is Flip available internationally?

Flip enables you to send money from Indonesia to over 60 countries worldwide. Additionally, Flip Travel eSIMs can be used in 150+ countries, ensuring you stay connected while traveling abroad.

### What are the benefits of using Flip for travel?

Flip offers affordable travel eSIMs starting from IDR 20,000, allowing you to stay connected instantly without changing physical SIM cards. It supports fast and stable internet connections, including 5G, and can be used as a hotspot.

## Version history (last 5 releases)

### 4.25.0 — 2026-08-13

Get on the angkot, beep beep!
Get on the angkot, beep beep!

Jump in, grab your purse, and let’s get coffee! Your morning coffee gets cheaper with Flip Voucher, Kopi Kenangan starts at only 13k.
Update your app now to grab yours at a special price!

### 4.24.1 — 2026-08-01

On the Indonesian version of our What's New section, we cracked some jokes in Indonesian about urgent-ina and max-ico. (They don't translate well, trust us)

But you know, what DOES translate? A smoother app. We've fixed bugs and improved performance in our latest update. Available in whatever language you use in the app.

Update now!

### 4.24.0 — 2026-07-28

On the Indonesian version of our What's New section, we cracked some jokes in Indonesian about urgent-ina and max-ico. (They don't translate well, trust us)

But you know, what DOES translate? A smoother app. We've fixed bugs and improved performance in our latest update. Available in whatever language you use in the app.

Update now!

### 4.23.0 — 2026-07-14

You know that friend who looks the same every day, but then you see their old photos and realize they've had a massive glow-up?

That's literally us this update (not literally). Same app, but we've been quietly fixing bugs, smoothing rough edges, and polishing details you didn't even know needed work. It's lowkey giving that ‘no-makeup makeup look’. 

If you want to see these changes, update your app now!

### 4.22.1 — 2026-07-04

First in my bloodline to compare prices before checkout
First in my bloodline to explain split bill to my parents
First in my bloodline to actually read the promo terms & conditions

But you're not the first to get cashback on Flip Deals. Millions of people have earned cashback up to 60% every time they shop. Don't be the last in your bloodline to enjoy it. Update to the latest app and get those cashback!

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Wise: Global Money Transfer](https://appshunter.io/ios/app/wise-global-money-transfer/id612261027) | 4.6 (107,845) | Free | Finance |
| [Xe Money Transfer & Currency](https://appshunter.io/ios/app/xe-money-transfer-and-currency/id315241195) | 4.8 (123,543) | Free | Finance |
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| [MoneyGram® Money Transfers App](https://appshunter.io/ios/app/moneygram-money-transfers-app/id867619606) | 4.9 (678,701) | Free | Finance |
| [Remitly: Send Money & Transfer](https://appshunter.io/ios/app/remitly-send-money-and-transfer/id674258465) | 4.9 (2,674,153) | Free | Finance |
| [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (23,991) | Free | Finance |

## Related topics

[fliip](https://appshunter.io/ios/topics/fliip) · [ebranch bca](https://appshunter.io/ios/topics/ebranch-bca) · [filip](https://appshunter.io/ios/topics/filip)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
