# Flo Financial — Financial freedom redefined.™ > Savings platform to achieve financial freedom by prioritizing wealth accumulation. (iPhone/iPad app by Flo Free LLC.) - Source: https://appshunter.io/ios/app/flo-financial/id1476422769 (this page in markdown: same URL + `.md`) - Developer: [Flo Free LLC](https://appshunter.io/developer/1476422767) - Category: Finance, Social Networking - Price: Free - Rating: 4.83/5 from 36 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 8 MB - Languages: English - Released: 2019-08-27 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/flo-financial/id1476422769/reviews.md ## What is Flo Financial? Flo is more than an app, it’s a way of living - within your means - to reach financial freedom faster. By gathering your savings at the source, your reservoir of wealth will grow until you are ready to put that money to work for you. [Read More] In today’s fast-paced economy, most people struggle to save. After receiving paychecks and paying for taxes and living expenses every month, there is often little left. Even as income increases over time, expenses naturally move in parallel. We have created a new way to change the course. Flo is a proven savings platform, and unlike conventional methods, Flo allows you to build your savings first while maintaining your lifestyle. The exclusive Flo reservoir account captures income, before it gets spent, giving you the chance to create new passive-income streams that build cash flow momentum. By joining our growing community of savers, you will break free from the systemic pressures and anxiety that have stunted your financial growth. With your Flo Strategist as your guide, the Flo App gives you the visibility, structure and encouragement needed to reach financial freedom faster. Measure your progress, feel the motivation & watch the momentum grow. • Personalized transaction details • Track savings and progress over time with interactive charts • Plan life events to optimize cash flow • Collect badges for key milestones • Connect with your Flo strategist • Exclusive financial content Learn more at www.livingflo.com. ## Key features - Prioritize savings before expenses - Build wealth and create passive income - Track savings and progress with charts - Plan life events to optimize cash flow - Connect with a Flo Strategist - Access exclusive financial content ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/flo-financial/id1476422769/reviews.md ### 5/5 — Amazing *2021-01-25, version 1.0.2* This is hands down the best cash flow system I’ve ever used. I was already a very good saver/manager of my cash flow, but this is taking it to a whole new level along with much better integration with the rest of my finances. Flo has become the centralized hub of my financial world and is helping me put my money to work in the much more effective way. ### 5/5 — What a great tool *2021-01-25, version 1.0.2* With the help of my financial advisor I was able to capture money for savings and investment that I never dreamed of. This is the best of the ‘money tools that I have ever seen. ### 5/5 — Insight and motivation *2020-09-28, version 1.0.2* FLO is a tool I’ve been wanting for 25 plus years. In the past spending always had first dibs on income, and spending was always an exercise in willpower. It savings can be automatic and I can see the progress in the app. Simple and powerful. ### 5/5 — Helps me save more than ever before! *2020-09-28, version 1.0.2* Love this app. We have more control over our cash flow and more savings than ever before. Easy to use. Great app! ### 5/5 — A Financial Game Changer *2020-09-16, version 1.0.2* The structure of Flo revolutionized our savings. We’ve tried everything; budgeting, other apps, and none of it worked. With Flo, we are automatically saving without sacrificing lifestyle. THANK YOU! ### 5/5 — A simple change makes all the difference *2020-06-08, version 1.0.2* The FLO savings model has totally change how I think about saving and how much I save. The best thing I’ve done for my finances, maybe ever! Highly recommended! ### 5/5 — So easy. Financial breakthrough *2020-06-03, version 1.0.2* Every year we were making more money but always felt strapped, paycheck to paycheck, month to month. If you’ve ever had to check the account at the register before buying groceries... here’s your fix. We’re 60 days into FL0 that’s a thing of the past - Great feeling!! ### 5/5 — Chex *2020-05-08, version 1.0.2* FLO is a game changer! All my friends who have signed on have exceeded savings and financial security beyond expectation. ### 5/5 — Makes saving easy *2020-05-06, version 1.0.2* The FLO methodology has given me more control over my cash flow and finances than I ever thought possible. Saving money has become easy and automatic, yet I don’t feel like my life has been constrained. A simple process to implement with remarkable results ### 5/5 — Loving it *2020-05-04, version 1.0.2* Brilliant and simple. A powerful system to harness the potential of my income. Loving it so far. ## Frequently asked questions about Flo Financial ### What is Flo Financial? Flo Financial is a savings platform designed to help users achieve financial freedom by prioritizing savings before expenses. It aims to build wealth and create passive income streams. ### How does Flo Financial help users save money? Flo Financial captures income at the source before it is spent, allowing users to build their savings while maintaining their lifestyle. It provides visibility and structure to optimize cash flow. ### Can I track my savings progress with Flo Financial? Yes, Flo Financial offers interactive charts to track savings and progress over time. Users can also collect badges for key milestones and receive personalized transaction details. ### Does Flo Financial offer guidance from financial experts? Yes, users can connect with their Flo Strategist through the app for guidance. The app also provides exclusive financial content to support users on their journey. ### What devices is Flo Financial available on? Flo Financial is available on iPhone, iPad, and iPod devices. ### How often is Flo Financial updated? The latest version of Flo Financial is 1.0.3, which was last updated on August 6, 2021. ### What is the user rating for Flo Financial? Flo Financial has a high rating of 4.8 stars based on 36 ratings. ### Is Flo Financial free to use? Yes, Flo Financial is available for free download and use. ## Version history (last 4 releases) ### 1.0.3 — 2021-08-06 - Accessibility and navigation improvements - Minor bug fixes ### 1.0.2 — 2019-10-29 - Support for multiple users per Flo account - Other minor improvements - Bug fixes ### 1.0.1 — 2019-10-14 - Fix for bug in timeline ### 1.0 — 2019-08-18 No release notes. ## Apps similar to Flo Financial | App | Rating | Price | Category | | --- | --- | --- | --- | | [PAS NetXi](https://appshunter.io/ios/app/pas-netxi/id1056295974) | 2.6 (36) | Free | Finance | | [GUARDIAN® Producer Access](https://appshunter.io/ios/app/guardian-producer-access/id1533089152) | 4.6 (5) | Free | Finance | | [NetX360® Mobile](https://appshunter.io/ios/app/netx360-mobile/id871993127) | 2.0 (74) | Free | Finance | | [BNY Pershing Access](https://appshunter.io/ios/app/bny-pershing-access/id1486554730) | 1.6 (66) | Free | Finance | | [PAA Client Access](https://appshunter.io/ios/app/paa-client-access/id1598958763) | 5.0 (1) | Free | Finance | | [BNY Mellon Private Banking](https://appshunter.io/ios/app/bny-mellon-private-banking/id495082171) | 3.6 (16) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*