# FloatMe: Fast Cash Advance App — Support When You Need Money

> Financial app for cash advances, budgeting, and money management. (iPhone/iPad app by FloatMe.)

- Source: https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279 (this page in markdown: same URL + `.md`)
- Developer: [FloatMe](https://appshunter.io/developer/1395667278)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 151,690 App Store ratings · 5,121 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 99 MB
- Languages: American English
- Released: 2018-10-05
- Data updated: 2026-08-30
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279/reviews.md

## What is FloatMe?

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account by becoming a member.* ‍No credit checks. No interest. No request for tips ever. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES**
Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app today and connect your bank account to get started. Once you're a member, request Floats be delivered to your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.**

First time approval amounts range from $10-$50. Not all members will qualify and many will not qualify for the maximum amount right away.

BUDGET TOOLS & INSIGHTS
Explore easy-to-use money management tools that come with your membership, including a smart look ahead with the cash flow calendar. FloatMe calculates your likely available balance based on your recurring expenses and projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we'll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

MARKETPLACE OFFERS
Click on easy ways to earn money, like taking an online survey. Explore financial products from our growing list of partners. We find deals and offers to provide to our budget-minded FloatMe members. 

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards.

ABOUT US
FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and providing access to budget management tools.

MEMBERSHIP
* Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Actual delivery of proceeds or Cash advance time may vary. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com

Questions? You can contact us through our support portal at www.floatme.com/support

** Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1.00-$7.50.

Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55.

Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents.

FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

Privacy Policy: https://www.floatme.com/privacy-policy
Terms & Conditions: https://www.floatme.com/terms

FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

## Key features

- Cash advances up to $50
- No credit checks or interest
- Cash flow calendar
- Low balance alerts
- Marketplace offers
- Secure bank connection

## Chart rankings

- #66 in Top Free · Finance (US App Store)

## What do users think of FloatMe?

Overall sentiment: negative

**Pros**

- 🚀 Quick cash advance
- 💳 Convenient for emergencies
- 🔒 Reliable payment history

**Cons**

- 🔒 Strict eligibility requirements
- 💰 High fees for small advances
- 🤔 Inconsistent advance amounts
- 🔍 Unclear subscription details
- 🔍 Lack of transparency
- 🔍 Poor customer service

**Commonly reported bugs**

- Account access issues
- Incorrect transaction tracking
- Delayed or missing payments

**Most requested features**

- Increase advance amount limits
- More flexible eligibility criteria
- Reduce subscription and advance fees
- Improve communication with users

## Recent user reviews (10 of 5,121)

All indexed reviews: https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279/reviews.md

### 5/5 — Not the best but good in a pinch

*2026-08-27, version v8.21.0*

Not my favorite money lending app but good in a pinch

### 5/5 — Love it

*2026-08-26, version v8.21.0*

Great

### 5/5 — PROTONMAIL

*2026-08-26, version v8.21.0*

Awesome app highly recommend this, you won’t be disappointed, will help build your credit score.

### 4/5 — Awesome

*2026-08-26, version v8.21.0*

The only thing I would change is the amount you can withdraw at the beginning

### 5/5 — Great app!!!

*2026-08-26, version v8.21.0*

Great app and easy to use.

### 5/5 — Sheree

*2026-08-26, version v8.21.0*

Awesome fast service!

### 5/5 — Good

*2026-08-26, version v8.21.0*

Good app

### 5/5 — Driver

*2026-08-26, version v8.21.0*

Right on time when you need it

### 5/5 — Love it

*2026-08-26, version v8.21.0*

Always helps

### 5/5 — Thank you

*2026-08-26, version v8.21.0*

This has been absolutely wonderful when I’m sure you’re there to help me out when needed

## Frequently asked questions about FloatMe

### What is FloatMe?

FloatMe is a financial app designed to help you get, manage, and save money. It provides access to cash advances, money management tools like a cash flow calendar, and low balance alerts to help you avoid overdraft fees. The app aims to bridge small cash gaps and guide users toward financial prosperity.

### How do I get a cash advance with FloatMe?

To get a cash advance, you need to become a member of FloatMe, which costs $4.99 per month. Once you are a member, you can connect your bank account and request a 'Float' to be delivered to your bank account within 3 days. For an additional fee, you can expedite this to receive funds within minutes.

### What are the costs associated with FloatMe?

FloatMe requires a monthly membership fee of $4.99, which grants access to its financial products and services, including cash advances. There is an optional fee for expedited delivery of cash advances, known as an 'Instant Float' fee, which is not included in the monthly membership cost.

### Is FloatMe available on all devices?

The application securely connects to bank accounts using Plaid, which works with over 10,000 banking institutions across the US. However, it does not support prepaid cards. The app is generally available on mobile devices, but specific operating system compatibility is not detailed in the provided description.

### What are the benefits of using FloatMe's budgeting tools?

FloatMe offers easy-to-use money management tools, including a smart look ahead with a cash flow calendar. This feature calculates your likely available balance based on your recurring expenses and projected paydays. Additionally, low balance alerts notify you when your funds are getting low, helping you avoid overdraft fees.

## Version history (last 5 releases)

### v8.21.0 — 2026-08-20

Journey to higher float amounts, easy-to-use budgeting tools and more!

### v8.20.0 — 2026-08-12

Journey to higher float amounts, easy-to-use budgeting tools and more!

### v8.19.0 — 2026-07-30

Journey to higher float amounts, easy-to-use budgeting tools and more!

### v8.18.0 — 2026-07-16

Journey to higher float amounts, easy-to-use budgeting tools and more!

### v8.17.1 — 2026-07-09

Journey to higher float amounts, easy-to-use budgeting tools and more!

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| [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (455,319) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
