# Floridacentral Credit Union — user reviews

> 55 indexed App Store user reviews of Floridacentral Credit Union by floridacentral Credit Union, rated 2.00/5 from 6 ratings.

- Source: https://appshunter.io/ios/app/floridacentral-credit-union/id531838468/reviews
- App overview in markdown: https://appshunter.io/ios/app/floridacentral-credit-union/id531838468.md
- Rating breakdown: 5★ 1 · 4★ 0 · 3★ 0 · 2★ 2 · 1★ 3

## Newest reviews (17 of 55)

### 2/5 — Upgrade to loose functionality

*2025-08-07, version 2025.121.56636*

I used to like the app as help me to check my balance and all transactions and has a better control of my finances 
Now I am only able to see the balance and nothing else. Therefore,  is not longer useful.

### 2/5 — FCcU app

*2025-02-11, version 2023.195.43044*

Keeps on going out

### 2/5 — What’s going on? Bug fixes caused app to disappear

*2022-03-07, version 2022.028.0*

Why are you fixing something that was not broke?
You fixed bugs, but my app disappeared?
Unable to download app!

### 1/5 — Application does not work for me.

*2021-11-02, version 2021.168.1*

This application stopped working on my phone many months ago, before it was very productive, I don't know why they neglect its update.  It is a way to provide good service to your customers.  Please don't be left behind with technology.  Keep moving forward with time and good customer service, it is very necessary that you update.

### 1/5 — This application is garbage

*2021-07-25, version 2021.137.1*

I’ve been using this credit union for years and the application never works. On top of that when you need help having access to your account no one ever picks up the phone. I’m changing my credit union this place is garbage.

### 1/5 — App won’t open

*2021-07-09, version 2021.137.1*

Can you please fix this … it’s completely worthless now and won’t open

### 1/5 — This is the worst app I’ve ever had to use.

*2021-06-03, version 2021.137.1*

This app is about to make me switch to another bank, Florida Central’s website is always seemingly down as well. They need to get with the times and understand that a lot of people do not have the time to call and wait 30 minutes for a check balance or visit an ATM for a transfer. They are literally losing clientele over this and could care less. 

Get it together.

### 1/5 — Remote deposit STILL not working on Apple 😡

*2021-05-01, version 2021.070.2*

Please work on getting remote check deposit fixed for iPhones! It stopped working after my last update.  It’s so frustrating having to go to the bank to make a deposit. Ready to move to another bank. 😡

### 2/5 — No Longer Works After Recent Update!

*2021-04-21, version 2021.070.2*

After the latest update on 04/17/2021, the app no longer loads, and I receive a message stating unknown error occurred, try again.  I deleted the app and reloaded only to receive the same message.

### 1/5 — App needs fixing

*2021-04-18, version 2021.070.2*

This app needs to be fixed! I can’t even view my account now!

### 1/5 — You broke the app! Quick Access displayed instead of accounts list

*2021-04-17, version 2021.070.2*

After login, forced to accept terms EVERY TIME, then Quick Access page displays instead of accounts. I do not want quick access for bank accounts s (duh), but I am not allowed to get out of quick and go to my accounts. Please fix quick!

### 1/5 — Doesn’t work

*2021-03-13, version 1.20204.1*

Clearly haven’t opened the app in a long time. Today it just says “unknown error” when trying to login. This should really be pulled off the App Store until FCCU can update it. As it is, it has no benefit or usefulness.

### 1/5 — Just doesn’t work

*2021-03-12, version 1.20204.1*

Horrible app!

### 3/5 — Mobile Marketing Page is unnecessary

*2019-11-08, version 1.19402.6*

The app is great. I used to be able to open it, hold my thumb down, and be in. Now, they’ve adding an opening page where I need to click an additional button before I get back to where the app used to open to. It’s unnecessary. Remove it.

### 1/5 — Like the Fingerprint ID login in option, but app doesn’t work now.

*2019-05-22*

At first I thought the most recent update done in May 2019 was great because I was able to finally use the fingerprint ID to login, like I’ve done with my other CU’s for awhile now.  BUT, now when I try selecting an account to view recent activity, it goes to open next window and then the app closes. Every time, and no matter which account I select...checking, savings, credit card, or auto loan.  They all do it.  I’d love to like this app but this update created a problem.  Please fix.

### 2/5 — Error

*2019-05-20, version 1.19202.5*

The new updated version doesn’t let me see all of my accounts and it always says there is a problem doing the quick access. Please fix this so I can fully use my app to do my banking with.

### 3/5 — Decent

*2019-04-27, version 1.18303.15*

This app, and the app for android, crashes when loading check images for pending deposits.
Wish you might add a feature that lets you see the full website options like cash back rewards.
Other features work fine.

## Most critical reviews (10 lowest-rated)

### 1/5 — Not a web based bank for sure

*2026-02-12, version 2025.121.56636*

The app is pretty terrible but then again, so is their website.

### 1/5 — Useless App and overall bank experience

*2025-10-27, version 2025.121.56636*

Simple transactions like linking an external account, paying your bill from said linked account and transaction display are terrible. Feels like an app from 2002. It’s to the point that they’re losing my business and I’m moving my financing elsewhere.

### 1/5 — HATE the new update

*2025-09-22, version 2025.121.56636*

I do not like the new version of the app. It’s different and doesn’t show all of my transactions. I don’t see pending transactions. I don’t like the look. Absolutely HATE the new updates. Switching banks.

### 1/5 — Terrible update

*2025-09-11, version 2025.121.56636*

The app was pretty bad before but now with the new version it’s somehow even worse, it’s better on the eyes and flows smoother but you can’t see pending withdrawals anymore. It’ll show that money isn’t available but it won’t tell you why

### 1/5 — App update

*2025-08-09, version 2025.121.56636*

Whatever they have done to this app is absolutely unacceptable. It is unusable! You can see balance under accounts, 
However, as soon as you want to pull up an individual account, nothing shows it is blank.

### 1/5 — Don’t like the new update

*2025-08-07*

I do not like the new version of the app. It’s different and doesn’t show all of my transactions. I don’t see pending transactions. I don’t like the look.

### 1/5 — Worst app I’ve ever used

*2025-06-21, version 2023.195.43044*

Every single time I try to log in, the app says my account is locked.  I then have to get ahold of a live person at a branch to unlock my account.  Every. Single. Time.  I’ve made sure I’m logging out & doing everything correctly, but nothing helps.  Originally I set up a checking, savings, & car loan through FL Central with the intention of making it my primary credit union, but quickly decided against it as I can never access my accounts online.  So frustrating & now I wish I didn’t have these accounts/loan so I didn’t have to deal with this incredibly useless app.

### 1/5 — App won’t launch

*2024-02-14, version 2023.195.43044*

Splash screen says Try Again. There is no way to try again.

### 1/5 — Buggy

*2022-06-11, version 2022.028.0*

I’m having trouble accessing my account it won’t even give me an area to enter my information for log it it just tells me to try again. Zero stars.

### 1/5 — Worst banking app

*2021-12-28, version 2021.168.1*

App glitches all the time barely works sometimes can’t even log in to account app closes out in middle of transactions constantly like when doing mobile deposit app just closes and won’t save the deposit, just constantly having issues with this app glitching all the time, it’s the worst app I have on my phone, seriously considering changing banks just because their app is the worst! Does not help still have to call or go to bank for transactions because app is so bad so at the end of the day the app is an inconvenience and not helpful

## Most praised reviews (10 highest-rated)

### 5/5 — Terrible

*2025-08-22, version 2025.121.56636*

This app is all over the place. Very hard to navigate, and decipher real time calculations of what has transacted and  what hasn’t. I am hoping this will become more efficient and easier to interact with, but perhaps it would be easier to find another credit union who would make internet banking easier to use.

### 5/5 — Account statements finally work again!

*2022-03-03, version 2022.028.0*

I can finally read my statements on my iPhone again! Thanks for fixing!

### 5/5 — It works, but now, WITH MORE STEPS!

*2020-03-04, version 1.19402.6*

I found it way too easy to launch this app and find my balance with a touch of a finger. I'm so glad they added the much-needed feature of a web-page menu that you have to click "Login" on to perform the only function any bank app should; logging into your account. I was getting addicted to checking my account balance, but the recent change slowed me down enough my financial advisor was able to rip the phone from my grasp.

My only suggestion would be a captcha, preferably one where you have to click an image only to have it provide you with ANOTHER captcha to determine your determination.

But seriously, at least the remote-check-deposit works. Please don't make THAT any more difficult.

### 5/5 — Yayyyyyyy for Apple Users

*2018-08-17, version 1.18303.15*

So happy to finally be able to mobile deposit with my iPhone! A win for iOs

### 5/5 — Customer

*2012-06-16, version 1.0.11*

Nice user interface!

### 4/5 — Works now

*2017-12-22, version 1.17106.66*

App is now working. What’s with the ugly drab colors?

### 4/5 — Good app

*2017-12-21, version 1.17106.66*

When will we be able to connect to ipay with debit card? Would really like that

### 4/5 — Mobile deposits are amazing!

*2014-10-08, version 1.717.68*

I love this credit union but live far away from any branches so making deposits was a major pain. I realize that just about every banking app supports mobile deposits like this, but I was so happy to see that that FCCU now has an app that does this too. I agree with the other reviewer asking for an update that supports Touch ID, but I'm still getting over my excitement about the mobile deposits!

### 4/5 — Great but needs check cashing

*2013-04-29, version 1.714.18*

I like the app a lot! If I could take a pic to deposit a check I'd give it 5 stars!

### 4/5 — Like it

*2012-10-10*

It would be real cool if you could deposit a check using the camera on your cell phone and take a pic of the check like some other bank apps do

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*
