# Florino: Budget & Bill Tracker — Safe to spend until payday

> Safe to spend until payday (iPhone/iPad app by Jamshid Mamatkulov.)

- Source: https://appshunter.io/ios/app/florino-budget-and-bill-tracker/id6776213937 (this page in markdown: same URL + `.md`)
- Developer: [Jamshid Mamatkulov](https://appshunter.io/developer/1684976749)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 39 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, European Portuguese, Russian and 2 more
- Released: 2026-06-11
- Data updated: 2026-10-28

## What is Florino?

Florino answers one question every morning: how much can I spend today and still make it to payday?

It looks at your balance, takes out every bill, installment and debt due before your next payday, and splits what is left into a daily amount. Spend less today and tomorrow gets more. Spend more and you see it straight away.

SAFE TO SPEND, EVERY DAY
• One clear number for today, worked out until your next payday
• See your balance, what is coming up and what remains, at a glance
• Count to payday, the end of the week, the month or a date you pick
• No payday? Florino counts to the end of the month instead

EVERY BILL BEFORE IT IS DUE
• Bills, debts and installments in one timeline, sorted by date
• Overdue items stay on top until you mark them paid
• A calendar that shows your balance at the end of each day
• Reminders the day before a bill is due

INSTALLMENTS AND LOANS
• Track a phone on credit, a car loan or a bank loan payment by payment
• See the month you will be debt-free and how much is left to pay
• Pay a payment early or change future amounts

DEBTS WITH FRIENDS AND FAMILY
• Who owes you and whom you owe, with a pay-back date
• Record partial repayments; Florino keeps the running total

SALARY AND INCOME
• Set your payday once and Florino plans around it
• On payday it asks whether the money arrived, so your balance stays honest

SEE WHERE YOUR MONEY WENT
• Spending by category for every month, with a clear breakdown
• Search and filter your history by type, date, account and category
• Category groups, your own colours and 100 icons to choose from

YOUR ACCOUNTS
• Cash, card and savings accounts, with transfers between them
• Keep savings out of your daily amount, or count them in
• One currency for everything, from 38 currencies

BUILT TO RESPECT YOU
• Start without an account: everything stays on your phone
• Sign in with Google or Apple to back up and use several phones
• Works offline and syncs when you are back online
• No bank connection needed, no ads
• Dark mode, 13 languages, export to CSV

FREE AND PREMIUM
Free includes 2 accounts, 1 installment or loan, 3 repeating bills or incomes and reminders. Premium unlocks everything without limits, including reminders at the time you choose.

Premium is an auto-renewing subscription (monthly or yearly) or a one-time lifetime purchase. Payment is charged to your Apple ID. The subscription renews automatically unless cancelled at least 24 hours before the end of the period; manage or cancel it in your Apple ID settings.

Terms of Use (EULA): https://sites.google.com/view/spendly-app-terms
Privacy Policy: https://sites.google.com/view/spendly-app-privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Premium | $19.99 | per year |
| Monthly Premium | $2.99 | per month |


## Is Florino safe?

Not enough ratings yet to assess Florino.

## Is Florino legit?

Florino: Budget & Bill Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Florino is 70 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.0.1 — 2026-10-28

• "Rate Florino" now opens the store page
• Bug fixes and improvements

### 2.0.0 — 2026-10-22

Florino 2.0, rebuilt from scratch:
• Safe to spend: your daily amount until payday
• Upcoming: bills, debts and installments in one timeline, with a calendar
• Installments and loans with your debt-free date
• Clearer history, category groups and 100 icons
• Start without an account; sign in to back up
• Receipt scanning and budgets were replaced by Safe to spend

### 1.5.0 — 2026-10-19

• Debts: keep track of who owes you and whom you owe, with partial repayments
• Stability fixes and a smaller download

### 1.4.2 — 2026-10-06

• New app icon
• Stability fixes and a smaller download

### 1.4.0 — 2026-10-02

• New onboarding and a "Get started" checklist for your first days
• Streaks: see your week at a glance and keep the habit going
• Amounts in UZS, KGS and TJS now show the currency code
• Bug fixes and improvements

## Apps similar to Florino

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MiLana](https://appshunter.io/ios/app/milana/id6775968951) | — | $2.99 | Finance |
| [Abundia: AI Money Coach](https://appshunter.io/ios/app/abundia-ai-money-coach/id6754313930) | — | Free | Finance |
| [Budget Book: Expense Tracker](https://appshunter.io/ios/app/budget-book-expense-tracker/id6741383965) | — | Free | Finance |
| [Focus Finance: Budget Tracker](https://appshunter.io/ios/app/focus-finance-budget-tracker/id6745780420) | — | Free | Finance |
| [Nimbus: Personal Finance](https://appshunter.io/ios/app/nimbus-personal-finance/id6759807991) | — | Free | Finance |
| [Spendly - Track Expense](https://appshunter.io/ios/app/spendly-track-expense/id6766181479) | — | Free | Finance |

## More apps by Jamshid Mamatkulov

- [Money Manager. Expense Tracker](https://appshunter.io/ios/app/money-manager-expense-tracker/id6448563502)
- [Top Places. Iconic Landmarks](https://appshunter.io/ios/app/top-places-iconic-landmarks/id6449362478)
- [TVPult: TV Remote & Cast](https://appshunter.io/ios/app/tvpult-tv-remote-and-cast/id6818173780)

All apps by Jamshid Mamatkulov: https://appshunter.io/developer/1684976749

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*