# Flourish Cash — Invitation-only cash account. > Invitation-only high-yield cash account management with FDIC insurance and fund organization. (iPhone/iPad app by Flourish Technologies LLC.) - Source: https://appshunter.io/ios/app/flourish-cash/id6748761999 (this page in markdown: same URL + `.md`) - Developer: [Flourish Technologies LLC](https://appshunter.io/developer/1827299281) - Category: Finance, Business - Price: Free - Rating: 4.90/5 from 32 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 26.0 · 32 MB - Languages: American English - Released: 2026-04-14 - Data updated: 2026-08-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/flourish-cash/id6748761999/reviews.md ## What is Flourish Cash? Conveniently manage your Flourish Cash account with our mobile app that brings you the best of Flourish Cash. Not a Flourish client yet? Reach out to your financial advisor for an invitation. HIGH-YIELD CASH ACCOUNT Maximize the earning potential of every dollar with a high APY on the entire cash balance of personal, joint, and business accounts. FDIC Elevated FDIC insurance coverage through our Program Banks gives you exponentially more coverage than a single checking or savings account: $7.5 million for individual and business accounts, $15 million for joint accounts, and up to $30 million for a two-person household. EASY, FAST TRANSFERS Easily transfer money to and from your Flourish Cash account. Same-day transfers give you maximum flexibility and recurring transfer options help you automate savings. ORGANIZE FUNDS WITH BUCKETS Flourish Cash buckets help you manage your money more effectively. Create buckets according to your personal or business financial goals to keep funds organized. Create target goals and custom deposit rules to stay on track and motivated. DISCLOSURES Flourish Cash has a tiered interest rate structure and currently has one tier in effect. Rate and FDIC insurance coverage details can be found in the program summary. We deposit your cash with one or more of the Program Banks, subject to any Program Bank(s) you have excluded. You will earn the highest rate offered by Flourish up to the maximum deposit amount for each tier. Each annual percentage yield (APY) may change at any time. Your advisor may charge fees which impact the effective rate you receive on your cash; you should speak with your advisor for more information. The Flourish Cash interest rate(s) could be lower than the rate that could be earned by opening a deposit account directly with a Program Bank. The cash balance in a Flourish Cash account that is swept to one or more Program Banks is eligible for FDIC insurance, subject to FDIC rules, including aggregate insurance coverage limits. FDIC insurance will not be provided until funds arrive at the Program Bank. Our current Program Banks can be found at https://info.flourish.com/program-banks. For additional information regarding FDIC coverage, visit https://fdic.gov/ and https://www.flourish.com/rates. For transfer requests submitted by the applicable deadline, funds will generally be transferred to or from the requested external account by the same or next business day, except for requests submitted on the weekend or on a holiday, which should be completed by the following business day. In some circumstances, transfers may take longer to complete, as further described in your Account Agreement. For withdrawal requests, fund availability is subject to the processing timeline of the receiving financial institution and may not be displayed or available until the end of the financial institution’s business day. Wire fees may apply. ## Key features - High-yield cash account - Elevated FDIC insurance coverage - Easy and fast transfers - Organize funds with buckets - Recurring transfer options - Track financial goals ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/flourish-cash/id6748761999/reviews.md ### 5/5 — Great! *2026-06-10* Fantastic app, beautiful design and great functionality. ### 5/5 — Love the confetti🎉👍 *2026-05-16* Great app! 👍 It threw a celebration and shot confetti 🎉 after transferring money 💸to my fun money bucket! 🤑🪣 ### 5/5 — Fantastic! *2026-04-16* Very easy to navigate. Comprehensive features. Easy to transfer. Well designed interface. ## Frequently asked questions about Flourish Cash ### What is the APY for Flourish Cash? Flourish Cash offers a high APY on the entire cash balance. The specific rate is tiered and may change, with current details available in the program summary. Your advisor's fees can impact the effective rate you receive. ### How much FDIC insurance does Flourish Cash provide? Flourish Cash provides elevated FDIC insurance coverage through its Program Banks. Individual and business accounts are covered up to $7.5 million, joint accounts up to $15 million, and two-person households up to $30 million. ### How do I get an invitation to Flourish Cash? To get an invitation to Flourish Cash, you need to reach out to your financial advisor. The app is invitation-only and not available for direct sign-up. ### Can I organize my money with Flourish Cash? Yes, Flourish Cash allows you to organize your funds effectively using 'buckets'. You can create buckets for personal or business financial goals, set target goals, and establish custom deposit rules to stay motivated. ### How fast are transfers with Flourish Cash? For requests submitted by the deadline, funds generally transfer to or from your external account by the same or next business day. Transfers submitted on weekends or holidays are completed by the following business day. ### Does Flourish Cash have ads? Yes, Flourish Cash contains advertisements within the application. ### What devices does Flourish Cash support? Currently, Flourish Cash is supported on iPhones. Information regarding availability on other devices may be updated by the developer. ### How often is Flourish Cash updated? The latest version of Flourish Cash is 1.7, last updated on June 15, 2026. Updates are released periodically to improve functionality and security. ## Version history (last 5 releases) ### 1.13 — 2026-08-24 Bug fixes ### 1.12 — 2026-08-22 Bug fixes ### 1.11 — 2026-08-19 Bug fixes ### 1.10 — 2026-07-29 Bug fixes ### 1.9 — 2026-07-13 Bug fixes ## Related topics [flourish](https://appshunter.io/ios/topics/flourish) · [flourish cash](https://appshunter.io/ios/topics/flourish-cash) · [factors infinity](https://appshunter.io/ios/topics/factors-infinity) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*