# Flow - AI Expense Tracker — Smart Finance in One Line

> Smart Finance in One Line (iPhone/iPad app by Haeseong Jung.)

- Source: https://appshunter.io/ios/app/flow-ai-expense-tracker/id6759516732 (this page in markdown: same URL + `.md`)
- Developer: [Haeseong Jung](https://appshunter.io/developer/1631768957)
- Category: Finance, Lifestyle
- Price: $2.99 (on sale, was $3.99)
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2026-02-24
- Data updated: 2026-08-25
- User reviews in markdown: https://appshunter.io/ios/app/flow-ai-expense-tracker/id6759516732/reviews.md

## What is Flow?

Why is tracking expenses so tedious?

Pick a category, type the amount, change the date...
What if you could do it all in one line?

One Line is All You Need
"Lunch pasta 45"
"Yesterday taxi 8"
"Coffee 4.5 lunch 12 taxi 8"

Just type naturally.
AI automatically separates amounts, dates, and categories.
Multiple items? One line handles them all.

On-Device AI Does the Work
• Auto-categorization powered by CoreML
• Automatic detection of recurring bills (rent, subscriptions)
• Personalized financial advice based on your data
• Kind mode or Tough Love mode — your choice
• Everything runs on your device — your data never leaves

Insights at a Glance
• Total income / expenses / net worth change
• Monthly averages: income, expenses, savings rate
• Trend charts: 3M / 6M / 1Y / All time
• Treemap visualization of spending by category

Smart Budget Management
• Set overall or per-category budgets
• Auto-calculated daily spending limit based on remaining days
• Visual budget usage tracking
• AI advice tailored to your budget status

Automatic Recurring Expenses
• Type "Rent 800" and it detects the pattern
• Weekly / Monthly / Yearly cycles
• Auto-generated on app launch — never miss a bill

Beautiful Design
• Glassmorphism card UI
• Purple mesh gradient backgrounds
• Light / Dark / System modes
• Spring animations + haptic feedback

Privacy First
• All data stored on-device only
• AI analysis runs locally
• No servers, no accounts
• Your financial data is yours alone

Consistency is everything in budgeting.
Flow makes consistency effortless.

Start today.


## Version history (last 5 releases)

### 1.0.5 — 2026-03-12

Major improvements to iCloud sync stability and usability enhancements.

■ Significantly Improved iCloud Sync Stability
• Fixed an issue where data was duplicated during sync
• Fixed an issue where category data was lost when syncing to another device
• Fixed an issue where the default ledger was duplicated into multiple copies
• Duplicate data is now automatically cleaned up after sync completes

■ Improved Issue Reporting
• Report issues directly from the bottom of the Settings screen
• Diagnostic logs are automatically attached for faster troubleshooting

■ Other Improvements
• Ledger names now display correctly in the edit screen
• Added internal logging system for more accurate issue tracking

### 1.0.4 — 2026-03-09

- Added support for managing multiple ledgers
- Added onboarding
- Added monthly report

### 1.0.3 — 2026-03-04

■ New Features
- Tap "Add Expense" button on widget to open the app and start typing immediately
- Lock screen widgets are now supported
- Daily reminder at 8 PM to record your expenses (toggle ON/OFF in Settings)
- Reminder shows today's total spending when you have records
- Option to skip reminders on days you've already recorded
- Payment method is automatically learned from your input patterns
- Navigate to previous/next months in Flow Chart

### 1.0.2 — 2026-02-28

This update brings Widgets and Siri Shortcuts support to Flow.

■ 3 New Widgets
• Small Widget — Check today's spending total and budget usage right from your Home Screen
• Medium Widget — See spending by top categories and AI insights at a glance
• Large Widget — View weekly spending trends and this month's full breakdown in one place

■ Siri Shortcuts Support
• "Add expense to Flow" — Start recording instantly by speaking to Siri
• "Check Flow budget" — Ask how much budget is left this month
• "Flow food spending" — Get this month's total by category with your voice
• Add Flow actions to your automation workflows in the Shortcuts app

■ Other Improvements
• Improved iCloud sync reliability
• Faster auto-generation of recurring expenses
• Overall performance optimizations

### 1.0.1 — 2026-02-26

Supports iCloud Backup

## More apps by Haeseong Jung

- [ColorSnaps](https://appshunter.io/ios/app/colorsnaps/id6449401990)
- [간편 계좌위젯](https://appshunter.io/ios/app/id6450392576)
- [Simple Countings](https://appshunter.io/ios/app/simple-countings/id6468249369)
- [easy Subnet Calculator](https://appshunter.io/ios/app/easy-subnet-calculator/id6468453755)
- [채팅통계분석기](https://appshunter.io/ios/app/id6475026670)
- [SubnetCal](https://appshunter.io/ios/app/subnetcal/id6745555973)

All apps by Haeseong Jung: https://appshunter.io/developer/1631768957

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*