# FlowFunds Finance Planner — Budget & net worth tracker

> Budget & net worth tracker (iPhone/iPad app by Caelvex Labs LLC.)

- Source: https://appshunter.io/ios/app/flowfunds-finance-planner/id6766120236 (this page in markdown: same URL + `.md`)
- Developer: [Caelvex Labs LLC](https://appshunter.io/developer/1896125818)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 27 MB
- Languages: American English
- Released: 2026-05-08
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/flowfunds-finance-planner/id6766120236/reviews.md

## What is FlowFunds Finance Planner?

FlowFunds is a private, local-first finance planner for Mac, iPhone, and iPad. Organize budgets, cash flow, debt, savings, investments, and long-term goals without linking bank accounts or brokerage accounts.

Designed for people who want practical visibility into their financial life without connecting bank accounts, brokerage accounts, or outside financial institutions, FlowFunds gives you a clear place to enter your own numbers, build dashboards, compare scenarios, and understand how today’s choices may affect future outcomes.

Create finance dashboards for everyday planning, review recurring income and expenses, track savings goals, model debt payoff, explore compound growth, and use planning calculators to better understand your personal finances. Premium tools unlock expanded views for income, debt, analysis, and deeper financial review.

FlowFunds is local-first and privacy-focused. Your dashboard data is created by you and stored on your Mac, iPhone, and iPad, with optional iCloud document support for Apple account syncing. Optional Caelvex Labs market-data lookups can refresh investment prices, dividend yields, and historical price series for planning scenarios.

Key features:

• Personal finance dashboards for focused money planning
• Budget and cash flow organization
• Income, savings, debt, and investment planning tools
• Investment rows with optional market-data refreshes
• Historical Monte Carlo planning and target probability views
• Compound growth and long-term goal calculators
• Scenario comparison for personal financial decisions
• Optional iCloud document support
• Premium unlock through Apple In-App Purchase
• Clean Mac interface built for focused financial review

FlowFunds is for planning, organization, and calculation. It does not provide investment advice, trading recommendations, banking services, brokerage services, lending, insurance, tax advice, legal advice, or fiduciary money management.

Use FlowFunds to understand your own numbers, compare possibilities, and make more informed personal finance decisions.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FlowFunds Premium | $3.99 | one-time |



## Version history (last 4 releases)

### 1.3.3 — 2026-08-18

FlowFunds now provides a more complete view of income across Mac, iPhone, and iPad. Projected income from your other planning pages appears in the Income Statement on iPhone and iPad, matching the desktop experience. A new Auditor control lets you include or exclude this projected income from calculations; your selection also determines whether those entries appear in exported PDF income details.

The Income/Debt Auditor now displays savings targets for three, six, and twelve months based on your monthly expenses. These targets remain in the app and are not included in exported PDFs. Projected-income charts have also been improved across desktop and mobile: positions with no yield are hidden, and large values use shorter, single-line labels with K, M, or B abbreviations to prevent wrapping or cropping.

Market-data notices are now less intrusive. Warning banners remain hidden when all visible prices are five days old or newer and appear only when at least one visible price is older than five days. FlowFunds can also occasionally display Apple’s familiar App Store rating prompt after you have had time to use the app, with requests limited to no more than once every two weeks.

### 1.3.2 — 2026-08-05

Large iCloud sync queues now upload in safer batches with clearer progress and retry behavior. This release also improves compact market-data notices, keeps the Settings panel fully visible on iPhone, and clarifies the difference between cross-device dashboard sync and Mac-only iCloud Drive backup restore.

### 1.3.1 — 2026-08-04

FlowFunds 1.3.1 improves startup and iCloud reliability across Mac, iPhone, and iPad.

- FlowFunds now opens from safely saved local data without waiting for iCloud.
- Large groups of queued changes sync in smaller, more reliable batches.
- Unsent changes remain safely queued when iCloud is slow or temporarily unavailable.
- Improved timeout and retry handling keeps your planning workspaces accessible.

### 1.3.0 — 2026-08-04

No release notes.

## More apps by Caelvex Labs LLC

- [Veyrguard Tactics RPG](https://appshunter.io/ios/app/veyrguard-tactics-rpg/id6767965560)
- [Steady Sober Day Tracker](https://appshunter.io/ios/app/steady-sober-day-tracker/id6789695070)

All apps by Caelvex Labs LLC: https://appshunter.io/developer/1896125818

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*